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  1. 🏠
  2. Medicare Advantage Plans
  3. Pennsylvania
  4. Berks County

2026 Medicare Advantage Plans in Berks County, PA

Last update: September 2, 2026.

For 2026, Berks County, PA includes 77 Medicare Advantage plans. Enrollment across these plans totals approximately 28,777, with 44 $0 premium options and 65% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Berks County, PA are summarized separately. Visit Medicare Options in Berks County, PA to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $31.76/mo
  • $0 Premium Plans: 44
  • Average MOOP: $6,712 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 65% · 3 Stars: 35% · Below 3: 0%
  • Average Part D Deductible: $366.25
  • Total MA/MAPD Enrollment: 28,777
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Community Blue Medicare PPO Signature (PPO) — 4,440 enrollees
    2. Aetna Medicare Advantra Signature (PPO) — 2,100 enrollees
    3. Aetna Medicare Value Care (PPO) — 1,868 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
48
Average Monthly Premium
$34.74/mo
Total PPO Enrollment
23,047
$0 Premium PPO Plans
25
Average MOOP
$6,868
Top PPO by Enrollment
Community Blue Medicare PPO Signature (PPO) — 4,440 enrollees
PPO Plans Without Drug Coverage
6

2026 PPO Medicare Advantage plans in Berks County, Pennsylvania (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Advantra Premier
☆☆☆☆☆
$98 $5,900 $615 H5522-002-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
$0 $9,250 $615 H5522-004-0
Aetna Medicare Advantra Signature Giveback
☆☆☆☆☆
$0 $9,250 $615 H5522-017-0
Aetna Medicare Enhanced
☆☆☆☆☆
$183 $7,500 $615 H5521-122-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $6,750 $615 H5521-263-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
$0 $6,750 $615 H5522-022-0
Aetna Medicare Value Care
☆☆☆☆☆
$29 $6,900 $615 H5522-013-0
Capital Blue Cross Basic
☆☆☆☆☆
$20 $8,200 $550 H3923-048-3
Capital Blue Cross Classic
☆☆☆☆☆
$72 $6,700 $100 H3923-013-0
Capital Blue Cross Complete
☆☆☆☆☆
$40 $6,100 $100 H3923-047-3
Capital Blue Cross Enhanced
☆☆☆☆☆
$22 $6,800 $275 H3923-046-3
Capital Blue Cross Prime
☆☆☆☆☆
$177 $6,700 $100 H3923-017-0
Capital Blue Cross Select
☆☆☆☆☆
