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2026 Medicare Advantage Plans in Delaware County, PA

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Delaware County, PA has 66 Medicare Advantage plans available in 2026. These include 39 plans with no monthly premium, and roughly 52% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Delaware County, PA. Or explore all Medicare Options available in Delaware County, PA.

At a Glance

Average Monthly Premium: $30.02/mo
$0 Premium Plans: 39
Average MOOP: $6,793 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 52% · 3 Stars: 48% · Below 3: 0%
Average Part D Deductible: $364.06
Total MA/MAPD Enrollment: 30,069
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Keystone 65 Basic Rx (HMO) — 6,829 enrollees
2. Personal Choice 65 Achieve Rx (PPO) — 2,168 enrollees
3. Keystone 65 Essential Rx (HMO-POS) — 1,874 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 31
  • Average Monthly Premium $35.92/mo
  • Total PPO Enrollment 9,623
  • $0 Premium PPO Plans 18
  • Average MOOP $7,052
  • Top PPO by Enrollment Personal Choice 65 Achieve Rx (PPO) — 2,168 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2026 PPO Medicare Advantage Plans available in Delaware County, Pennsylvania
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Advantra Premier
☆☆☆☆☆
 $106 $6,750 $615 H5522-014-0
Aetna Medicare Advantra Signature Giveback
☆☆☆☆☆
 $0 $9,250 $615 H5522-017-0
Aetna Medicare Enhanced
☆☆☆☆☆
 $183 $7,500 $615 H5521-122-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $9,250 $615 H5522-028-0
UPMC for Life PPO Salute
☆☆☆☆☆
 $0 $9,250 N/A H5533-016-2
AARP Medicare Advantage from UHC PA-0008
☆☆☆☆☆
 $60 $4,900 $520 H2406-047-0
AARP Medicare Advantage from UHC PA-0009
☆☆☆☆☆
 $79 $6,300 $520 H2406-048-0
AARP Medicare Advantage from UHC PA-0010
☆☆☆☆☆
 $0 $6,700 $600 H2406-071-0
AARP Medicare Advantage Giveback from UHC PA-12
☆☆☆☆☆
 $0 $8,900 $600 H2406-101-0
Personal Choice 65 Achieve Rx
☆☆☆☆☆
 $0 $6,750 $375 H3909-020-0
Personal Choice 65 Plus Rx
☆☆☆☆☆
 $214 $4,201 $0 H3909-018-0
Personal Choice 65 Rx
☆☆☆☆☆
 $187 $5,950 $0 H3909-009-0
Clover Health Choice
☆☆☆☆☆
 $0 $7,499 $0 H5141-038-0
Clover Health Valor
☆☆☆☆☆
 $0 $9,250 N/A H5141-061-0
DEVOTED CHOICE 007 PA
☆☆☆☆☆
 $0 $5,900 $450 H6018-007-0
DEVOTED CHOICE GIVEBACK 003 PA
☆☆☆☆☆
 $0 $9,250 $605 H6018-003-0
DEVOTED CHOICE PREMIUM 002 PA
☆☆☆☆☆
 $33 $7,550 $615 H6018-002-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,700 N/A H5216-221-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
 $0 $7,350 $500 H5525-059-0
HumanaChoice Giveback H5216-116
☆☆☆☆☆
 $0 $4,150 N/A H5216-116-0
HumanaChoice Giveback H5525-085
☆☆☆☆☆
 $0 $8,000 $0 H5525-085-2
HumanaChoice H5216-120
☆☆☆☆☆
 $94 $7,600 $615 H5216-120-0
HumanaChoice H5525-005
☆☆☆☆☆
 $26 $8,300 $615 H5525-005-0
HumanaChoice H5525-051
☆☆☆☆☆
 $0 $7,800 $615 H5525-051-2
HumanaChoice H5525-086
☆☆☆☆☆
 $29 $6,050 $615 H5525-086-2
HumanaChoice R0110-007
☆☆☆☆☆
 $0 $4,500 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
 $52 $6,700 $615 R0110-008-0
HealthSpring True Choice
☆☆☆☆☆
 $0 $6,800 $250 H7849-151-0
Jefferson Health Plans Flex
☆☆☆☆☆
 $0 $7,000 $0 H1619-001-0
Jefferson Health Plans Flex Plus
☆☆☆☆☆
 $33 $6,500 $0 H1619-002-0
Jefferson Health Plans Flex Pro
☆☆☆☆☆
 $18 $6,000 $0 H1619-003-0
What is the most popular PPO plan in Delaware?

Personal Choice 65 Achieve Rx (PPO) is the top PPO in Delaware, with 2,168 enrollees.

What is the number of PPO plans without Part D coverage in Delaware?

