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  1. 🏠
  2. Medicare Advantage Plans
  3. Ohio
  4. Shelby County

2026 Medicare Advantage Plans in Shelby County, OH

Last update: June 11, 2026. Enrollment data updated: June 13, 2026

In Shelby County, OH, there are 56 Medicare Advantage plans available for 2026. Of these, 38 offer a $0 monthly premium, and about 51% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Shelby County, OH. Or explore all Medicare Options available in Shelby County, OH.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$15.82/mo
Plans with $0 Premium
38
Average MOOP Limit
$6,277 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 51% · 3 Stars: 49% · Below 3: 0%
Average Part D Deductible
$337.44
Total MA/MAPD Enrollment
2,344
Plans with the Highest Enrollment
(as of June 13, 2026)
1. Anthem Medicare Advantage (HMO-POS) — 530 enrollees
2. Aetna Medicare Signature (PPO) — 478 enrollees
3. AARP Medicare Advantage Essentials from UHC OH-7 (HMO-POS) — 266 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
30
Average Monthly Premium
$18.15/mo
Total PPO Enrollment
1,096
$0 Premium PPO Plans
20
Average MOOP
$6,972
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 478 enrollees
PPO Plans Without Drug Coverage
9

PPO Medicare Advantage plan comparison – Shelby County, Ohio, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,900 N/A H5521-487-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $4,900 $500 H5521-087-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-073-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,900 $350 H7617-060-0
HumanaChoice Giveback H7617-003
☆☆☆☆☆
$0 $9,150 $0 H7617-003-0
HumanaChoice H7617-004
☆☆☆☆☆
$0 $5,500 $250 H7617-004-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$51 $6,750 $200 H4036-025-0
Anthem Veteran
☆☆☆☆☆
$0 $5,900 N/A H4036-022-0
DEVOTED CHOICE 001 OH
☆☆☆☆☆
$0 $5,300 $395 H2526-001-0
DEVOTED CHOICE 003 OH
☆☆☆☆☆
$0 $5,300 $375 H2526-003-0
DEVOTED CHOICE MA ONLY 002 OH
☆☆☆☆☆
$0 $9,250 N/A H2526-002-0
Mount Carmel MediGold Premium Choice
☆☆☆☆☆
$14 $5,700 $200 H1846-005-0
AARP Medicare Advantage from UHC OH-0015
☆☆☆☆☆
$39 $6,700 $600 H8768-037-2
AARP Medicare Advantage Patriot No Rx OH-MA01
☆☆☆☆☆
$0 $8,500 N/A H8768-021-0
Anthem Medicare Advantage
☆☆☆☆☆
$87 $6,750 $250 R5941-014-0
Anthem Veteran
☆☆☆☆☆
$0 $4,900 N/A R5941-013-0
Humana Full Access H5525-042
☆☆☆☆☆
$27 $9,150 $615 H5525-042-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-441-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-218-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,900 $350 H5216-307-0
Humana Value Plus H5525-041
☆☆☆☆☆
$31 $9,250 $615 H5525-041-0
HumanaChoice Giveback H5216-309
☆☆☆☆☆
$0 $9,150 $0 H5216-309-0
HumanaChoice H5216-023
☆☆☆☆☆
$21 $6,550 $350 H5216-023-0
HumanaChoice H5216-285
☆☆☆☆☆
$0 $5,500 $250 H5216-285-0
HumanaChoice H5525-030
☆☆☆☆☆
$85 $3,950 $350 H5525-030-0
HumanaChoice R0110-015
☆☆☆☆☆
$0 $5,700 N/A R0110-015-0
HumanaChoice R0110-016
☆☆☆☆☆
$80 $7,050 $615 R0110-016-0
The Health Plan SecureChoice - Option II
☆☆☆☆☆
$109 $6,700 $275 H8604-011-0
The Health Plan SecureChoice Optimum
☆☆☆☆☆
$0 $5,900 $150 H8604-014-1
HealthSpring True Choice
☆☆☆☆☆
$0 $9,250 $200 H7849-088-0
What is the total number of PPO plans offered in Shelby?

Shelby County has 30 PPO plans for 2026, with 1,096 enrolled.

How much do PPO plans cost in Shelby?

