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  1. 🏠
  2. Medicare Advantage Plans
  3. Ohio
  4. Defiance County

2026 Medicare Advantage Plans in Defiance County, OH

Last update: September 3, 2026.

Defiance County, OH has 43 Medicare Advantage plans available in 2026. These include 29 plans with no monthly premium, and roughly 65% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Defiance County, OH. Or explore all Medicare Options available in Defiance County, OH.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $14.08/mo
$0 Premium Plans: 29
Average MOOP: $6,303 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 65% · 3 Stars: 35% · Below 3: 0%
Average Part D Deductible: $391.88
Total MA/MAPD Enrollment: 2,163
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Aetna Medicare Signature Care (HMO-POS) — 680 enrollees
2. Aetna Medicare Signature (PPO) — 509 enrollees
3. Anthem Medicare Advantage (HMO-POS) — 208 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 22
  • Average Monthly Premium $14.34/mo
  • Total PPO Enrollment 917
  • $0 Premium PPO Plans 15
  • Average MOOP $6,939
  • Top PPO by Enrollment Aetna Medicare Signature (PPO) — 509 enrollees
  • PPO Plans Without Drug Coverage 9

Comparison table of 2026 PPO Medicare Advantage Plans available in Defiance County, Ohio
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,900 N/A H5521-487-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $615 H5521-088-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-073-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,900 $350 H7617-060-0
Anthem Medicare Advantage
☆☆☆☆☆
$10 $6,750 $350 H4036-026-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$51 $6,750 $200 H4036-025-0
Anthem Veteran
☆☆☆☆☆
$0 $5,900 N/A H4036-022-0
DEVOTED CHOICE 001 OH
☆☆☆☆☆
$0 $5,300 $395 H2526-001-0
DEVOTED CHOICE 003 OH
☆☆☆☆☆
$0 $5,300 $375 H2526-003-0
DEVOTED CHOICE MA ONLY 002 OH
☆☆☆☆☆
$0 $9,250 N/A H2526-002-0
Mount Carmel MediGold Choice
☆☆☆☆☆
$0 $5,700 $200 H1846-006-0
AARP Medicare Advantage from UHC OH-0016
☆☆☆☆☆
$35 $6,700 $520 H8768-063-0
AARP Medicare Advantage Patriot No Rx OH-MA01
☆☆☆☆☆
$0 $8,500 N/A H8768-021-0
Anthem Medicare Advantage
☆☆☆☆☆
$87 $6,750 $250 R5941-014-0
Anthem Veteran
☆☆☆☆☆
$0 $4,900 N/A R5941-013-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-218-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-441-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,900 $350 H5216-307-0
Humana Value Plus H5525-041
☆☆☆☆☆
$31 $9,250 $615 H5525-041-0
HumanaChoice H5216-023
☆☆☆☆☆
$21 $6,550 $350 H5216-023-0
HumanaChoice R0110-015
☆☆☆☆☆
$0 $5,700 N/A R0110-015-0
HumanaChoice R0110-016
☆☆☆☆☆
$80 $7,050 $615 R0110-016-0
What is the most popular PPO plan in Defiance?

Aetna Medicare Signature (PPO) is the top PPO in Defiance, with 509 enrollees.

What is the number of PPO plans without Part D coverage in Defiance?

There are 9 PPO plans in Defiance without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
9
Average Monthly Premium
$5.27/mo
Total HMO Enrollment
72
$0 Premium HMO Plans
7
Average MOOP
$5,350
Top HMO by Enrollment
DEVOTED GIVEBACK 003 OH (HMO) — 57 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2026 HMO Medicare Advantage Plans available in Defiance County, Ohio
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Mount Carmel MediGold Cash Back
☆☆☆☆☆
$0 $7,900 $250 H3668-030-0
Mount Carmel MediGold Glory No RX
☆☆☆☆☆
$0 $4,900 N/A H3668-013-0
Mount Carmel MediGold No Premium
☆☆☆☆☆
$0 $4,900 $150 H3668-020-0
SummaCare Medicare Amber
☆☆☆☆☆
$0 $3,450 N/A H3660-052-2
DEVOTED CORE 001 OH
☆☆☆☆☆
$0 $4,900 $395 H2697-001-0
DEVOTED CORE 022 OH
☆☆☆☆☆
$0 $4,300 $175 H2697-022-0
DEVOTED GIVEBACK 003 OH
☆☆☆☆☆
$0 $6,750 $605 H2697-003-0
DEVOTED PREMIUM 002 OH
☆☆☆☆☆
$31 $4,500 $615 H2697-002-0
Humana Gold Plus H6622-055
☆☆☆☆☆
$16 $6,550 $200 H6622-055-0

What is the typical premium for HMO plans in Defiance?

HMO plans in Defiance cost $5.27 per month on average.

Which HMO plan do most beneficiaries choose in Defiance?

The most popular HMO plan in Defiance is DEVOTED GIVEBACK 003 OH (HMO), with 57 enrollees.

How many HMO options are offered without prescription drug coverage in Defiance?

There are 2 HMO plans in Defiance without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 12
  • Average Monthly Premium $20.21/mo
  • Total HMO-POS Enrollment 1,174
  • $0 Premium HMO-POS Plans 7
  • Average MOOP $5,854
  • Top HMO-POS by Enrollment Aetna Medicare Signature Care (HMO-POS) — 680 enrollees
  • HMO-POS Plans Without Drug Coverage 0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Defiance County, Ohio
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
SummaCare Medicare Sapphire
☆☆☆☆☆
$83 $3,650 $50 H3660-029-0
AARP Medicare Advantage Essentials from UHC OH-5
☆☆☆☆☆
$0 $5,400 $440 H5253-144-2
AARP Medicare Advantage Essentials from UHC OH-6
☆☆☆☆☆
$49 $3,700 $355 H5253-124-2
AARP Medicare Advantage Extras from UHC OH-8
☆☆☆☆☆
$49 $4,200 $355 H5253-126-2
AARP Medicare Advantage Extras from UHC OH-9
☆☆☆☆☆
$0 $6,700 $520 H5253-130-0
AARP Medicare Advantage Giveback from UHC OH-17
☆☆☆☆☆
$0 $8,500 $600 H5253-135-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $5,500 $500 H0628-001-0
Anthem Extra Help
☆☆☆☆☆
$31 $7,350 $390 H3655-041-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $9,250 $275 H3655-045-1
Humana Gold Plus H6622-022
☆☆☆☆☆
$0 $4,800 $250 H6622-022-0
Wellcare Assist
☆☆☆☆☆
$30 $4,700 $615 H0908-004-0
Wellcare Simple
☆☆☆☆☆
$0 $6,500 $615 H0908-003-0
What is the total number of HMO-POS plans in Defiance?

In 2026, Defiance has 12 HMO-POS plans with 1,174 enrollees.

How much do HMO-POS plans cost in Defiance?

The typical HMO-POS premium in Defiance is $20.21, and 7 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Defiance County, OH for 2026.

CMS Star Ratings for Medicare Advantage Plans in Defiance County, OH (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 28 65%
3 Stars 15 35%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.91

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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