There are 5 PPO plans in Delaware without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
18
Average Monthly Premium
$17.71/mo
Total HMO Enrollment
13,075
$0 Premium HMO Plans
13
Average MOOP
$6,947
Top HMO by Enrollment
Keystone 65 Basic Rx (HMO) — 6,829 enrollees
HMO Plans Without Drug Coverage
4

Comparison table of 2026 HMO Medicare Advantage Plans available in Delaware County, Pennsylvania
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Geisinger Gold Heritage
☆☆☆☆☆
 $0 $6,700 N/A H3954-162-0
Geisinger Gold Value Rx
☆☆☆☆☆
 $23 $9,250 $0 H3954-163-0
Keystone 65 Basic Rx
☆☆☆☆☆
 $0 $8,500 $0 H3952-055-0
Keystone 65 Liberty Medical Only
☆☆☆☆☆
 $0 $6,750 N/A H3952-059-0
Keystone 65 Preferred Medical Only
☆☆☆☆☆
 $0 $4,200 N/A H3952-008-0
Keystone 65 Preferred Rx
☆☆☆☆☆
 $158 $4,200 $0 H3952-045-0
Keystone 65 Select Medical Only
☆☆☆☆☆
 $0 $6,750 N/A H3952-050-0
Keystone 65 Select Rx
☆☆☆☆☆
 $74 $6,750 $0 H3952-051-0
Humana Gold Plus H6622-037
☆☆☆☆☆
 $0 $7,800 $615 H6622-037-0
Jefferson Health Plans Complete
☆☆☆☆☆
 $0 $6,500 $0 H9207-012-0
Jefferson Health Plans Giveback
☆☆☆☆☆
 $0 $9,250 $300 H9207-015-0
Jefferson Health Plans Prime
☆☆☆☆☆
 $33 $6,000 $0 H9207-002-0
HealthSpring Preferred
☆☆☆☆☆
 $0 $6,500 $200 H3949-052-0
HealthSpring Preferred PA
☆☆☆☆☆
 $0 $6,750 $275 H3949-031-0
HealthSpring Preferred Plus
☆☆☆☆☆
 $31 $6,750 $250 H3949-030-0
HealthSpring Preferred Savings
☆☆☆☆☆
 $0 $9,000 $590 H3949-053-0
DEVOTED CORE 023 PA
☆☆☆☆☆
 $0 $7,500 $375 H6852-023-0
Perennial Advantage Freedom
☆☆☆☆☆
 $0 $5,900 $400 H3419-006-0

What is the typical premium for HMO plans in Delaware?

HMO plans in Delaware cost $17.71 per month on average.

Which HMO plan do most beneficiaries choose in Delaware?

The most popular HMO plan in Delaware is Keystone 65 Basic Rx (HMO), with 6,829 enrollees.

How many HMO options are offered without prescription drug coverage in Delaware?

There are 4 HMO plans in Delaware without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 16
  • Average Monthly Premium $34.34/mo
  • Total HMO-POS Enrollment 7,371
  • $0 Premium HMO-POS Plans 7
  • Average MOOP $6,450
  • Top HMO-POS by Enrollment Keystone 65 Essential Rx (HMO-POS) — 1,874 enrollees
  • HMO-POS Plans Without Drug Coverage 3

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Delaware County, Pennsylvania
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Erickson Advantage Freedom
☆☆☆☆☆
 $89 $4,900 $355 H5652-006-0
Erickson Advantage Liberty
☆☆☆☆☆
 $14 $6,750 $600 H5652-008-0
Erickson Advantage Liberty no Rx
☆☆☆☆☆
 $0 $6,750 N/A H5652-002-0
Erickson Advantage Signature
☆☆☆☆☆
 $182 $2,900 $270 H5652-001-0
AARP Medicare Advantage Essentials from UHC PA-5
☆☆☆☆☆
 $0 $6,700 $520 H5253-154-0
AARP Medicare Advantage Extras from UHC PA-18
☆☆☆☆☆
 $0 $6,700 $600 H5253-203-0
AARP Medicare Advantage from UHC PA-0001
☆☆☆☆☆
 $49 $5,400 $440 H5253-145-0
AARP Medicare Advantage Patriot No Rx PA-MA01
☆☆☆☆☆
 $0 $6,700 N/A H5253-152-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
 $0 $7,500 $615 H3959-052-0
Aetna Medicare Value Care
☆☆☆☆☆
 $33 $7,500 $615 H3959-033-0
Keystone 65 Essential Rx
☆☆☆☆☆
 $31 $8,500 $0 H3952-060-0
Keystone 65 Focus Rx
☆☆☆☆☆
 $15 $6,750 $0 H3952-054-0
Wellcare Assist
☆☆☆☆☆
 $33 $5,500 $475 H2915-011-0
Wellcare Patriot Giveback
☆☆☆☆☆
 $0 $7,550 N/A H2915-013-0
Wellcare Simple
☆☆☆☆☆
 $0 $6,200 $615 H2915-003-0
Aetna Medicare Premier
☆☆☆☆☆
 $104 $6,900 $615 H3931-004-0
What is the total number of HMO-POS plans in Delaware?

In 2026, Delaware has 16 HMO-POS plans with 7,371 enrollees.

How much do HMO-POS plans cost in Delaware?

The typical HMO-POS premium in Delaware is $34.34, and 7 plans have no monthly premium.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
1
Average MOOP
$1,500
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
1

Comparison table of 2026 PFFS Medicare Advantage Plans available in Delaware County, Pennsylvania
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-163
☆☆☆☆☆
 $0 $1,500 N/A H8145-163-0
What is the average monthly premium for PFFS plans?
PFFS plans in Delaware cost $0.00 per month on average.
Which PFFS plan is most popular in Delaware?
The most popular PFFS plan in Delaware is , with 0 enrollees.
How many PFFS plans in Delaware do not include drug coverage?
There are 1 PFFS plans in Delaware without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Delaware County, PA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Delaware County, PA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 4 7%
4 Stars (includes 5 Stars) 32 52%
3 Stars 29 48%
Below 3 Stars 0 0%
Not Rated 5 8%
Average Rating 3.84

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .