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  1. 🏠
  2. Medicare Advantage Plans
  3. Oregon
  4. Polk County

2026 Medicare Advantage Plans in Polk County, OR

Last update: September 1, 2026.

In Polk County, OR, there are 21 Medicare Advantage plans available for 2026. Of these, 12 offer a $0 monthly premium, and about 29% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Polk County, OR. Or explore all Medicare Options available in Polk County, OR.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$42.43/mo
Plans with $0 Premium
12
Average MOOP Limit
$6,255 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 29% · 3 Stars: 62% · Below 3: 10%
Average Part D Deductible
$400.56
Total MA/MAPD Enrollment
10,266
Plans with the Highest Enrollment
(as of September 8, 2026)
1. AARP Medicare Advantage Extras from UHC OR-6 (HMO-POS) — 1,894 enrollees
2. AARP Medicare Advantage Essentials from UHC OR-4 (HMO-POS) — 1,714 enrollees
3. ATRIO Choice Rx (PPO) — 1,577 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
12
Average Monthly Premium
$52.58/mo
Total PPO Enrollment
3,810
$0 Premium PPO Plans
7
Average MOOP
$6,713
Top PPO by Enrollment
ATRIO Choice Rx (PPO) — 1,577 enrollees
PPO Plans Without Drug Coverage
3

PPO Medicare Advantage plan comparison – Polk County, Oregon, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC OR-0001
☆☆☆☆☆
$74 $5,700 $520 H2406-042-0
AARP Medicare Advantage from UHC OR-0002
☆☆☆☆☆
$0 $6,700 $600 H2406-070-0
AARP Medicare Advantage Patriot No Rx OR-MA01
☆☆☆☆☆
$0 $6,700 N/A H2406-073-0
Regence MedAdvantage + Rx Classic
☆☆☆☆☆
$124 $6,000 $500 H3817-008-2
Regence MedAdvantage + Rx Enhanced
☆☆☆☆☆
$214 $5,400 $200 H3817-009-2
Regence Valiance
☆☆☆☆☆
$0 $5,300 N/A H3817-010-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $9,250 $615 H5439-015-0
Wellcare Low Premium Open
☆☆☆☆☆
$59 $7,000 $615 H5439-019-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $6,750 N/A H5439-010-0
Wellcare Premium Ultra Open
☆☆☆☆☆
$160 $6,500 $615 H5439-011-0
Wellcare Simple Open
☆☆☆☆☆
$0 $8,500 $615 H5439-022-2
ATRIO Choice Rx
☆☆☆☆☆
$0 $6,750 $200 H7006-007-0
What is the total number of PPO plans offered in Polk?

Polk County has 12 PPO plans for 2026, with 3,810 enrolled.

How much do PPO plans cost in Polk?

The typical PPO premium in Polk is $52.58, and 7 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
47
$0 Premium HMO Plans
1
Average MOOP
$4,500
Top HMO by Enrollment
ATRIO Prime Rx (HMO) — 47 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Polk County, Oregon, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
ATRIO Prime Rx
☆☆☆☆☆
$0 $4,500 $350 H5995-004-0
What is the average monthly premium for HMO plans?
HMO plans in Polk cost $0.00 per month on average.
Which HMO plan is most popular in Polk?
The most popular HMO plan in Polk is ATRIO Prime Rx (HMO), with 47 enrollees.
How many HMO plans in Polk do not include drug coverage?
There are 0 HMO plans in Polk without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 8
  • Average Monthly Premium $32.50/mo
  • Total HMO-POS Enrollment 6,409
  • $0 Premium HMO-POS Plans 4
  • Average MOOP $5,788
  • Top HMO-POS by Enrollment AARP Medicare Advantage Extras from UHC OR-6 (HMO-POS) — 1,894 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Polk County, Oregon, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Kaiser Permanente Senior Advantage Enhanced
☆☆☆☆☆
$119 $3,500 $0 H9003-001-0
Kaiser Permanente Senior Advantage Standard
☆☆☆☆☆
$37 $4,500 $0 H9003-006-0
Kaiser Permanente Senior Advantage Value
☆☆☆☆☆
$0 $5,500 $0 H9003-009-0
AARP Medicare Advantage Essentials from UHC OR-4
☆☆☆☆☆
$0 $5,500 $355 H3805-039-1
AARP Medicare Advantage Extras from UHC OR-6
☆☆☆☆☆
$0 $6,700 $440 H3805-041-0
AARP Medicare Advantage from UHC OR-0003
☆☆☆☆☆
$69 $5,200 $355 H3805-001-0
Wellcare Low Premium
☆☆☆☆☆
$35 $7,900 $615 H6815-038-0
Wellcare Simple
☆☆☆☆☆
$0 $7,500 $615 H6815-039-0
What is the total number of HMO-POS plans in Polk?

There are 8 HMO-POS plans in 2026, covering 6,409 enrollees.

How much do HMO-POS plans cost in Polk?

The average HMO-POS premium in Polk is $32.50 per month, with 4 plans offering $0 premiums.

What is the leading HMO-POS plan in Polk?

AARP Medicare Advantage Extras from UHC OR-6 (HMO-POS) is the top HMO-POS in Polk, with 1,894 enrollees.

What is the number of HMO-POS plans without Part D coverage in Polk?

0 HMO-POS plans in Polk do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Polk County, OR for 2026.

CMS Star Ratings for Medicare Advantage Plans in Polk County, OR (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 6 29%
3 Stars 13 62%
Below 3 Stars 2 10%
Not Rated 0 0%
Average Rating 3.29

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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