2026 Medicare Advantage Plans in Klamath County, OR
Last update: . Enrollment data updated: May 2, 2026
In Klamath County, OR, there are 8 Medicare Advantage plans available for 2026. Of these, 2 offer a $0 monthly premium, and about 0% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Klamath County, OR. Or explore all Medicare Options available in Klamath County, OR.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| ATRIO Choice Rx | $26 | $6,750 | $300 | H6743-001-0 | |
| ATRIO Freedom | $0 | $5,500 | N/A | H6743-031-0 | |
| ATRIO Prime Rx | $139 | $4,200 | $0 | H6743-030-0 |
What is the total number of PPO plans offered in Klamath?
Klamath County has 3 PPO plans for 2026, with 6,113 enrolled.
How much do PPO plans cost in Klamath?
The typical PPO premium in Klamath is $55.00, and 1 plans have no monthly premium.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 2
- Average Monthly Premium
- $142.00/mo
- Total HMO Enrollment
- 22
- $0 Premium HMO Plans
- 0
- Average MOOP
- $6,100
- Top HMO by Enrollment
- PacificSource Medicare Essentials Rx 27 (HMO) — 22 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| PacificSource Medicare Essentials Rx 27 | $61 | $6,700 | $399 | H3864-027-0 | |
| PacificSource Medicare Essentials Rx 6 | $223 | $5,500 | $99 | H3864-006-0 |
- What is the average monthly premium for HMO plans?
- HMO plans in Klamath cost $142.00 per month on average.
- Which HMO plan is most popular in Klamath?
- The most popular HMO plan in Klamath is PacificSource Medicare Essentials Rx 27 (HMO), with 22 enrollees.
- How many HMO plans in Klamath do not include drug coverage?
- There are 0 HMO plans in Klamath without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 3
- Average Monthly Premium $44.00/mo
- Total HMO-POS Enrollment 299
- $0 Premium HMO-POS Plans 1
- Average MOOP $6,133
- Top HMO-POS by Enrollment PacificSource Medicare Essentials Choice Rx 36 (HMO-POS) — 240 enrollees
- HMO-POS Plans Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| PacificSource Medicare Essentials Choice 2 | $0 | $5,950 | N/A | H3864-002-0 | |
| PacificSource Medicare Essentials Choice Rx 14 | $104 | $5,950 | $199 | H3864-014-0 | |
| PacificSource Medicare Essentials Choice Rx 36 | $28 | $6,500 | $499 | H3864-036-0 |
What is the total number of HMO-POS plans in Klamath?
There are 3 HMO-POS plans in 2026, covering 299 enrollees.
How much do HMO-POS plans cost in Klamath?
The average HMO-POS premium in Klamath is $44.00 per month, with 1 plans offering $0 premiums.
What is the leading HMO-POS plan in Klamath?
PacificSource Medicare Essentials Choice Rx 36 (HMO-POS) is the top HMO-POS in Klamath, with 240 enrollees.
What is the number of HMO-POS plans without Part D coverage in Klamath?
1 HMO-POS plans in Klamath do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Klamath County, OR for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 0 | 0% |
| 3 Stars | 5 | 63% |
| Below 3 Stars | 3 | 38% |
| Not Rated | 0 | 0% |
| Average Rating | 3.13 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.