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2027 Medicare Advantage Plans in Montgomery County, OH

Last update: .

Montgomery County, OH has 58 Medicare Advantage plans available in 2027. These include 36 plans with no monthly premium, and roughly 63% are rated at least 4 stars based on CMS data.

At a Glance

Average Monthly Premium: $25.53/mo
$0 Premium Plans: 36
Average MOOP: $6,539 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 63% · 3 Stars: 33% · Below 3: 4%
Average Part D Deductible: $466.87
Total MA/MAPD Enrollment: 42,734
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Anthem Medicare Advantage (HMO-POS) — 14,888 enrollees
2. AARP Medicare Advantage Essentials from UHC OH-7 (HMO-POS) — 7,050 enrollees
3. Mount Carmel MediGold No Premium (HMO) — 3,015 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Montgomery County, OH. Or explore all Medicare Options available in Montgomery County, OH. To understand how local plans fit into the broader market, visit our Ohio Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 30
  • Average Monthly Premium $32.60/mo
  • Total PPO Enrollment 6,330
  • $0 Premium PPO Plans 16
  • Average MOOP $7,065
  • Top PPO by Enrollment Aetna Medicare Signature (PPO) — 2,386 enrollees
  • PPO Plans Without Drug Coverage 9

Comparison table of 2027 PPO Medicare Advantage Plans available in Montgomery County, Ohio
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem Medicare Advantage
☆☆☆☆☆
 $24 $8,500 $595 H4036-026-0
Anthem Medicare Advantage 3
☆☆☆☆☆
 $59 $7,150 $495 H4036-025-0
Anthem Medicare Advantage 4
☆☆☆☆☆
 $65 $7,150 $495 H4036-017-0
Anthem Veteran
☆☆☆☆☆
 $0 $5,900 N/A H4036-022-0
DEVOTED CHOICE 001 OH
☆☆☆☆☆
 $0 $5,300 $650 H2526-001-0
DEVOTED CHOICE 003 OH
☆☆☆☆☆
 $0 $5,300 $650 H2526-003-0
DEVOTED CHOICE MA ONLY 002 OH
☆☆☆☆☆
 $0 $9,250 N/A H2526-002-0
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $9,850 $700 H7617-144-2
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H7617-073-0
HumanaChoice H7617-004
☆☆☆☆☆
 $0 $6,750 $700 H7617-004-0
MedMutual Advantage Preferred
☆☆☆☆☆
 $90 $5,900 $55 H4497-002-3
MedMutual Advantage Premium
☆☆☆☆☆
 $168 $3,600 $55 H4497-003-3
MedMutual Advantage Select
☆☆☆☆☆
 $58 $6,900 $95 H4497-001-3
AARP Medicare Advantage from UHC OH-23
☆☆☆☆☆
 $50 $7,150 $685 H8768-064-0
AARP Medicare Advantage Patriot No Rx OH-MA01
☆☆☆☆☆
 $0 $8,900 N/A H8768-021-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $6,900 N/A H5521-487-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $4,900 $700 H5521-087-0
Humana Full Access
☆☆☆☆☆
 $53 $9,850 $700 H5525-042-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H5216-441-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H5216-218-0
HumanaChoice Giveback H5216-481
☆☆☆☆☆
 $0 $9,850 $700 H5216-481-2
HumanaChoice H5216-023
☆☆☆☆☆
 $44 $6,000 $450 H5216-023-0
HumanaChoice H5216-285
☆☆☆☆☆
 $0 $6,750 $700 H5216-285-0
HumanaChoice H5525-030
☆☆☆☆☆
 $86 $4,450 $450 H5525-030-0
Anthem Medicare Advantage
☆☆☆☆☆
 $106 $6,750 $395 R5941-014-0
Anthem Veteran
☆☆☆☆☆
 $0 $6,100 N/A R5941-013-0
HumanaChoice R0110-015
☆☆☆☆☆
 $0 $5,700 N/A R0110-015-0
HumanaChoice R0110-016
☆☆☆☆☆
 $121 $7,150 $700 R0110-016-0
HealthSpring True Choice
☆☆☆☆☆
 $9 $9,250 $600 H7849-088-0
The Health Plan SecureChoice Optimum
☆☆☆☆☆
 $45 $7,000 $425 H8604-014-1
What is the most popular PPO plan in Montgomery?

Aetna Medicare Signature (PPO) is the top PPO in Montgomery, with 2,386 enrollees.

What is the number of PPO plans without Part D coverage in Montgomery?

There are 9 PPO plans in Montgomery without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
16
Average Monthly Premium
$23.94/mo
Total HMO Enrollment
8,202
$0 Premium HMO Plans
10
Average MOOP
$5,952
Top HMO by Enrollment
Mount Carmel MediGold No Premium (HMO) — 3,015 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2027 HMO Medicare Advantage Plans available in Montgomery County, Ohio
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 004 OH
☆☆☆☆☆
 $0 $4,950 $650 H2697-004-0
DEVOTED CORE 015 OH
☆☆☆☆☆
 $0 $4,900 $650 H2697-015-0
DEVOTED GIVEBACK 006 OH
☆☆☆☆☆
 $0 $8,000 $461 H2697-006-0
DEVOTED GIVEBACK EXTRAS 027 OH
☆☆☆☆☆
 $0 $6,400 $700 H2697-027-0
Humana Gold Plus H6622-055
☆☆☆☆☆
 $27 $6,550 $300 H6622-055-0
MedMutual Advantage Choice
☆☆☆☆☆
 $62 $4,450 $55 H6723-002-3
MedMutual Advantage Plus
☆☆☆☆☆
 $103 $4,450 $55 H6723-003-3
Mount Carmel MediGold Cash Back
☆☆☆☆☆
 $0 $8,900 $350 H3668-030-0
Mount Carmel MediGold Glory No RX
☆☆☆☆☆
 $0 $4,900 N/A H3668-013-0
Mount Carmel MediGold No Premium
☆☆☆☆☆
 $0 $5,500 $275 H3668-019-2
Mount Carmel MediGold Plus
☆☆☆☆☆
 $49 $4,500 $250 H3668-022-0
Mount Carmel MediGold Premier
☆☆☆☆☆
 $109 $3,900 $0 H3668-018-2
The Health Plan SecureCare - Option II
☆☆☆☆☆
 $33 $7,500 $395 H3672-013-0
The Health Plan SecureCare Integrity Plan 3
☆☆☆☆☆
 $0 $7,500 N/A H3672-014-0
HealthSpring Preferred
☆☆☆☆☆
 $0 $5,875 $400 H0672-013-0
HealthSpring Preferred Savings
☆☆☆☆☆
 $0 $6,950 $400 H0672-017-0

What is the typical premium for HMO plans in Montgomery?

HMO plans in Montgomery cost $23.94 per month on average.

Which HMO plan do most beneficiaries choose in Montgomery?

The most popular HMO plan in Montgomery is Mount Carmel MediGold No Premium (HMO), with 3,015 enrollees.

How many HMO options are offered without prescription drug coverage in Montgomery?

There are 2 HMO plans in Montgomery without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 12
  • Average Monthly Premium $10.00/mo
  • Total HMO-POS Enrollment 28,202
  • $0 Premium HMO-POS Plans 10
  • Average MOOP $6,008
  • Top HMO-POS by Enrollment Anthem Medicare Advantage (HMO-POS) — 14,888 enrollees
  • HMO-POS Plans Without Drug Coverage 1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Montgomery County, Ohio
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC OH-7
☆☆☆☆☆
 $0 $4,900 $685 H5253-125-2
AARP Medicare Advantage Extras from UHC OH-12
☆☆☆☆☆
 $0 $6,700 $685 H5253-133-0
AARP Medicare Advantage from UHC OH-0001
☆☆☆☆☆
 $85 $4,200 $505 H5253-051-0
AARP Medicare Advantage from UHC OH-19
☆☆☆☆☆
 $35 $3,900 $685 H5253-260-0
AARP Medicare Advantage Giveback from UHC OH-17
☆☆☆☆☆
 $0 $8,500 $685 H5253-135-0
AARP Medicare Advantage Patriot No Rx OH-MA2
☆☆☆☆☆
 $0 $8,900 N/A H5253-244-0
Humana Gold Plus H6622-021
☆☆☆☆☆
 $0 $6,250 $600 H6622-021-2
Aetna Medicare Signature Extra
☆☆☆☆☆
 $0 $4,900 $500 H0628-003-0
Anthem Extra Help
☆☆☆☆☆
 $0 $7,350 $105 H3655-041-0
Anthem Medicare Advantage
☆☆☆☆☆
 $0 $4,450 $425 H3655-045-2
MedMutual Advantage Classic
☆☆☆☆☆
 $0 $7,150 $315 H6723-001-3
Perennial Advantage Freedom
☆☆☆☆☆
 $0 $4,900 $350 H8797-003-0
What is the total number of HMO-POS plans in Montgomery?

In 2027, Montgomery has 12 HMO-POS plans with 28,202 enrollees.

How much do HMO-POS plans cost in Montgomery?

The typical HMO-POS premium in Montgomery is $10.00, and 10 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Montgomery County, OH for 2027.

CMS Star Ratings for Medicare Advantage Plans in Montgomery County, OH (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 36 63%
3 Stars 19 33%
Below 3 Stars 2 4%
Not Rated 1 2%
Average Rating 3.88

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Montgomery County, Ohio, including communities such as Brookville, Clayton, Englewood, Farmersville, Germantown, Miamisburg, New Lebanon, Vandalia, Dayton, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .