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  1. 🏠
  2. Medicare Advantage Plans
  3. Pennsylvania
  4. Bedford County

2027 Medicare Advantage Plans in Bedford County, PA

Last update: November 8, 2026.

For 2027, Bedford County, PA includes 50 Medicare Advantage plans. Enrollment across these plans totals approximately 5,386, with 29 $0 premium options and 78% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $37.50/mo
  • $0 Premium Plans: 29
  • Average MOOP: $6,801 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 78% · 3 Stars: 22% · Below 3: 0%
  • Average Part D Deductible: $516.45
  • Total MA/MAPD Enrollment: 5,386
  • Plans with the Highest Enrollment
    (as of November 10, 2026)
    1. UPMC for Life HMO Rx Choice (HMO) — 1,425 enrollees
    2. UPMC for Life HMO Rx (HMO) — 798 enrollees
    3. UPMC for Life HMO Deductible Rx (HMO) — 402 enrollees

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Bedford County, PA are provided separately. Or you can discover all Medicare Options in Bedford County, PA. For a statewide view, browse Medicare Advantage plans in Pennsylvania to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
25
Average Monthly Premium
$37.68/mo
Total PPO Enrollment
1,174
$0 Premium PPO Plans
15
Average MOOP
$7,006
Top PPO by Enrollment
Aetna Medicare Premier Plus (PPO) — 265 enrollees
PPO Plans Without Drug Coverage
5

2027 PPO Medicare Advantage plans in Bedford County, Pennsylvania (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Advantra Signature Giveback
☆☆☆☆☆
$0 $9,850 $700 H5522-017-0
Aetna Medicare Premier Plus
☆☆☆☆☆
$39 $7,150 $700 H5522-005-0
Freedom Blue PPO Classic
☆☆☆☆☆
$238 $4,500 $0 H3916-002-0
Freedom Blue PPO Select
☆☆☆☆☆
$114 $5,000 $0 H3916-024-0
Freedom Blue PPO Valor
☆☆☆☆☆
$0 $6,000 N/A H3916-067-0
Freedom Blue PPO ValueRx
☆☆☆☆☆
$83 $5,500 $700 H3916-033-0
UPMC for Life Essential Rx
☆☆☆☆☆
$0 $8,000 $700 H5533-017-2
UPMC for Life PPO High Deductible Rx
☆☆☆☆☆
$33 $7,550 $700 H5533-003-0
UPMC for Life PPO Rx Enhanced
☆☆☆☆☆
$155 $7,550 $0 H5533-005-0
UPMC for Life PPO Salute
☆☆☆☆☆
$0 $9,850 N/A H5533-016-1
AARP Medicare Advantage from UHC PA-0008
☆☆☆☆☆
$60 $5,900 $685 H2406-047-0
AARP Medicare Advantage from UHC PA-0011
☆☆☆☆☆
$0 $7,150 $685 H2406-072-0
AARP Medicare Advantage Giveback from UHC PA-12
☆☆☆☆☆
$0 $9,200 $685 H2406-101-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,500 $700 H5521-261-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $8,250 $700 H5525-085-2
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-221-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,350 $700 H5525-059-0
Humana Value Choice
☆☆☆☆☆
$0 $8,000 $700 H5525-051-1
HumanaChoice Giveback H5216-116
☆☆☆☆☆
$0 $4,150 N/A H5216-116-0
HumanaChoice H5216-120
☆☆☆☆☆
$107 $7,600 $700 H5216-120-0
HumanaChoice H5525-086
☆☆☆☆☆
$38 $6,050 $700 H5525-086-2
HumanaChoice R0110-007
☆☆☆☆☆
$0 $4,750 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
$75 $7,150 $700 R0110-008-0
DEVOTED CHOICE 010 PA
☆☆☆☆☆
$0 $6,600 $461 H6018-010-0
DEVOTED CHOICE GIVEBACK 011 PA
☆☆☆☆☆
$0 $9,850 $461 H6018-011-0

What is the typical premium for PPO plans available in Bedford?

PPO plans in Bedford cost $37.68 per month on average.

Which PPO plan do most beneficiaries choose in Bedford?

The most popular PPO plan in Bedford is Aetna Medicare Premier Plus (PPO), with 265 enrollees.

How many PPO options are offered without drug coverage in Bedford?

