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  1. 🏠
  2. Medicare Advantage Plans
  3. Oklahoma
  4. Seminole County

2026 Medicare Advantage Plans in Seminole County, OK

Last update: September 2, 2026.

For 2026, Seminole County, OK includes 31 Medicare Advantage plans. Enrollment across these plans totals approximately 1,440, with 22 $0 premium options and 34% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Seminole County, OK are summarized separately. Visit Medicare Options in Seminole County, OK to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $18.29/mo
  • $0 Premium Plans: 22
  • Average MOOP: $5,387 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 34% · 3 Stars: 66% · Below 3: 0%
  • Average Part D Deductible: $373.26
  • Total MA/MAPD Enrollment: 1,440
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. HumanaChoice Giveback H7617-056 (PPO) — 208 enrollees
    2. AARP Medicare Advantage from UHC OK-0001 (HMO-POS) — 183 enrollees
    3. Generations Classic Rewards (HMO) — 118 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
17
Average Monthly Premium
$24.12/mo
Total PPO Enrollment
914
$0 Premium PPO Plans
11
Average MOOP
$5,759
Top PPO by Enrollment
HumanaChoice Giveback H7617-056 (PPO) — 208 enrollees
PPO Plans Without Drug Coverage
4

2026 PPO Medicare Advantage plans in Seminole County, Oklahoma (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Full Access H7617-053
☆☆☆☆☆
$0 $4,900 $420 H7617-053-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
HumanaChoice Giveback H7617-056
☆☆☆☆☆
$0 $7,925 $0 H7617-056-0
AARP Medicare Advantage from UHC OK-0005
☆☆☆☆☆
$59 $5,900 $600 H8768-008-0
AARP Medicare Advantage from UHC OK-0007
☆☆☆☆☆
$0 $6,700 $600 H8768-016-0
AARP Medicare Advantage Patriot No Rx OK-MA01
☆☆☆☆☆
$0 $5,200 N/A H8768-028-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $300 H3288-020-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
HumanaChoice Giveback H5216-264
☆☆☆☆☆
$0 $7,925 $0 H5216-264-0
HumanaChoice H5216-081
☆☆☆☆☆
$14 $6,750 $615 H5216-081-0
HumanaChoice H5216-083
☆☆☆☆☆
$46 $6,750 $615 H5216-083-0
HumanaChoice H5216-316
☆☆☆☆☆
$35 $4,400 $420 H5216-316-3
HumanaChoice H5216-337
☆☆☆☆☆
$0 $4,900 $420 H5216-337-2
Blue Cross Medicare Advantage Balance
☆☆☆☆☆
$97 $4,500 $450 H8634-031-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
$159 $3,700 $300 H8634-032-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $4,700 N/A H4537-005-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,500 $615 H4537-001-0
What is the average monthly premium for PPO plans in Seminole?
PPO plans in Seminole cost $24.12 per month on average.
Which PPO plan has the highest enrollment in Seminole?
The most popular PPO plan in Seminole is HumanaChoice Giveback H7617-056 (PPO), with 208 enrollees.
How many PPO plans in Seminole do not include prescription drug coverage?
4 PPO plans in Seminole do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
9
Average Monthly Premium
$13.44/mo
Total HMO Enrollment
234
$0 Premium HMO Plans
7
Average MOOP
$4,323
Top HMO by Enrollment
Generations Classic Rewards (HMO) — 118 enrollees
HMO Plans Without Drug Coverage
2

2026 HMO Medicare Advantage plans in Seminole County, Oklahoma (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Generations Classic Plus
☆☆☆☆☆
$0 $3,900 $0 H3706-023-0
Generations Classic Rewards
☆☆☆☆☆
$0 $3,900 $0 H3706-001-0
Generations Valor
☆☆☆☆☆
$0 $3,900 N/A H3706-009-0
Blue Cross Medicare Advantage Basic
☆☆☆☆☆
$0 $4,200 $450 H3979-001-0
Humana Gold Plus H6622-032
☆☆☆☆☆
$0 $4,205 $615 H6622-032-0
Senior Health Plan Platinum
☆☆☆☆☆
$24 $4,200 $200 H3755-001-0
Senior Health Plan Platinum Plus
☆☆☆☆☆
$97 $5,000 $200 H3755-004-0
Senior Health Plan Silver Plus
☆☆☆☆☆
$0 $5,400 $615 H3755-005-0
Senior Health Plan Silver Savings
☆☆☆☆☆
$0 $4,200 N/A H3755-007-0
What is the total number of HMO plans offered in Seminole?

There are 9 HMO plans in 2026, covering 234 enrollees.

How much do HMO plans cost in Seminole?

The average HMO premium in Seminole is $13.44 per month, with 7 plans offering $0 premiums.

What is the top HMO by enrollment in Seminole?

Generations Classic Rewards (HMO) is the top HMO in Seminole, with 118 enrollees.

What is the number of HMO plans without Part D coverage in Seminole?

2 HMO plans in Seminole do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
4
Average Monthly Premium
$9.00/mo
Total HMO-POS Enrollment
292
$0 Premium HMO-POS Plans
3
Average MOOP
$5,875
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC OK-0001 (HMO-POS) — 183 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Seminole County, Oklahoma (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage Essentials from UHC OK-3
☆☆☆☆☆
$0 $5,900 $355 H5253-173-0
AARP Medicare Advantage Extras from UHC OK-8
☆☆☆☆☆
$0 $6,700 $440 H5253-204-0
AARP Medicare Advantage from UHC OK-0001
☆☆☆☆☆
$36 $4,200 $355 H5253-171-0
AARP Medicare Advantage Patriot No Rx OK-MA2
☆☆☆☆☆
$0 $6,700 N/A H5253-205-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Seminole cost $9.00 per month on average.

Which HMO-POS plan is most popular in Seminole?

The most popular HMO-POS plan in Seminole is AARP Medicare Advantage from UHC OK-0001 (HMO-POS), with 183 enrollees.

How many HMO-POS plans in Seminole do not include drug coverage?

There are 1 HMO-POS plans in Seminole without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $0.00/mo
  • Total PFFS Enrollment 0
  • $0 Premium PFFS Plans 1
  • Average MOOP $6,700
  • Top PFFS by Enrollment — 0 enrollees
  • PFFS Plans Without Drug Coverage 1

2026 PFFS Medicare Advantage plans in Seminole County, Oklahoma (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $6,700 N/A H8145-126-0
What is the top PFFS plan in Seminole?

is the top PFFS in Seminole, with 0 enrollees.

What is the number of PFFS plans without Part D coverage in Seminole?

1 PFFS plans in Seminole do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Seminole County, OK (2026) are summarized below.

Medicare Advantage Plan Ratings in Seminole County, OK (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 10 34%
3 Stars 19 66%
Below 3 Stars 0 0%
Not Rated 2 6%
Average Rating 3.69

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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