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2027 Medicare Advantage Plans in Lancaster County, PA

Last update: .

Lancaster County, PA has 76 Medicare Advantage plans available in 2027. These include 43 plans with no monthly premium, and roughly 77% are rated at least 4 stars based on CMS data.

At a Glance

Average Monthly Premium: $34.01/mo
$0 Premium Plans: 43
Average MOOP: $7,178 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 77% · 3 Stars: 23% · Below 3: 0%
Average Part D Deductible: $531.92
Total MA/MAPD Enrollment: 45,473
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Community Blue Medicare PPO Signature (PPO) — 11,517 enrollees
2. Aetna Medicare Advantra Signature (PPO) — 6,318 enrollees
3. Aetna Medicare Value Plus (PPO) — 3,847 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Lancaster County, PA. Or explore all Medicare Options available in Lancaster County, PA. To understand how local plans fit into the broader market, visit our Pennsylvania Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 46
  • Average Monthly Premium $36.30/mo
  • Total PPO Enrollment 39,068
  • $0 Premium PPO Plans 24
  • Average MOOP $7,321
  • Top PPO by Enrollment Community Blue Medicare PPO Signature (PPO) — 11,517 enrollees
  • PPO Plans Without Drug Coverage 6

Comparison table of 2027 PPO Medicare Advantage Plans available in Lancaster County, Pennsylvania
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Advantra Premier
☆☆☆☆☆
 $99 $5,900 $700 H5522-002-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
 $0 $9,250 $700 H5522-004-0
Aetna Medicare Advantra Signature Giveback
☆☆☆☆☆
 $0 $9,850 $700 H5522-017-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
 $0 $7,150 $700 H5522-022-0
Aetna Medicare Value Plus
☆☆☆☆☆
 $35 $7,500 $700 H5522-013-0
Community Blue Medicare PPO Signature
☆☆☆☆☆
 $0 $7,150 $700 H3916-037-4
Complete Blue PPO Distinct
☆☆☆☆☆
 $73 $6,750 $700 H3916-060-2
Complete Blue PPO Merit
☆☆☆☆☆
 $0 $8,300 $700 H3916-069-1
Freedom Blue PPO Basic
☆☆☆☆☆
 $0 $5,900 N/A H3916-012-0
Freedom Blue PPO Deluxe
☆☆☆☆☆
 $239 $4,500 $0 H3916-005-0
Freedom Blue PPO Standard
☆☆☆☆☆
 $135 $5,000 $0 H3916-015-0
Freedom Blue PPO Valor
☆☆☆☆☆
 $0 $6,000 N/A H3916-043-0
Freedom Blue PPO ValueRx
