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  1. 🏠
  2. Medicare Advantage Plans
  3. Oklahoma
  4. Muskogee County

2026 Medicare Advantage Plans in Muskogee County, OK

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Muskogee County, OK, there are 28 Medicare Advantage plans available for 2026. Of these, 20 offer a $0 monthly premium, and about 31% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Muskogee County, OK. Or explore all Medicare Options available in Muskogee County, OK.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$18.21/mo
Plans with $0 Premium
20
Average MOOP Limit
$5,364 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 31% · 3 Stars: 69% · Below 3: 0%
Average Part D Deductible
$341.39
Total MA/MAPD Enrollment
3,927
Plans with the Highest Enrollment
(as of May 2, 2026)
1. AARP Medicare Advantage from UHC OK-0006 (PPO) — 729 enrollees
2. AARP Medicare Advantage from UHC OK-0002 (HMO-POS) — 479 enrollees
3. Senior Health Plan Silver Plus (HMO) — 426 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 16
  • Average Monthly Premium $22.06/mo
  • Total PPO Enrollment 2,004
  • $0 Premium PPO Plans 11
  • Average MOOP $5,800
  • Top PPO by Enrollment AARP Medicare Advantage from UHC OK-0006 (PPO) — 729 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2026 PPO Medicare Advantage Plans available in Muskogee County, Oklahoma
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
HumanaChoice Giveback H7617-056
☆☆☆☆☆
$0 $7,925 $0 H7617-056-0
AARP Medicare Advantage from UHC OK-0006
☆☆☆☆☆
$0 $6,700 $600 H8768-009-0
AARP Medicare Advantage Patriot No Rx OK-MA01
☆☆☆☆☆
$0 $5,200 N/A H8768-028-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H3288-051-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $300 H3288-020-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
HumanaChoice Giveback H5216-264
☆☆☆☆☆
$0 $7,925 $0 H5216-264-0
HumanaChoice H5216-081
☆☆☆☆☆
$14 $6,750 $615 H5216-081-0
HumanaChoice H5216-083
☆☆☆☆☆
$46 $6,750 $615 H5216-083-0
HumanaChoice H5216-316
☆☆☆☆☆
$37 $4,400 $420 H5216-316-1
HumanaChoice H5216-337
☆☆☆☆☆
$0 $5,700 $420 H5216-337-1
Blue Cross Medicare Advantage Balance
☆☆☆☆☆
$97 $4,500 $450 H8634-031-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
$159 $3,700 $300 H8634-032-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $4,700 N/A H4537-005-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,500 $615 H4537-001-0
What is the total number of PPO plans offered in Muskogee?

There are 16 PPO plans in 2026, covering 2,004 beneficiaries.

How much do PPO plans cost in Muskogee?

The average PPO premium in Muskogee is $22.06 per month, with 11 plans offering $0 premiums.

What is the most popular PPO plan in Muskogee?

AARP Medicare Advantage from UHC OK-0006 (PPO) is the top PPO in Muskogee, with 729 enrollees.

What is the number of PPO plans without Part D coverage in Muskogee?

There are 5 PPO plans in Muskogee without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
8
Average Monthly Premium
$15.13/mo
Total HMO Enrollment
938
$0 Premium HMO Plans
6
Average MOOP
$4,238
Top HMO by Enrollment
Senior Health Plan Silver Plus (HMO) — 426 enrollees
HMO Plans Without Drug Coverage
3

Comparison table of 2026 HMO Medicare Advantage Plans available in Muskogee County, Oklahoma
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Generations Classic Plus
☆☆☆☆☆
$0 $3,900 $0 H3706-023-0
Generations Classic Rewards
☆☆☆☆☆
$0 $3,900 $0 H3706-001-0
Generations Valor
☆☆☆☆☆
$0 $3,900 N/A H3706-009-0
Senior Health Plan Platinum
☆☆☆☆☆
$24 $4,200 $200 H3755-001-0
Senior Health Plan Platinum Plus
☆☆☆☆☆
$97 $5,000 $200 H3755-004-0
Senior Health Plan Silver
☆☆☆☆☆
$0 $3,400 N/A H3755-002-0
Senior Health Plan Silver Plus
☆☆☆☆☆
$0 $5,400 $615 H3755-005-0
Senior Health Plan Silver Savings
☆☆☆☆☆
$0 $4,200 N/A H3755-007-0

What is the average monthly premium for HMO plans?

HMO plans in Muskogee cost $15.13 per month on average.

Which HMO plan is most popular in Muskogee?

The most popular HMO plan in Muskogee is Senior Health Plan Silver Plus (HMO), with 426 enrollees.

How many HMO plans in Muskogee do not include drug coverage?

There are 3 HMO plans in Muskogee without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
3
Average Monthly Premium
$12.00/mo
Total HMO-POS Enrollment
985
$0 Premium HMO-POS Plans
2
Average MOOP
$5,600
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC OK-0002 (HMO-POS) — 479 enrollees
HMO-POS Plans Without Drug Coverage
1

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Muskogee County, Oklahoma
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC OK-0002
☆☆☆☆☆
$36 $4,200 $355 H5253-172-0
AARP Medicare Advantage from UHC OK-0004
☆☆☆☆☆
$0 $5,900 $440 H5253-174-0
AARP Medicare Advantage Patriot No Rx OK-MA2
☆☆☆☆☆
$0 $6,700 N/A H5253-205-0
What is the leading HMO-POS plan in Muskogee?

AARP Medicare Advantage from UHC OK-0002 (HMO-POS) is the top HMO-POS in Muskogee, with 479 enrollees.

What is the number of HMO-POS plans without Part D coverage in Muskogee?

1 HMO-POS plans in Muskogee do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
1
Average MOOP
$6,700
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
1

Comparison table of 2026 PFFS Medicare Advantage Plans available in Muskogee County, Oklahoma
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $6,700 N/A H8145-126-0

What is the typical premium for PFFS plans in Muskogee?

PFFS plans in Muskogee cost $0.00 per month on average.

Which PFFS plan has the most enrollment in Muskogee?

The most popular PFFS plan in Muskogee is , with 0 enrollees.

How many PFFS options are available without prescription drug coverage in Muskogee?

There are 1 PFFS plans in Muskogee without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Muskogee County, OK for 2026.

CMS Star Ratings for Medicare Advantage Plans in Muskogee County, OK (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 8 31%
3 Stars 18 69%
Below 3 Stars 0 0%
Not Rated 2 7%
Average Rating 3.65

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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