5 PPO plans in Bedford do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 14
  • Average Monthly Premium $39.21/mo
  • Total HMO Enrollment 3,223
  • $0 Premium HMO Plans 8
  • Average MOOP $6,904
  • Top HMO by Enrollment UPMC for Life HMO Rx Choice (HMO) — 1,425 enrollees
  • HMO Plans Without Drug Coverage 2

2027 HMO Medicare Advantage plans in Bedford County, Pennsylvania (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Community Blue Medicare HMO Signature
☆☆☆☆☆
$0 $6,950 $700 H3957-047-5
Complete Blue HMO Distinct
☆☆☆☆☆
$52 $6,450 $700 H3957-050-5
UPMC for Life HMO Deductible Rx
☆☆☆☆☆
$25 $6,000 $700 H3907-037-0
UPMC for Life HMO No Rx
☆☆☆☆☆
$0 $6,500 N/A H3907-002-0
UPMC for Life HMO Premier Rx
☆☆☆☆☆
$0 $7,150 $700 H3907-061-0
UPMC for Life HMO Rx
☆☆☆☆☆
$100 $5,000 $0 H3907-058-2
UPMC for Life HMO Rx Choice
☆☆☆☆☆
$48 $6,500 $700 H3907-057-8
UPMC for Life HMO Rx Enhanced
☆☆☆☆☆
$295 $7,550 $0 H3907-006-0
Geisinger Gold Heritage
☆☆☆☆☆
$0 $6,700 N/A H3954-162-0
Geisinger Gold Value Rx
☆☆☆☆☆
$29 $9,000 $0 H3954-163-0
DEVOTED CORE 014 PA
☆☆☆☆☆
$0 $6,550 $650 H6852-014-0
DEVOTED GIVEBACK 015 PA
☆☆☆☆☆
$0 $9,850 $461 H6852-015-0
DEVOTED GIVEBACK EXTRAS 035 PA
☆☆☆☆☆
$0 $7,950 $700 H6852-035-0
Perennial Advantage Freedom
☆☆☆☆☆
$0 $4,500 $400 H3419-006-0
What is the total number of HMO plans offered in Bedford?

In 2027, Bedford County has 14 HMO plans with 3,223 enrollees.

How much do HMO plans cost in Bedford?

The typical HMO premium in Bedford is $39.21, and 8 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
11
Average Monthly Premium
$34.91/mo
Total HMO-POS Enrollment
989
$0 Premium HMO-POS Plans
6
Average MOOP
$6,205
Top HMO-POS by Enrollment
Aetna Medicare Signature Plus (HMO-POS) — 293 enrollees
HMO-POS Plans Without Drug Coverage
3

2027 HMO-POS Medicare Advantage plans in Bedford County, Pennsylvania (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Security Blue HMO-POS Basic
☆☆☆☆☆
$0 $5,900 N/A H3957-043-2
Security Blue HMO-POS Deluxe
☆☆☆☆☆
$119 $4,500 $0 H3957-046-2
Security Blue HMO-POS Standard
☆☆☆☆☆
$118 $5,000 $0 H3957-045-2
Security Blue HMO-POS ValueRx
☆☆☆☆☆
$54 $5,500 $700 H3957-044-1
AARP Medicare Advantage from UHC PA-0002
☆☆☆☆☆
$0 $7,150 $685 H5253-146-0
AARP Medicare Advantage from UHC PA-0003
☆☆☆☆☆
$54 $6,700 $685 H5253-147-0
AARP Medicare Advantage Patriot No Rx PA-MA01
☆☆☆☆☆
$0 $7,150 N/A H5253-152-0
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
$0 $5,500 N/A H3959-041-0
Aetna Medicare Advantra Enhanced
☆☆☆☆☆
$39 $5,500 $400 H3959-002-0
Aetna Medicare Signature Plus
☆☆☆☆☆
$0 $5,500 $400 H3959-011-0
Wellcare Simple
☆☆☆☆☆
$0 $9,850 $700 H2915-003-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Bedford cost $34.91 per month on average.
Which HMO-POS plan is most popular in Bedford?
The most popular HMO-POS plan in Bedford is Aetna Medicare Signature Plus (HMO-POS), with 293 enrollees.
How many HMO-POS plans in Bedford do not include drug coverage?
There are 3 HMO-POS plans in Bedford without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Bedford County, PA (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Bedford County, PA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 38 78%
3 Stars 11 22%
Below 3 Stars 0 0%
Not Rated 1 2%
Average Rating 4.09

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Bedford County, Pennsylvania, including communities such as Alum Bank, Bedford, Clearville, Everett, Hyndman, Manns Choice, New Paris, Schellsburg, Hopewell, Imler, New Enterprise, Saxton, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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