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  1. 🏠
  2. Medicare Advantage Plans
  3. Pennsylvania
  4. Cambria County

2026 Medicare Advantage Plans in Cambria County, PA

Last update: September 3, 2026.

Cambria County, PA has 57 Medicare Advantage plans available in 2026. These include 31 plans with no monthly premium, and roughly 82% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Cambria County, PA. Or explore all Medicare Options available in Cambria County, PA.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $38.92/mo
$0 Premium Plans: 31
Average MOOP: $6,433 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 82% · 3 Stars: 18% · Below 3: 0%
Average Part D Deductible: $339.15
Total MA/MAPD Enrollment: 19,537
Plans with the Highest Enrollment
(as of September 8, 2026)
1. UPMC for Life HMO Rx Choice (HMO) — 4,649 enrollees
2. UPMC for Life HMO Premier Rx (HMO) — 2,171 enrollees
3. UPMC for Life HMO Rx (HMO) — 2,139 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 28
  • Average Monthly Premium $39.89/mo
  • Total PPO Enrollment 3,892
  • $0 Premium PPO Plans 16
  • Average MOOP $6,721
  • Top PPO by Enrollment Complete Blue PPO Distinct (PPO) — 677 enrollees
  • PPO Plans Without Drug Coverage 4

Comparison table of 2026 PPO Medicare Advantage Plans available in Cambria County, Pennsylvania
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Advantra Signature Giveback
☆☆☆☆☆
$0 $9,250 $615 H5522-017-0
Aetna Medicare Enhanced
☆☆☆☆☆
$183 $7,500 $615 H5521-122-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,500 $615 H5521-261-0
Aetna Medicare Value Plus
☆☆☆☆☆
$13 $5,900 $615 H5522-005-0
Complete Blue PPO Distinct
☆☆☆☆☆
$30 $6,500 $615 H3916-059-1
Complete Blue PPO Merit
☆☆☆☆☆
$0 $8,300 $615 H3916-057-0
Complete Blue PPO Signature
☆☆☆☆☆
$0 $6,750 $615 H3916-041-3
Freedom Blue PPO Classic
☆☆☆☆☆
$248 $4,500 $0 H3916-001-0
Freedom Blue PPO Select
☆☆☆☆☆
$139 $5,000 $0 H3916-022-0
Freedom Blue PPO Valor
☆☆☆☆☆
$0 $6,000 N/A H3916-067-0
Freedom Blue PPO ValueRx
☆☆☆☆☆
$79 $5,500 $0 H3916-032-0
Geisinger Gold Preferred Advantage Rx
☆☆☆☆☆
$114 $4,000 $0 H3924-059-21
Geisinger Gold Preferred Complete Rx
☆☆☆☆☆
$0 $7,200 $0 H3924-065-0
UPMC for Life PPO Essential Care Rx
☆☆☆☆☆
$0 $8,000 $500 H5533-017-2
UPMC for Life PPO High Deductible Rx
☆☆☆☆☆
$33 $7,550 $175 H5533-003-0
UPMC for Life PPO Premier Rx
☆☆☆☆☆
$0 $6,500 $500 H5533-013-0
UPMC for Life PPO Rx Enhanced
☆☆☆☆☆
$140 $7,550 $0 H5533-005-0
UPMC for Life PPO Salute
☆☆☆☆☆
$0 $9,250 N/A H5533-016-1
AARP Medicare Advantage from UHC PA-0008
☆☆☆☆☆
$60 $4,900 $520 H2406-047-0
AARP Medicare Advantage from UHC PA-0011
☆☆☆☆☆
$0 $6,700 $520 H2406-072-0
AARP Medicare Advantage Giveback from UHC PA-12
☆☆☆☆☆
$0 $8,900 $600 H2406-101-0
DEVOTED CHOICE 010 PA
☆☆☆☆☆
$0 $6,500 $375 H6018-010-0
DEVOTED CHOICE GIVEBACK 011 PA
☆☆☆☆☆
$0 $9,250 $605 H6018-011-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-221-0
HumanaChoice H5525-051
☆☆☆☆☆
$0 $7,500 $615 H5525-051-1
HumanaChoice H5525-086
☆☆☆☆☆
$26 $5,800 $615 H5525-086-1
HumanaChoice R0110-007
☆☆☆☆☆
$0 $4,500 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
$52 $6,700 $615 R0110-008-0
What is the most popular PPO plan in Cambria?

Complete Blue PPO Distinct (PPO) is the top PPO in Cambria, with 677 enrollees.

What is the number of PPO plans without Part D coverage in Cambria?

There are 4 PPO plans in Cambria without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
16
Average Monthly Premium
$41.56/mo
Total HMO Enrollment
13,287
$0 Premium HMO Plans
8
Average MOOP
$6,409
Top HMO by Enrollment
UPMC for Life HMO Rx Choice (HMO) — 4,649 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2026 HMO Medicare Advantage Plans available in Cambria County, Pennsylvania
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Community Blue Medicare HMO Signature
☆☆☆☆☆
$0 $6,500 $615 H3957-047-3
Complete Blue HMO Distinct
☆☆☆☆☆
$20 $5,900 $615 H3957-050-3
Geisinger Gold Classic 360 Rx
☆☆☆☆☆
$0 $7,100 $0 H3954-160-0
Geisinger Gold Classic Advantage Rx
☆☆☆☆☆
$120 $3,450 $0 H3954-157-23
Geisinger Gold Classic Complete Rx
☆☆☆☆☆
$48 $5,700 $0 H3954-158-13
Geisinger Gold Classic Essential Rx
☆☆☆☆☆
$0 $6,750 $0 H3954-161-0
Geisinger Gold Heritage
☆☆☆☆☆
$0 $6,700 N/A H3954-162-0
Geisinger Gold Value Rx
☆☆☆☆☆
$23 $9,250 $0 H3954-163-0
UPMC for Life HMO Deductible Rx
☆☆☆☆☆
$22 $6,000 $175 H3907-037-0
UPMC for Life HMO No Rx
☆☆☆☆☆
$0 $6,000 N/A H3907-002-0
UPMC for Life HMO Premier Rx
☆☆☆☆☆
$0 $6,000 $350 H3907-059-1
UPMC for Life HMO Rx
☆☆☆☆☆
$97 $4,500 $0 H3907-058-2
UPMC for Life HMO Rx Choice
☆☆☆☆☆
$40 $6,000 $175 H3907-057-5
UPMC for Life HMO Rx Enhanced
☆☆☆☆☆
$295 $7,550 $0 H3907-006-0
DEVOTED CORE 014 PA
☆☆☆☆☆
$0 $5,900 $375 H6852-014-0
DEVOTED GIVEBACK 015 PA
☆☆☆☆☆
$0 $9,250 $605 H6852-015-0

What is the typical premium for HMO plans in Cambria?

HMO plans in Cambria cost $41.56 per month on average.

Which HMO plan do most beneficiaries choose in Cambria?

The most popular HMO plan in Cambria is UPMC for Life HMO Rx Choice (HMO), with 4,649 enrollees.

How many HMO options are offered without prescription drug coverage in Cambria?

There are 2 HMO plans in Cambria without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 13
  • Average Monthly Premium $33.59/mo
  • Total HMO-POS Enrollment 2,358
  • $0 Premium HMO-POS Plans 7
  • Average MOOP $5,842
  • Top HMO-POS by Enrollment Security Blue HMO-POS ValueRx (HMO-POS) — 562 enrollees
  • HMO-POS Plans Without Drug Coverage 4

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Cambria County, Pennsylvania
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Security Blue HMO-POS Basic
☆☆☆☆☆
$0 $5,900 N/A H3957-043-1
Security Blue HMO-POS Deluxe
☆☆☆☆☆
$179 $4,500 $0 H3957-046-1
Security Blue HMO-POS Standard
☆☆☆☆☆
$122 $5,000 $0 H3957-045-1
Security Blue HMO-POS ValueRx
☆☆☆☆☆
$35 $5,500 $0 H3957-031-0
AARP Medicare Advantage from UHC PA-0002
☆☆☆☆☆
$0 $6,700 $440 H5253-146-0
AARP Medicare Advantage from UHC PA-0003
☆☆☆☆☆
$39 $5,900 $440 H5253-147-0
AARP Medicare Advantage Patriot No Rx PA-MA01
☆☆☆☆☆
$0 $6,700 N/A H5253-152-0
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
$0 $5,500 N/A H3959-041-0
Aetna Medicare Advantra Premier
☆☆☆☆☆
$29 $5,500 $615 H3959-002-0
Aetna Medicare Advantra Signature Plus
☆☆☆☆☆
$0 $5,500 $500 H3959-011-0
Wellcare Assist
☆☆☆☆☆
$33 $5,500 $475 H2915-011-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $7,550 N/A H2915-013-0
Wellcare Simple
☆☆☆☆☆
$0 $6,200 $615 H2915-003-0
What is the total number of HMO-POS plans in Cambria?

In 2026, Cambria has 13 HMO-POS plans with 2,358 enrollees.

How much do HMO-POS plans cost in Cambria?

The typical HMO-POS premium in Cambria is $33.59, and 7 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Cambria County, PA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Cambria County, PA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 45 82%
3 Stars 10 18%
Below 3 Stars 0 0%
Not Rated 2 4%
Average Rating 4.24

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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