$0 $8,100 $375 H3923-044-3
Capital Blue Cross Value
☆☆☆☆☆
$0 $9,000 $550 H3923-045-3
Community Blue Medicare PPO Signature
☆☆☆☆☆
$0 $7,950 $615 H3916-037-7
Complete Blue PPO Distinct
☆☆☆☆☆
$72 $6,750 $615 H3916-060-5
Complete Blue PPO Merit
☆☆☆☆☆
$0 $8,300 $615 H3916-066-0
Freedom Blue PPO Basic
☆☆☆☆☆
$0 $5,900 N/A H3916-012-0
Freedom Blue PPO Deluxe
☆☆☆☆☆
$226 $4,500 $0 H3916-005-0
Freedom Blue PPO Standard
☆☆☆☆☆
$121 $5,000 $0 H3916-015-0
Freedom Blue PPO Valor
☆☆☆☆☆
$0 $6,000 N/A H3916-043-0
Freedom Blue PPO ValueRx
☆☆☆☆☆
$66 $5,500 $0 H3916-018-0
Geisinger Gold Preferred Advantage Rx
☆☆☆☆☆
$96 $4,000 $0 H3924-059-22
Geisinger Gold Preferred Complete Rx
☆☆☆☆☆
$0 $7,200 $0 H3924-065-0
UPMC for Life PPO Essential Care Rx
☆☆☆☆☆
$0 $8,000 $500 H5533-017-1
UPMC for Life PPO Rx Enhanced
☆☆☆☆☆
$58 $7,550 $400 H5533-008-0
UPMC for Life PPO Salute
☆☆☆☆☆
$0 $9,250 N/A H5533-016-1
AARP Medicare Advantage from UHC PA-0007
☆☆☆☆☆
$42 $5,900 $520 H2406-046-0
AARP Medicare Advantage from UHC PA-0008
☆☆☆☆☆
$60 $4,900 $520 H2406-047-0
AARP Medicare Advantage from UHC PA-0011
☆☆☆☆☆
$0 $6,700 $520 H2406-072-0
AARP Medicare Advantage Giveback from UHC PA-12
☆☆☆☆☆
$0 $8,900 $600 H2406-101-0
DEVOTED CHOICE 007 PA
☆☆☆☆☆
$0 $5,900 $450 H6018-007-0
DEVOTED CHOICE GIVEBACK 003 PA
☆☆☆☆☆
$0 $9,250 $605 H6018-003-0
DEVOTED CHOICE PREMIUM 002 PA
☆☆☆☆☆
$33 $7,550 $615 H6018-002-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-221-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,350 $500 H5525-059-0
HumanaChoice Giveback H5216-116
☆☆☆☆☆
$0 $4,150 N/A H5216-116-0
HumanaChoice Giveback H5525-085
☆☆☆☆☆
$0 $8,000 $0 H5525-085-2
HumanaChoice H5216-120
☆☆☆☆☆
$94 $7,600 $615 H5216-120-0
HumanaChoice H5525-006
☆☆☆☆☆
$27 $6,700 $615 H5525-006-0
HumanaChoice H5525-051
☆☆☆☆☆
$0 $7,500 $615 H5525-051-1
HumanaChoice H5525-086
☆☆☆☆☆
$29 $6,050 $615 H5525-086-2
HumanaChoice R0110-007
☆☆☆☆☆
$0 $4,500 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
$52 $6,700 $615 R0110-008-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,000 $275 H7849-106-0
Jefferson Health Plans Flex
☆☆☆☆☆
$0 $7,000 $0 H1619-001-0
Jefferson Health Plans Flex Plus
☆☆☆☆☆
$33 $6,500 $0 H1619-002-0
Jefferson Health Plans Flex Pro
☆☆☆☆☆
$18 $6,000 $0 H1619-003-0

What is the average monthly premium for PPO plans in Berks?

PPO plans in Berks cost $34.74 per month on average.

Which PPO plan has the highest enrollment in Berks?

The most popular PPO plan in Berks is Community Blue Medicare PPO Signature (PPO), with 4,440 enrollees.

How many PPO plans in Berks do not include prescription drug coverage?

6 PPO plans in Berks do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 19
  • Average Monthly Premium $36.72/mo
  • Total HMO Enrollment 4,126
  • $0 Premium HMO Plans 11
  • Average MOOP $6,645
  • Top HMO by Enrollment Humana Gold Plus H6622-035 (HMO) — 1,262 enrollees
  • HMO Plans Without Drug Coverage 2

2026 HMO Medicare Advantage plans in Berks County, Pennsylvania (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Capital Blue Cross Essential
☆☆☆☆☆
$0 $6,000 $375 H3962-022-3
Capital Blue Cross Premier
☆☆☆☆☆
$86 $5,000 $100 H3962-001-0
Capital Blue Cross Value
☆☆☆☆☆
$58 $6,500 $100 H3962-004-0
Community Blue Medicare HMO Distinct
☆☆☆☆☆
$35 $6,250 $615 H3957-049-5
Community Blue Medicare HMO Signature
☆☆☆☆☆
$0 $6,750 $615 H3957-042-4
Geisinger Gold Classic Advantage Rx
☆☆☆☆☆
$120 $3,450 $0 H3954-157-23
Geisinger Gold Classic Complete Rx
☆☆☆☆☆
$48 $5,700 $0 H3954-158-13
Geisinger Gold Classic Essential Rx
☆☆☆☆☆
$0 $6,750 $0 H3954-161-0
Geisinger Gold Heritage
☆☆☆☆☆
$0 $6,700 N/A H3954-162-0
Geisinger Gold Value Rx
☆☆☆☆☆
$23 $9,250 $0 H3954-163-0
UPMC for Life HMO No Rx
☆☆☆☆☆
$0 $6,000 N/A H3907-002-0
UPMC for Life HMO Rx Enhanced
☆☆☆☆☆
$295 $7,550 $0 H3907-006-0
Humana Gold Plus H6622-035
☆☆☆☆☆
$0 $8,300 $615 H6622-035-0
Jefferson Health Plans Complete
☆☆☆☆☆
$0 $6,500 $0 H9207-012-0
Jefferson Health Plans Giveback
☆☆☆☆☆
$0 $9,250 $300 H9207-015-0
Jefferson Health Plans Prime
☆☆☆☆☆
$33 $6,000 $0 H9207-002-0
HealthSpring Preferred
☆☆☆☆☆
$0 $6,600 $200 H3949-035-0
DEVOTED CORE 008 PA
☆☆☆☆☆
$0 $6,700 $375 H6852-008-0
DEVOTED GIVEBACK 009 PA
☆☆☆☆☆
$0 $7,000 $605 H6852-009-0
What is the top HMO by enrollment in Berks?

Humana Gold Plus H6622-035 (HMO) is the top HMO in Berks, with 1,262 enrollees.

What is the number of HMO plans without Part D coverage in Berks?

2 HMO plans in Berks do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
7
Average Monthly Premium
$11.53/mo
Total HMO-POS Enrollment
1,334
$0 Premium HMO-POS Plans
5
Average MOOP
$6,521
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC PA-0002 (HMO-POS) — 578 enrollees
HMO-POS Plans Without Drug Coverage
3

2026 HMO-POS Medicare Advantage plans in Berks County, Pennsylvania (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC PA-0002
☆☆☆☆☆
$0 $6,700 $440 H5253-146-0
AARP Medicare Advantage Patriot No Rx PA-MA01
☆☆☆☆☆
$0 $6,700 N/A H5253-152-0
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
$0 $5,500 N/A H3959-041-0
Aetna Medicare Advantra Enhanced
☆☆☆☆☆
$48 $7,500 $615 H3959-039-0
Wellcare Assist
☆☆☆☆☆
$33 $5,500 $475 H2915-011-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $7,550 N/A H2915-013-0
Wellcare Simple
☆☆☆☆☆
$0 $6,200 $615 H2915-003-0

What is the typical premium for HMO-POS plans in Berks?

HMO-POS plans in Berks cost $11.53 per month on average.

Which HMO-POS plan has the most members in Berks?

The most popular HMO-POS plan in Berks is AARP Medicare Advantage from UHC PA-0002 (HMO-POS), with 578 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Berks?

There are 3 HMO-POS plans in Berks without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.

Total PFFS Plans
3
Average Monthly Premium
$0.00/mo
Beneficiaries Enrolled
270
$0 Premium PFFS
3
Average MOOP
$5,100
PFFS with the Highest Enrollment
Humana Gold Choice H8145-052 (PFFS) with 227 enrollees
PFFS Without Drug Coverage
2

2026 PFFS Medicare Advantage plans in Berks County, Pennsylvania (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-052
☆☆☆☆☆
$0 $7,100 $615 H8145-052-0
Humana Gold Choice H8145-055
☆☆☆☆☆
$0 $6,700 N/A H8145-055-0
Humana Gold Choice H8145-163
☆☆☆☆☆
$0 $1,500 N/A H8145-163-0
What is the total number of PFFS plans in Berks?

In 2026, Berks has 3 PFFS plans with 270 enrollees.

How much do PFFS plans cost in Berks?

The typical PFFS premium in Berks is $0.00, and 3 plans have no monthly premium.

CMS quality ratings for Medicare Advantage plans in Berks County, PA (2026) are summarized below.

Medicare Advantage Plan Ratings in Berks County, PA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 47 65%
3 Stars 25 35%
Below 3 Stars 0 0%
Not Rated 5 6%
Average Rating 4.08

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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