2026 Medicare Advantage Plans in Mcclain County, OK
Last update: . Enrollment data updated: June 13, 2026
For 2026, Mcclain County, OK includes 37 Medicare Advantage plans. Enrollment across these plans totals approximately 2,423, with 28 $0 premium options and 31% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Mcclain County, OK are summarized separately. Visit Medicare Options in Mcclain County, OK to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 22
- Average Monthly Premium
- $18.64/mo
- Total PPO Enrollment
- 1,675
- $0 Premium PPO Plans
- 16
- Average MOOP
- $5,977
- Top PPO by Enrollment
- HumanaChoice H5216-337 (PPO) — 304 enrollees
- PPO Plans Without Drug Coverage
- 5
What is the average monthly premium for PPO plans in Mcclain?
PPO plans in Mcclain cost $18.64 per month on average.
Which PPO plan has the highest enrollment in Mcclain?
The most popular PPO plan in Mcclain is HumanaChoice H5216-337 (PPO), with 304 enrollees.
How many PPO plans in Mcclain do not include prescription drug coverage?
5 PPO plans in Mcclain do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 10
- Average Monthly Premium $12.10/mo
- Total HMO Enrollment 354
- $0 Premium HMO Plans 8
- Average MOOP $4,581
- Top HMO by Enrollment Humana Gold Plus H6622-032 (HMO) — 117 enrollees
- HMO Plans Without Drug Coverage 2
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Generations Classic Plus | $0 | $3,900 | $0 | H3706-023-0 | |
| Generations Classic Rewards | $0 | $3,900 | $0 | H3706-001-0 | |
| Generations Valor | $0 | $3,900 | N/A | H3706-009-0 | |
| HealthSpring Preferred Savings | $0 | $6,900 | $250 | H4513-073-0 | |
| Blue Cross Medicare Advantage Basic | $0 | $4,200 | $450 | H3979-001-0 | |
| Humana Gold Plus H6622-032 | $0 | $4,205 | $615 | H6622-032-0 | |
| Senior Health Plan Platinum | $24 | $4,200 | $200 | H3755-001-0 | |
| Senior Health Plan Platinum Plus | $97 | $5,000 | $200 | H3755-004-0 | |
| Senior Health Plan Silver Plus | $0 | $5,400 | $615 | H3755-005-0 | |
| Senior Health Plan Silver Savings | $0 | $4,200 | N/A | H3755-007-0 |
What is the top HMO by enrollment in Mcclain?
Humana Gold Plus H6622-032 (HMO) is the top HMO in Mcclain, with 117 enrollees.
What is the number of HMO plans without Part D coverage in Mcclain?
2 HMO plans in Mcclain do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 4
- Average Monthly Premium
- $9.00/mo
- Total HMO-POS Enrollment
- 394
- $0 Premium HMO-POS Plans
- 3
- Average MOOP
- $5,875
- Top HMO-POS by Enrollment
- AARP Medicare Advantage from UHC OK-0001 (HMO-POS) — 277 enrollees
- HMO-POS Plans Without Drug Coverage
- 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC OK-3 | $0 | $5,900 | $355 | H5253-173-0 | |
| AARP Medicare Advantage Extras from UHC OK-8 | $0 | $6,700 | $440 | H5253-204-0 | |
| AARP Medicare Advantage from UHC OK-0001 | $36 | $4,200 | $355 | H5253-171-0 | |
| AARP Medicare Advantage Patriot No Rx OK-MA2 | $0 | $6,700 | N/A | H5253-205-0 |
What is the typical premium for HMO-POS plans in Mcclain?
HMO-POS plans in Mcclain cost $9.00 per month on average.
Which HMO-POS plan has the most members in Mcclain?
The most popular HMO-POS plan in Mcclain is AARP Medicare Advantage from UHC OK-0001 (HMO-POS), with 277 enrollees.
How many HMO-POS options are offered without prescription drug coverage in Mcclain?
There are 1 HMO-POS plans in Mcclain without prescription drug coverage.
Medicare Advantage PFFS Plans
PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-126 | $0 | $6,700 | N/A | H8145-126-0 |
What is the total number of PFFS plans in Mcclain?
In 2026, Mcclain has 1 PFFS plans with 0 enrollees.
How much do PFFS plans cost in Mcclain?
The typical PFFS premium in Mcclain is $0.00, and 1 plans have no monthly premium.
CMS quality ratings for Medicare Advantage plans in Mcclain County, OK (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 11 | 31% |
| 3 Stars | 24 | 69% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 2 | 5% |
| Average Rating | 3.6 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.