☆☆☆☆☆
 $84 $5,500 $700 H3916-018-0
UPMC for Life Essential Rx
☆☆☆☆☆
 $0 $8,000 $700 H5533-017-1
UPMC for Life PPO Rx Enhanced
☆☆☆☆☆
 $60 $7,550 $700 H5533-008-0
UPMC for Life PPO Salute
☆☆☆☆☆
 $0 $9,850 N/A H5533-016-1
AARP Medicare Advantage from UHC PA-0007
☆☆☆☆☆
 $57 $6,300 $595 H2406-046-0
AARP Medicare Advantage from UHC PA-0008
☆☆☆☆☆
 $60 $5,900 $685 H2406-047-0
AARP Medicare Advantage from UHC PA-0011
☆☆☆☆☆
 $0 $7,150 $685 H2406-072-0
AARP Medicare Advantage Giveback from UHC PA-12
☆☆☆☆☆
 $0 $9,200 $685 H2406-101-0
Aetna Medicare Signature Extra
☆☆☆☆☆
 $0 $7,150 $700 H5521-263-0
Capital Blue Cross Basic
☆☆☆☆☆
 $28 $9,800 $700 H3923-049-4
Capital Blue Cross Classic
☆☆☆☆☆
 $77 $6,700 $700 H3923-013-0
Capital Blue Cross Complete
☆☆☆☆☆
 $54 $7,100 $700 H3923-047-4
Capital Blue Cross Enhanced
☆☆☆☆☆
 $35 $7,150 $700 H3923-046-4
Capital Blue Cross Prime
☆☆☆☆☆
 $184 $6,700 $550 H3923-017-0
Capital Blue Cross Select
☆☆☆☆☆
 $0 $9,850 $700 H3923-044-4
Capital Blue Cross Value
☆☆☆☆☆
 $0 $9,800 $700 H3923-045-4
Geisinger Gold Preferred Advantage Rx
☆☆☆☆☆
 $104 $4,450 $0 H3924-059-22
Geisinger Gold Preferred Balance Rx
☆☆☆☆☆
 $29 $9,850 $0 H3924-067-0
Geisinger Gold Preferred Complete Rx
☆☆☆☆☆
 $0 $9,850 $700 H3924-065-0
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $8,250 $700 H5525-085-2
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,700 N/A H5216-221-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
 $0 $7,350 $700 H5525-059-0
Humana Value Choice
☆☆☆☆☆
 $0 $8,000 $700 H5525-051-1
HumanaChoice Giveback H5216-116
☆☆☆☆☆
 $0 $4,150 N/A H5216-116-0
HumanaChoice H5216-120
☆☆☆☆☆
 $107 $7,600 $700 H5216-120-0
HumanaChoice H5525-006
☆☆☆☆☆
 $50 $6,700 $700 H5525-006-0
HumanaChoice H5525-086
☆☆☆☆☆
 $38 $6,050 $700 H5525-086-2
HumanaChoice R0110-007
☆☆☆☆☆
 $0 $4,750 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
 $75 $7,150 $700 R0110-008-0
DEVOTED CHOICE 007 PA
☆☆☆☆☆
 $0 $7,100 $650 H6018-007-0
DEVOTED CHOICE GIVEBACK 008 PA
☆☆☆☆☆
 $0 $9,850 $461 H6018-008-0
HealthSpring True Choice
☆☆☆☆☆
 $7 $7,500 $700 H7849-106-0
Jefferson Health Plans Flex
☆☆☆☆☆
 $0 $8,000 $0 H1619-001-0
Jefferson Health Plans Preferred
☆☆☆☆☆
 $40 $6,500 $0 H1619-004-0
What is the most popular PPO plan in Lancaster?

