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  1. 🏠
  2. Medicare Advantage Plans
  3. Pennsylvania
  4. Adams County

2027 Medicare Advantage Plans in Adams County, PA

Last update: November 8, 2026.

For 2027, Adams County, PA includes 63 Medicare Advantage plans. Enrollment across these plans totals approximately 7,679, with 37 $0 premium options and 73% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $32.30/mo
  • $0 Premium Plans: 37
  • Average MOOP: $7,144 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 73% · 3 Stars: 27% · Below 3: 0%
  • Average Part D Deductible: $522.77
  • Total MA/MAPD Enrollment: 7,679
  • Plans with the Highest Enrollment
    (as of November 10, 2026)
    1. Aetna Medicare Advantra Signature (PPO) — 1,242 enrollees
    2. Aetna Medicare Value Plus (PPO) — 1,087 enrollees
    3. Aetna Medicare Signature Giveback (PPO) — 1,073 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Adams County, PA are summarized separately. Visit Medicare Options in Adams County, PA to see more options. For a broader perspective, explore Pennsylvania Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
40
Average Monthly Premium
$38.15/mo
Total PPO Enrollment
6,290
$0 Premium PPO Plans
22
Average MOOP
$7,276
Top PPO by Enrollment
Aetna Medicare Advantra Signature (PPO) — 1,242 enrollees
PPO Plans Without Drug Coverage
6

2027 PPO Medicare Advantage plans in Adams County, Pennsylvania (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC PA-0015
☆☆☆☆☆
$0 $7,150 $685 H2001-110-0
Aetna Medicare Advantra Premier
☆☆☆☆☆
$99 $5,900 $700 H5522-002-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
$0 $9,250 $700 H5522-004-0
Aetna Medicare Advantra Signature Giveback
☆☆☆☆☆
$0 $9,850 $700 H5522-017-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
$0 $7,150 $700 H5522-022-0
Aetna Medicare Value Plus
☆☆☆☆☆
$35 $7,500 $700 H5522-013-0
Community Blue Medicare PPO Signature
☆☆☆☆☆
$0 $7,150 $700 H3916-065-0
Complete Blue PPO Distinct
☆☆☆☆☆
$116 $6,750 $700 H3916-060-6
Complete Blue PPO Merit
☆☆☆☆☆
$0 $8,300 $700 H3916-069-2
Freedom Blue PPO Basic
☆☆☆☆☆
$0 $5,900 N/A H3916-012-0
Freedom Blue PPO Deluxe
☆☆☆☆☆
$239 $4,500 $0 H3916-005-0
Freedom Blue PPO Standard
☆☆☆☆☆
$135 $5,000 $0 H3916-015-0
Freedom Blue PPO Valor
☆☆☆☆☆
$0 $6,000 N/A H3916-043-0
Freedom Blue PPO ValueRx
☆☆☆☆☆
$84 $5,500 $700 H3916-018-0
UPMC for Life PPO Salute
☆☆☆☆☆
$0 $9,850 N/A H5533-016-1
AARP Medicare Advantage from UHC PA-0007
☆☆☆☆☆
$57 $6,300 $595 H2406-046-0
AARP Medicare Advantage from UHC PA-0008
☆☆☆☆☆
$60 $5,900 $685 H2406-047-0
AARP Medicare Advantage Giveback from UHC PA-12
☆☆☆☆☆
$0 $9,200 $685 H2406-101-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $7,150 $700 H5521-263-0
Capital Blue Cross Basic
☆☆☆☆☆
$28 $9,800 $700 H3923-049-5
Capital Blue Cross Classic
☆☆☆☆☆
$77 $6,700 $700 H3923-013-0
Capital Blue Cross Prime
☆☆☆☆☆
$184 $6,700 $550 H3923-017-0
Capital Blue Cross Value
☆☆☆☆☆
$0 $9,800 $700 H3923-045-5
Geisinger Gold Preferred Advantage Rx
☆☆☆☆☆
$104 $4,450 $0 H3924-059-22
Geisinger Gold Preferred Balance Rx
☆☆☆☆☆
$29 $9,850 $0 H3924-067-0
Geisinger Gold Preferred Complete Rx
☆☆☆☆☆
$0 $9,850 $700 H3924-065-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $8,250 $700 H5525-085-2
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-221-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,350 $700 H5525-059-0
Humana Value Choice
☆☆☆☆☆
$0 $8,000 $700 H5525-051-1
HumanaChoice Giveback H5216-116
☆☆☆☆☆
$0 $4,150 N/A H5216-116-0
HumanaChoice H5216-120
☆☆☆☆☆
$107 $7,600 $700 H5216-120-0
HumanaChoice H5525-006
☆☆☆☆☆
$50 $6,700 $700 H5525-006-0
HumanaChoice R0110-007
☆☆☆☆☆
$0 $4,750 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
$75 $7,150 $700 R0110-008-0
DEVOTED CHOICE 007 PA
☆☆☆☆☆
$0 $7,100 $650 H6018-007-0
DEVOTED CHOICE GIVEBACK 008 PA
☆☆☆☆☆
$0 $9,850 $461 H6018-008-0
HealthSpring True Choice
☆☆☆☆☆
$7 $7,500 $700 H7849-106-0
Jefferson Health Plans Flex
☆☆☆☆☆
$0 $8,000 $0 H1619-001-0
Jefferson Health Plans Preferred
☆☆☆☆☆
$40 $6,500 $0 H1619-004-0

What is the average monthly premium for PPO plans in Adams?

