2026 Medicare Advantage Plans in Stephens County, OK
Last update: . Enrollment data updated: June 13, 2026
In Stephens County, OK, there are 22 Medicare Advantage plans available for 2026. Of these, 13 offer a $0 monthly premium, and about 27% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Stephens County, OK. Or explore all Medicare Options available in Stephens County, OK.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 14
- Average Monthly Premium $29.43/mo
- Total PPO Enrollment 1,412
- $0 Premium PPO Plans 8
- Average MOOP $5,829
- Top PPO by Enrollment HumanaChoice Giveback H7617-056 (PPO) — 295 enrollees
- PPO Plans Without Drug Coverage 3
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H7617-012-0 | |
| HumanaChoice Giveback H7617-056 | $0 | $7,925 | $0 | H7617-056-0 | |
| AARP Medicare Advantage from UHC OK-0005 | $59 | $5,900 | $600 | H8768-008-0 | |
| AARP Medicare Advantage from UHC OK-0007 | $0 | $6,700 | $600 | H8768-016-0 | |
| AARP Medicare Advantage Patriot No Rx OK-MA01 | $0 | $5,200 | N/A | H8768-028-0 | |
| Aetna Medicare Signature | $0 | $6,750 | $300 | H3288-020-0 | |
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H5216-278-1 | |
| HumanaChoice Giveback H5216-264 | $0 | $7,925 | $0 | H5216-264-0 | |
| HumanaChoice H5216-081 | $14 | $6,750 | $615 | H5216-081-0 | |
| HumanaChoice H5216-083 | $46 | $6,750 | $615 | H5216-083-0 | |
| HumanaChoice H5216-316 | $37 | $4,400 | $420 | H5216-316-1 | |
| HumanaChoice H5216-337 | $0 | $5,700 | $420 | H5216-337-1 | |
| Blue Cross Medicare Advantage Balance | $97 | $4,500 | $450 | H8634-031-0 | |
| Blue Cross Medicare Advantage Optimum | $159 | $3,700 | $300 | H8634-032-0 |
What is the total number of PPO plans offered in Stephens?
There are 14 PPO plans in 2026, covering 1,412 beneficiaries.
How much do PPO plans cost in Stephens?
The average PPO premium in Stephens is $29.43 per month, with 8 plans offering $0 premiums.
What is the most popular PPO plan in Stephens?
HumanaChoice Giveback H7617-056 (PPO) is the top PPO in Stephens, with 295 enrollees.
What is the number of PPO plans without Part D coverage in Stephens?
There are 3 PPO plans in Stephens without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 4
- Average Monthly Premium
- $30.25/mo
- Total HMO Enrollment
- 306
- $0 Premium HMO Plans
- 2
- Average MOOP
- $4,700
- Top HMO by Enrollment
- Senior Health Plan Platinum (HMO) — 184 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Senior Health Plan Platinum | $24 | $4,200 | $200 | H3755-001-0 | |
| Senior Health Plan Platinum Plus | $97 | $5,000 | $200 | H3755-004-0 | |
| Senior Health Plan Silver Plus | $0 | $5,400 | $615 | H3755-005-0 | |
| Senior Health Plan Silver Savings | $0 | $4,200 | N/A | H3755-007-0 |
What is the average monthly premium for HMO plans?
HMO plans in Stephens cost $30.25 per month on average.
Which HMO plan is most popular in Stephens?
The most popular HMO plan in Stephens is Senior Health Plan Platinum (HMO), with 184 enrollees.
How many HMO plans in Stephens do not include drug coverage?
There are 1 HMO plans in Stephens without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC OK-3 | $0 | $5,900 | $355 | H5253-173-0 | |
| AARP Medicare Advantage Extras from UHC OK-8 | $0 | $6,700 | $440 | H5253-204-0 | |
| AARP Medicare Advantage from UHC OK-0001 | $36 | $4,200 | $355 | H5253-171-0 | |
| AARP Medicare Advantage Patriot No Rx OK-MA2 | $0 | $6,700 | N/A | H5253-205-0 |
What is the leading HMO-POS plan in Stephens?
AARP Medicare Advantage from UHC OK-0001 (HMO-POS) is the top HMO-POS in Stephens, with 76 enrollees.
What is the number of HMO-POS plans without Part D coverage in Stephens?
1 HMO-POS plans in Stephens do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Stephens County, OK for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 6 | 27% |
| 3 Stars | 16 | 73% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.64 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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