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  1. 🏠
  2. Medicare Advantage Plans
  3. Oklahoma
  4. Mcclain County

2027 Medicare Advantage Plans in Mcclain County, OK

Last update: October 5, 2026.

For 2027, Mcclain County, OK includes 32 Medicare Advantage plans. Enrollment across these plans totals approximately 2,329, with 23 $0 premium options and 76% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Mcclain County, OK are provided separately. Or you can discover all Medicare Options in Mcclain County, OK.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $13.41/mo
  • $0 Premium Plans: 23
  • Average MOOP: $6,131 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 76% · 3 Stars: 24% · Below 3: 0%
  • Average Part D Deductible: $587.04
  • Total MA/MAPD Enrollment: 2,329
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Humana Essentials Plus Giveback (PPO) — 320 enrollees
    2. HumanaChoice H5216-337 (PPO) — 293 enrollees
    3. AARP Medicare Advantage from UHC OK-0001 (HMO-POS) — 269 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
17
Average Monthly Premium
$13.82/mo
Total PPO Enrollment
1,629
$0 Premium PPO Plans
11
Average MOOP
$6,597
Top PPO by Enrollment
Humana Essentials Plus Giveback (PPO) — 320 enrollees
PPO Plans Without Drug Coverage
3

2027 PPO Medicare Advantage plans in Mcclain County, Oklahoma (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $7,925 $700 H7617-056-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
Humana Value Choice
☆☆☆☆☆
$0 $5,300 $520 H7617-053-0
AARP Medicare Advantage from UHC OK-0005
☆☆☆☆☆
$79 $7,150 $685 H8768-008-0
AARP Medicare Advantage from UHC OK-0007
☆☆☆☆☆
$10 $7,150 $685 H8768-016-0
AARP Medicare Advantage Patriot No Rx OK-MA01
☆☆☆☆☆
$0 $6,200 N/A H8768-028-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
HumanaChoice Giveback H5216-264
☆☆☆☆☆
$0 $7,925 $700 H5216-264-0
HumanaChoice H5216-081
☆☆☆☆☆
$26 $6,850 $700 H5216-081-0
HumanaChoice H5216-083
☆☆☆☆☆
$59 $6,900 $700 H5216-083-0
HumanaChoice H5216-316
☆☆☆☆☆
$48 $4,900 $700 H5216-316-3
HumanaChoice H5216-337
☆☆☆☆☆
$0 $5,300 $520 H5216-337-2
Aetna Medicare Signature
☆☆☆☆☆
$0 $7,150 $700 H3288-020-0
HealthSpring True Choice
☆☆☆☆☆
$13 $6,800 $700 H7849-155-0
DEVOTED CHOICE 001 OK
☆☆☆☆☆
$0 $5,700 $650 H2845-001-0
DEVOTED CHOICE GIVEBACK 002 OK
☆☆☆☆☆
$0 $9,850 $461 H2845-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 013 OK
☆☆☆☆☆
$0 $7,650 $700 H2845-013-0

What is the typical premium for PPO plans available in Mcclain?

PPO plans in Mcclain cost $13.82 per month on average.

Which PPO plan do most beneficiaries choose in Mcclain?

The most popular PPO plan in Mcclain is Humana Essentials Plus Giveback (PPO), with 320 enrollees.

How many PPO options are offered without drug coverage in Mcclain?

3 PPO plans in Mcclain do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 10
  • Average Monthly Premium $15.50/mo
  • Total HMO Enrollment 294
  • $0 Premium HMO Plans 8
  • Average MOOP $4,795
  • Top HMO by Enrollment Humana Total Complete (HMO) — 112 enrollees
  • HMO Plans Without Drug Coverage 2

2027 HMO Medicare Advantage plans in Mcclain County, Oklahoma (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Total Complete
☆☆☆☆☆
$0 $5,400 $700 H6622-032-0
Senior Health Plan Platinum
☆☆☆☆☆
$35 $4,450 $500 H3755-001-0
Senior Health Plan Platinum Plus
☆☆☆☆☆
$120 $5,000 $450 H3755-004-0
Senior Health Plan Silver Plus
☆☆☆☆☆
$0 $6,500 $650 H3755-005-0
Senior Health Plan Silver Savings
☆☆☆☆☆
$0 $4,500 N/A H3755-007-0
Generations Classic Plus
☆☆☆☆☆
$0 $3,900 $0 H3706-023-0
Generations Classic Rewards
☆☆☆☆☆
$0 $3,900 $0 H3706-001-0
Generations Valor
☆☆☆☆☆
$0 $3,900 N/A H3706-009-0
HealthSpring Preferred
☆☆☆☆☆
$0 $3,500 $500 H4513-103-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,900 $700 H4513-073-0
What is the total number of HMO plans offered in Mcclain?

In 2027, Mcclain County has 10 HMO plans with 294 enrollees.

How much do HMO plans cost in Mcclain?

The typical HMO premium in Mcclain is $15.50, and 8 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
4
Average Monthly Premium
$9.75/mo
Total HMO-POS Enrollment
406
$0 Premium HMO-POS Plans
3
Average MOOP
$6,563
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC OK-0001 (HMO-POS) — 269 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Mcclain County, Oklahoma (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Essentials from UHC OK-3
☆☆☆☆☆
$0 $6,500 $685 H5253-173-0
AARP Medicare Advantage Extras from UHC OK-10
☆☆☆☆☆
$0 $7,150 $685 H5253-204-0
AARP Medicare Advantage from UHC OK-0001
☆☆☆☆☆
$39 $5,900 $685 H5253-171-0
AARP Medicare Advantage Patriot No Rx OK-MA2
☆☆☆☆☆
$0 $6,700 N/A H5253-205-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Mcclain cost $9.75 per month on average.
Which HMO-POS plan is most popular in Mcclain?
The most popular HMO-POS plan in Mcclain is AARP Medicare Advantage from UHC OK-0001 (HMO-POS), with 269 enrollees.
How many HMO-POS plans in Mcclain do not include drug coverage?
There are 1 HMO-POS plans in Mcclain without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $0.00/mo
  • Total PFFS Enrollment 0
  • $0 Premium PFFS Plans 1
  • Average MOOP $9,850
  • Top PFFS by Enrollment — 0 enrollees
  • PFFS Plans Without Drug Coverage 1

2027 PFFS Medicare Advantage plans in Mcclain County, Oklahoma (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $9,850 N/A H8145-126-0
What is the total number of PFFS plans in Mcclain?

There are 1 PFFS plans in 2027, covering 0 enrollees.

How much do PFFS plans cost in Mcclain?

The average PFFS premium in Mcclain is $0.00 per month, with 1 plans offering $0 premiums.

What is the top PFFS plan in Mcclain?

is the top PFFS in Mcclain, with 0 enrollees.

What is the number of PFFS plans without Part D coverage in Mcclain?

1 PFFS plans in Mcclain do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Mcclain County, OK (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Mcclain County, OK (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 22 76%
3 Stars 7 24%
Below 3 Stars 0 0%
Not Rated 3 9%
Average Rating 3.91

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
Medicare.gov Explore your Medicare coverage options 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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