PPO plans in Adams cost $38.15 per month on average.

Which PPO plan has the highest enrollment in Adams?

The most popular PPO plan in Adams is Aetna Medicare Advantra Signature (PPO), with 1,242 enrollees.

How many PPO plans in Adams do not include prescription drug coverage?

6 PPO plans in Adams do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 18
  • Average Monthly Premium $25.04/mo
  • Total HMO Enrollment 1,050
  • $0 Premium HMO Plans 11
  • Average MOOP $6,769
  • Top HMO by Enrollment Community Blue Medicare HMO Signature (HMO) — 534 enrollees
  • HMO Plans Without Drug Coverage 2

2027 HMO Medicare Advantage plans in Adams County, Pennsylvania (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Community Blue Medicare HMO Distinct
☆☆☆☆☆
$63 $6,500 $700 H3957-049-6
Community Blue Medicare HMO Signature
☆☆☆☆☆
$0 $6,950 $700 H3957-042-5
UPMC for Life HMO No Rx
☆☆☆☆☆
$0 $6,500 N/A H3907-002-0
Capital Blue Cross Essential
☆☆☆☆☆
$0 $5,550 $700 H3962-022-5
Capital Blue Cross Premier
☆☆☆☆☆
$90 $5,000 $350 H3962-001-0
Capital Blue Cross Value
☆☆☆☆☆
$63 $6,500 $700 H3962-023-5
Geisinger Gold Classic Advantage Rx
☆☆☆☆☆
$135 $3,450 $0 H3954-157-23
Geisinger Gold Classic Complete Rx
☆☆☆☆☆
$58 $5,700 $0 H3954-158-13
Geisinger Gold Classic Essential Rx
☆☆☆☆☆
$0 $7,150 $700 H3954-161-0
Geisinger Gold Heritage
☆☆☆☆☆
$0 $6,700 N/A H3954-162-0
Geisinger Gold Value Rx
☆☆☆☆☆
$29 $9,000 $0 H3954-163-0
DEVOTED CORE 012 PA
☆☆☆☆☆
$0 $6,250 $650 H6852-012-0
DEVOTED GIVEBACK 013 PA
☆☆☆☆☆
$0 $8,000 $461 H6852-013-0
DEVOTED GIVEBACK EXTRAS 034 PA
☆☆☆☆☆
$0 $6,850 $700 H6852-034-0
HealthSpring Preferred
☆☆☆☆☆
$0 $7,900 $500 H3949-035-0
Jefferson Health Plans Complete
☆☆☆☆☆
$0 $7,500 $0 H9207-012-0
Jefferson Health Plans Giveback
☆☆☆☆☆
$0 $9,850 $450 H9207-015-0
Jefferson Health Plans Prime
☆☆☆☆☆
$13 $6,500 $0 H9207-002-0
What is the top HMO by enrollment in Adams?

Community Blue Medicare HMO Signature (HMO) is the top HMO in Adams, with 534 enrollees.

What is the number of HMO plans without Part D coverage in Adams?

2 HMO plans in Adams do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$11.60/mo
Total HMO-POS Enrollment
339
$0 Premium HMO-POS Plans
4
Average MOOP
$7,430
Top HMO-POS by Enrollment
Aetna Medicare Advantra Eagle Plus (HMO-POS) — 136 enrollees
HMO-POS Plans Without Drug Coverage
2

2027 HMO-POS Medicare Advantage plans in Adams County, Pennsylvania (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC PA-0002
☆☆☆☆☆
$0 $7,150 $685 H5253-146-0
AARP Medicare Advantage Patriot No Rx PA-MA01
☆☆☆☆☆
$0 $7,150 N/A H5253-152-0
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
$0 $5,500 N/A H3959-041-0
Aetna Medicare Advantra Enhanced
☆☆☆☆☆
$58 $7,500 $700 H3959-039-0
Wellcare Simple
☆☆☆☆☆
$0 $9,850 $700 H2915-003-0

What is the typical premium for HMO-POS plans in Adams?

HMO-POS plans in Adams cost $11.60 per month on average.

Which HMO-POS plan has the most members in Adams?

The most popular HMO-POS plan in Adams is Aetna Medicare Advantra Eagle Plus (HMO-POS), with 136 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Adams?

There are 2 HMO-POS plans in Adams without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Adams County, PA (2027) are summarized below.

Medicare Advantage Plan Ratings in Adams County, PA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 46 73%
3 Stars 17 27%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.94

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Adams County, Pennsylvania, including communities such as Abbottstown, Aspers, Biglerville, East Berlin, Fairfield, Gardners, Gettysburg, Littlestown, Mc Sherrystown, New Oxford, Orrtanna, York Springs, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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