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  1. 🏠
  2. Medicare Advantage Plans
  3. Oklahoma
  4. Caddo County

2026 Medicare Advantage Plans in Caddo County, OK

Last update: September 1, 2026.

In Caddo County, OK, there are 27 Medicare Advantage plans available for 2026. Of these, 20 offer a $0 monthly premium, and about 36% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Caddo County, OK. Or explore all Medicare Options available in Caddo County, OK.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$16.59/mo
Plans with $0 Premium
20
Average MOOP Limit
$5,807 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 36% · 3 Stars: 64% · Below 3: 0%
Average Part D Deductible
$395.26
Total MA/MAPD Enrollment
1,132
Plans with the Highest Enrollment
(as of September 8, 2026)
1. HumanaChoice Giveback H7617-056 (PPO) — 299 enrollees
2. HumanaChoice Giveback H5216-264 (PPO) — 100 enrollees
3. AARP Medicare Advantage from UHC OK-0001 (HMO-POS) — 100 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
19
Average Monthly Premium
$21.68/mo
Total PPO Enrollment
910
$0 Premium PPO Plans
13
Average MOOP
$6,047
Top PPO by Enrollment
HumanaChoice Giveback H7617-056 (PPO) — 299 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Caddo County, Oklahoma, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
HumanaChoice Giveback H7617-056
☆☆☆☆☆
$0 $7,925 $0 H7617-056-0
AARP Medicare Advantage from UHC OK-0005
☆☆☆☆☆
$59 $5,900 $600 H8768-008-0
AARP Medicare Advantage from UHC OK-0007
☆☆☆☆☆
$0 $6,700 $600 H8768-016-0
AARP Medicare Advantage Patriot No Rx OK-MA01
☆☆☆☆☆
$0 $5,200 N/A H8768-028-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $300 H3288-020-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
HumanaChoice Giveback H5216-264
☆☆☆☆☆
$0 $7,925 $0 H5216-264-0
HumanaChoice H5216-081
☆☆☆☆☆
$14 $6,750 $615 H5216-081-0
HumanaChoice H5216-083
☆☆☆☆☆
$46 $6,750 $615 H5216-083-0
HumanaChoice H5216-316
☆☆☆☆☆
$37 $4,400 $420 H5216-316-1
Blue Cross Medicare Advantage Balance
☆☆☆☆☆
$97 $4,500 $450 H8634-031-0
Blue Cross Medicare Advantage Classic
☆☆☆☆☆
$0 $6,000 $615 H8634-027-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $6,900 $615 H8634-029-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $6,550 $615 H8634-030-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
$159 $3,700 $300 H8634-032-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $7,350 N/A H8634-028-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $4,700 N/A H4537-005-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,500 $615 H4537-001-0
What is the total number of PPO plans offered in Caddo?

Caddo County has 19 PPO plans for 2026, with 910 enrolled.

How much do PPO plans cost in Caddo?

The typical PPO premium in Caddo is $21.68, and 13 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
3
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
45
$0 Premium HMO Plans
3
Average MOOP
$3,900
Top HMO by Enrollment
Generations Classic Rewards (HMO) — 45 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Caddo County, Oklahoma, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Generations Classic Plus
☆☆☆☆☆
$0 $3,900 $0 H3706-023-0
Generations Classic Rewards
☆☆☆☆☆
$0 $3,900 $0 H3706-001-0
Generations Valor
☆☆☆☆☆
$0 $3,900 N/A H3706-009-0
What is the average monthly premium for HMO plans?
HMO plans in Caddo cost $0.00 per month on average.
Which HMO plan is most popular in Caddo?
The most popular HMO plan in Caddo is Generations Classic Rewards (HMO), with 45 enrollees.
How many HMO plans in Caddo do not include drug coverage?
There are 1 HMO plans in Caddo without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 4
  • Average Monthly Premium $9.00/mo
  • Total HMO-POS Enrollment 177
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $5,875
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC OK-0001 (HMO-POS) — 100 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Caddo County, Oklahoma, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC OK-3
☆☆☆☆☆
$0 $5,900 $355 H5253-173-0
AARP Medicare Advantage Extras from UHC OK-8
☆☆☆☆☆
$0 $6,700 $440 H5253-204-0
AARP Medicare Advantage from UHC OK-0001
☆☆☆☆☆
$36 $4,200 $355 H5253-171-0
AARP Medicare Advantage Patriot No Rx OK-MA2
☆☆☆☆☆
$0 $6,700 N/A H5253-205-0
What is the total number of HMO-POS plans in Caddo?

There are 4 HMO-POS plans in 2026, covering 177 enrollees.

How much do HMO-POS plans cost in Caddo?

The average HMO-POS premium in Caddo is $9.00 per month, with 3 plans offering $0 premiums.

What is the leading HMO-POS plan in Caddo?

AARP Medicare Advantage from UHC OK-0001 (HMO-POS) is the top HMO-POS in Caddo, with 100 enrollees.

What is the number of HMO-POS plans without Part D coverage in Caddo?

1 HMO-POS plans in Caddo do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
1
Average MOOP
$6,700
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
1

PFFS Medicare Advantage plan comparison – Caddo County, Oklahoma, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $6,700 N/A H8145-126-0

What is the average monthly premium for PFFS plans?

PFFS plans in Caddo cost $0.00 per month on average.

Which PFFS plan is most popular in Caddo?

The most popular PFFS plan in Caddo is , with 0 enrollees.

How many PFFS plans in Caddo do not include drug coverage?

There are 1 PFFS plans in Caddo without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Caddo County, OK for 2026.

CMS Star Ratings for Medicare Advantage Plans in Caddo County, OK (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 9 36%
3 Stars 16 64%
Below 3 Stars 0 0%
Not Rated 2 7%
Average Rating 3.6

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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