The typical PPO premium in Shelby is $18.15, and 20 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
13
Average Monthly Premium
$11.69/mo
Total HMO Enrollment
150
$0 Premium HMO Plans
10
Average MOOP
$5,331
Top HMO by Enrollment
HealthSpring Preferred (HMO) — 48 enrollees
HMO Plans Without Drug Coverage
2

HMO Medicare Advantage plan comparison – Shelby County, Ohio, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Mount Carmel MediGold Cash Back
☆☆☆☆☆
$0 $7,900 $250 H3668-030-0
Mount Carmel MediGold Glory No RX
☆☆☆☆☆
$0 $4,900 N/A H3668-013-0
Mount Carmel MediGold No Premium
☆☆☆☆☆
$0 $4,900 $150 H3668-019-2
Mount Carmel MediGold Plus
☆☆☆☆☆
$34 $4,400 $100 H3668-023-0
Mount Carmel MediGold Premier
☆☆☆☆☆
$102 $3,900 $0 H3668-018-2
DEVOTED CORE 004 OH
☆☆☆☆☆
$0 $4,900 $375 H2697-004-0
DEVOTED CORE 015 OH
☆☆☆☆☆
$0 $4,900 $175 H2697-015-0
DEVOTED GIVEBACK 006 OH
☆☆☆☆☆
$0 $6,750 $605 H2697-006-0
Humana Gold Plus H6622-055
☆☆☆☆☆
$16 $6,550 $200 H6622-055-0
The Health Plan SecureCare - Option II
☆☆☆☆☆
$0 $5,000 $395 H3672-013-0
The Health Plan SecureCare Integrity Plan 3
☆☆☆☆☆
$0 $6,500 N/A H3672-014-0
HealthSpring Preferred
☆☆☆☆☆
$0 $2,875 $200 H0672-013-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $5,825 $0 H0672-017-0
What is the average monthly premium for HMO plans?
HMO plans in Shelby cost $11.69 per month on average.
Which HMO plan is most popular in Shelby?
The most popular HMO plan in Shelby is HealthSpring Preferred (HMO), with 48 enrollees.
How many HMO plans in Shelby do not include drug coverage?
There are 2 HMO plans in Shelby without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 12
  • Average Monthly Premium $12.71/mo
  • Total HMO-POS Enrollment 1,098
  • $0 Premium HMO-POS Plans 8
  • Average MOOP $5,758
  • Top HMO-POS by Enrollment Anthem Medicare Advantage (HMO-POS) — 530 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Shelby County, Ohio, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC OH-7
☆☆☆☆☆
$0 $3,900 $520 H5253-125-2
AARP Medicare Advantage Extras from UHC OH-12
☆☆☆☆☆
$0 $6,700 $520 H5253-133-0
AARP Medicare Advantage from UHC OH-0003
☆☆☆☆☆
$35 $3,400 $440 H5253-109-4
AARP Medicare Advantage Giveback from UHC OH-17
☆☆☆☆☆
$0 $8,500 $600 H5253-135-0
Aetna Medicare Enhanced
☆☆☆☆☆
$56 $4,150 $615 H0628-027-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,500 $615 H0628-021-0
Anthem Extra Help
☆☆☆☆☆
$31 $7,350 $390 H3655-041-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $9,250 $275 H3655-045-1
Humana Gold Plus H6622-021
☆☆☆☆☆
$0 $5,250 $250 H6622-021-2
Wellcare Assist
☆☆☆☆☆
$30 $4,700 $615 H0908-004-0
Wellcare Simple
☆☆☆☆☆
$0 $6,500 $615 H0908-003-0
Perennial Advantage Freedom
☆☆☆☆☆
$0 $3,900 $90 H8797-003-0
What is the total number of HMO-POS plans in Shelby?

There are 12 HMO-POS plans in 2026, covering 1,098 enrollees.

How much do HMO-POS plans cost in Shelby?

The average HMO-POS premium in Shelby is $12.71 per month, with 8 plans offering $0 premiums.

What is the leading HMO-POS plan in Shelby?

Anthem Medicare Advantage (HMO-POS) is the top HMO-POS in Shelby, with 530 enrollees.

What is the number of HMO-POS plans without Part D coverage in Shelby?

0 HMO-POS plans in Shelby do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$37.00/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
0
Average MOOP
$3,950
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
0

PFFS Medicare Advantage plan comparison – Shelby County, Ohio, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-032
☆☆☆☆☆
$37 $3,950 $300 H8145-032-0

What is the average monthly premium for PFFS plans?

PFFS plans in Shelby cost $37.00 per month on average.

Which PFFS plan is most popular in Shelby?

The most popular PFFS plan in Shelby is , with 0 enrollees.

How many PFFS plans in Shelby do not include drug coverage?

There are 0 PFFS plans in Shelby without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Shelby County, OH for 2026.

CMS Star Ratings for Medicare Advantage Plans in Shelby County, OH (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 28 51%
3 Stars 27 49%
Below 3 Stars 0 0%
Not Rated 1 2%
Average Rating 3.81

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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