Medicare Plans

Open Medicare Plan Data.

2026 Medicare Advantage Plans in Muskogee County, OK

Last update: .

For 2026, Muskogee County, OK includes 28 Medicare Advantage plans. Enrollment across these plans totals approximately 3,951, with 20 $0 premium options and 31% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Muskogee County, OK are provided separately. Or you can discover all Medicare Options in Muskogee County, OK.

At a Glance

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
16
Average Monthly Premium
$22.06/mo
Total PPO Enrollment
2,005
$0 Premium PPO Plans
11
Average MOOP
$5,800
Top PPO by Enrollment
AARP Medicare Advantage from UHC OK-0006 (PPO) — 697 enrollees
PPO Plans Without Drug Coverage
5

2026 PPO Medicare Advantage plans in Muskogee County, Oklahoma (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,700 N/A H7617-012-0
HumanaChoice Giveback H7617-056
☆☆☆☆☆
 $0 $7,925 $0 H7617-056-0
AARP Medicare Advantage from UHC OK-0006
☆☆☆☆☆
 $0 $6,700 $600 H8768-009-0
AARP Medicare Advantage Patriot No Rx OK-MA01
☆☆☆☆☆
 $0 $5,200 N/A H8768-028-0
Aetna Medicare Eagle
☆☆☆☆☆
 $0 $4,900 N/A H3288-051-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $6,750 $300 H3288-020-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,700 N/A H5216-278-1
HumanaChoice Giveback H5216-264
☆☆☆☆☆
 $0 $7,925 $0 H5216-264-0
HumanaChoice H5216-081
☆☆☆☆☆
 $14 $6,750 $615 H5216-081-0
HumanaChoice H5216-083
☆☆☆☆☆
 $46 $6,750 $615 H5216-083-0
HumanaChoice H5216-316
☆☆☆☆☆
 $37 $4,400 $420 H5216-316-1
HumanaChoice H5216-337
☆☆☆☆☆
 $0 $5,700 $420 H5216-337-1
Blue Cross Medicare Advantage Balance
☆☆☆☆☆
 $97 $4,500 $450 H8634-031-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
 $159 $3,700 $300 H8634-032-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
 $0 $4,700 N/A H4537-005-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $7,500 $615 H4537-001-0

What is the typical premium for PPO plans available in Muskogee?

PPO plans in Muskogee cost $22.06 per month on average.

Which PPO plan do most beneficiaries choose in Muskogee?

The most popular PPO plan in Muskogee is AARP Medicare Advantage from UHC OK-0006 (PPO), with 697 enrollees.

How many PPO options are offered without drug coverage in Muskogee?

5 PPO plans in Muskogee do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 8
  • Average Monthly Premium $15.13/mo
  • Total HMO Enrollment 933
  • $0 Premium HMO Plans 6
  • Average MOOP $4,238
  • Top HMO by Enrollment Senior Health Plan Silver Plus (HMO) — 425 enrollees
  • HMO Plans Without Drug Coverage 3

2026 HMO Medicare Advantage plans in Muskogee County, Oklahoma (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Generations Classic Plus
☆☆☆☆☆
 $0 $3,900 $0 H3706-023-0
Generations Classic Rewards
☆☆☆☆☆
 $0 $3,900 $0 H3706-001-0
Generations Valor
☆☆☆☆☆
 $0 $3,900 N/A H3706-009-0
Senior Health Plan Platinum
☆☆☆☆☆
 $24 $4,200 $200 H3755-001-0
Senior Health Plan Platinum Plus
☆☆☆☆☆
 $97 $5,000 $200 H3755-004-0
Senior Health Plan Silver
☆☆☆☆☆
 $0 $3,400 N/A H3755-002-0
Senior Health Plan Silver Plus
☆☆☆☆☆
 $0 $5,400 $615 H3755-005-0
Senior Health Plan Silver Savings
☆☆☆☆☆
 $0 $4,200 N/A H3755-007-0
What is the total number of HMO plans offered in Muskogee?

In 2026, Muskogee County has 8 HMO plans with 933 enrollees.

How much do HMO plans cost in Muskogee?

The typical HMO premium in Muskogee is $15.13, and 6 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
3
Average Monthly Premium
$12.00/mo
Total HMO-POS Enrollment
1,013
$0 Premium HMO-POS Plans
2
Average MOOP
$5,600
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC OK-0004 (HMO-POS) — 460 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Muskogee County, Oklahoma (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC OK-0002
☆☆☆☆☆
 $36 $4,200 $355 H5253-172-0
AARP Medicare Advantage from UHC OK-0004
☆☆☆☆☆
 $0 $5,900 $440 H5253-174-0
AARP Medicare Advantage Patriot No Rx OK-MA2
☆☆☆☆☆
 $0 $6,700 N/A H5253-205-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Muskogee cost $12.00 per month on average.
Which HMO-POS plan is most popular in Muskogee?
The most popular HMO-POS plan in Muskogee is AARP Medicare Advantage from UHC OK-0004 (HMO-POS), with 460 enrollees.
How many HMO-POS plans in Muskogee do not include drug coverage?
There are 1 HMO-POS plans in Muskogee without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $0.00/mo
  • Total PFFS Enrollment 0
  • $0 Premium PFFS Plans 1
  • Average MOOP $6,700
  • Top PFFS by Enrollment — 0 enrollees
  • PFFS Plans Without Drug Coverage 1

2026 PFFS Medicare Advantage plans in Muskogee County, Oklahoma (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-126
☆☆☆☆☆
 $0 $6,700 N/A H8145-126-0
What is the total number of PFFS plans in Muskogee?

There are 1 PFFS plans in 2026, covering 0 enrollees.

How much do PFFS plans cost in Muskogee?

The average PFFS premium in Muskogee is $0.00 per month, with 1 plans offering $0 premiums.

What is the top PFFS plan in Muskogee?

is the top PFFS in Muskogee, with 0 enrollees.

What is the number of PFFS plans without Part D coverage in Muskogee?

1 PFFS plans in Muskogee do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Muskogee County, OK (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Muskogee County, OK (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 8 31%
3 Stars 18 69%
Below 3 Stars 0 0%
Not Rated 2 7%
Average Rating 3.65

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .