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  1. 🏠
  2. Medicare Advantage Plans
  3. Oregon
  4. Deschutes County

2026 Medicare Advantage Plans in Deschutes County, OR

Last update: September 1, 2026.

In Deschutes County, OR, there are 5 Medicare Advantage plans available for 2026. Of these, 1 offer a $0 monthly premium, and about 0% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Deschutes County, OR. Or explore all Medicare Options available in Deschutes County, OR.

  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$83.20/mo
Plans with $0 Premium
1
Average MOOP Limit
$6,120 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 0% · 3 Stars: 100% · Below 3: 0%
Average Part D Deductible
$299.00
Total MA/MAPD Enrollment
16,554
Plans with the Highest Enrollment
(as of September 8, 2026)
1. PacificSource Medicare Essentials Choice Rx 36 (HMO-POS) — 11,319 enrollees
2. PacificSource Medicare Essentials Choice Rx 14 (HMO-POS) — 2,725 enrollees
3. PacificSource Medicare Essentials Choice 2 (HMO-POS) — 1,760 enrollees

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$142.00/mo
Total HMO Enrollment
750
$0 Premium HMO Plans
0
Average MOOP
$6,100
Top HMO by Enrollment
PacificSource Medicare Essentials Rx 27 (HMO) — 393 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Deschutes County, Oregon, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
PacificSource Medicare Essentials Rx 27
☆☆☆☆☆
$61 $6,700 $399 H3864-027-0
PacificSource Medicare Essentials Rx 6
☆☆☆☆☆
$223 $5,500 $99 H3864-006-0
What is the average monthly premium for HMO plans?
HMO plans in Deschutes cost $142.00 per month on average.
Which HMO plan is most popular in Deschutes?
The most popular HMO plan in Deschutes is PacificSource Medicare Essentials Rx 27 (HMO), with 393 enrollees.
How many HMO plans in Deschutes do not include drug coverage?
There are 0 HMO plans in Deschutes without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 3
  • Average Monthly Premium $44.00/mo
  • Total HMO-POS Enrollment 15,804
  • $0 Premium HMO-POS Plans 1
  • Average MOOP $6,133
  • Top HMO-POS by Enrollment PacificSource Medicare Essentials Choice Rx 36 (HMO-POS) — 11,319 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Deschutes County, Oregon, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
PacificSource Medicare Essentials Choice 2
☆☆☆☆☆
$0 $5,950 N/A H3864-002-0
PacificSource Medicare Essentials Choice Rx 14
☆☆☆☆☆
$104 $5,950 $199 H3864-014-0
PacificSource Medicare Essentials Choice Rx 36
☆☆☆☆☆
$28 $6,500 $499 H3864-036-0
What is the total number of HMO-POS plans in Deschutes?

There are 3 HMO-POS plans in 2026, covering 15,804 enrollees.

How much do HMO-POS plans cost in Deschutes?

The average HMO-POS premium in Deschutes is $44.00 per month, with 1 plans offering $0 premiums.

What is the leading HMO-POS plan in Deschutes?

PacificSource Medicare Essentials Choice Rx 36 (HMO-POS) is the top HMO-POS in Deschutes, with 11,319 enrollees.

What is the number of HMO-POS plans without Part D coverage in Deschutes?

1 HMO-POS plans in Deschutes do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Deschutes County, OR for 2026.

CMS Star Ratings for Medicare Advantage Plans in Deschutes County, OR (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 0 0%
3 Stars 5 100%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.5

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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