Community Blue Medicare PPO Signature (PPO) is the top PPO in Lancaster, with 11,517 enrollees.

What is the number of PPO plans without Part D coverage in Lancaster?

There are 6 PPO plans in Lancaster without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
24
Average Monthly Premium
$35.70/mo
Total HMO Enrollment
4,721
$0 Premium HMO Plans
14
Average MOOP
$6,742
Top HMO by Enrollment
Community Blue Medicare HMO Signature (HMO) — 1,587 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2027 HMO Medicare Advantage Plans available in Lancaster County, Pennsylvania
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Community Blue Medicare HMO Distinct
☆☆☆☆☆
 $47 $6,550 $700 H3957-049-2
Community Blue Medicare HMO Signature
☆☆☆☆☆
 $0 $6,950 $700 H3957-042-2
UPMC for Life HMO No Rx
☆☆☆☆☆
 $0 $6,500 N/A H3907-002-0
UPMC for Life HMO Premier Rx
☆☆☆☆☆
 $0 $7,000 $700 H3907-059-3
UPMC for Life HMO Rx
☆☆☆☆☆
 $90 $4,500 $0 H3907-058-1
UPMC for Life HMO Rx Choice
☆☆☆☆☆
 $40 $6,000 $700 H3907-057-4
UPMC for Life HMO Rx Enhanced
☆☆☆☆☆
 $295 $7,550 $0 H3907-006-0
Capital Blue Cross Essential
☆☆☆☆☆
 $0 $7,100 $700 H3962-022-4
Capital Blue Cross Premier
☆☆☆☆☆
 $90 $5,000 $350 H3962-001-0
Capital Blue Cross Value
☆☆☆☆☆
 $60 $7,000 $700 H3962-023-4
Geisinger Gold Classic Advantage Rx
☆☆☆☆☆
 $135 $3,450 $0 H3954-157-23
Geisinger Gold Classic Complete Rx
☆☆☆☆☆
 $58 $5,700 $0 H3954-158-13
Geisinger Gold Classic Essential Rx
☆☆☆☆☆
 $0 $7,150 $700 H3954-161-0
Geisinger Gold Heritage
☆☆☆☆☆
 $0 $6,700 N/A H3954-162-0
Geisinger Gold Value Rx
☆☆☆☆☆
 $29 $9,000 $0 H3954-163-0
Humana Gold Plus H6622-035
☆☆☆☆☆
 $0 $8,300 $700 H6622-035-0
DEVOTED CORE 012 PA
☆☆☆☆☆
 $0 $6,250 $650 H6852-012-0
DEVOTED GIVEBACK 013 PA
☆☆☆☆☆
 $0 $8,000 $461 H6852-013-0
DEVOTED GIVEBACK EXTRAS 034 PA
☆☆☆☆☆
 $0 $6,850 $700 H6852-034-0
HealthSpring Preferred
☆☆☆☆☆
 $0 $7,900 $500 H3949-035-0
Jefferson Health Plans Complete
☆☆☆☆☆
 $0 $7,500 $0 H9207-012-0
Jefferson Health Plans Giveback
☆☆☆☆☆
 $0 $9,850 $450 H9207-015-0
Jefferson Health Plans Prime
☆☆☆☆☆
 $13 $6,500 $0 H9207-002-0
Perennial Advantage Freedom
☆☆☆☆☆
 $0 $4,500 $400 H3419-006-0

What is the typical premium for HMO plans in Lancaster?

HMO plans in Lancaster cost $35.70 per month on average.

Which HMO plan do most beneficiaries choose in Lancaster?

The most popular HMO plan in Lancaster is Community Blue Medicare HMO Signature (HMO), with 1,587 enrollees.

How many HMO options are offered without prescription drug coverage in Lancaster?

There are 2 HMO plans in Lancaster without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 5
  • Average Monthly Premium $11.60/mo
  • Total HMO-POS Enrollment 1,559
  • $0 Premium HMO-POS Plans 4
  • Average MOOP $7,430
  • Top HMO-POS by Enrollment Aetna Medicare Advantra Eagle Plus (HMO-POS) — 553 enrollees
  • HMO-POS Plans Without Drug Coverage 2

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Lancaster County, Pennsylvania
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC PA-0002
☆☆☆☆☆
 $0 $7,150 $685 H5253-146-0
AARP Medicare Advantage Patriot No Rx PA-MA01
☆☆☆☆☆
 $0 $7,150 N/A H5253-152-0
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
 $0 $5,500 N/A H3959-041-0
Aetna Medicare Advantra Enhanced
☆☆☆☆☆
 $58 $7,500 $700 H3959-039-0
Wellcare Simple
☆☆☆☆☆
 $0 $9,850 $700 H2915-003-0
What is the total number of HMO-POS plans in Lancaster?

In 2027, Lancaster has 5 HMO-POS plans with 1,559 enrollees.

How much do HMO-POS plans cost in Lancaster?

The typical HMO-POS premium in Lancaster is $11.60, and 4 plans have no monthly premium.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Total PFFS Enrollment
125
$0 Premium PFFS Plans
1
Average MOOP
$9,850
Top PFFS by Enrollment
Humana Gold Choice H8145-052 (PFFS) — 125 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2027 PFFS Medicare Advantage Plans available in Lancaster County, Pennsylvania
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-052
☆☆☆☆☆
 $0 $9,850 $700 H8145-052-0
What is the average monthly premium for PFFS plans?
PFFS plans in Lancaster cost $0.00 per month on average.
Which PFFS plan is most popular in Lancaster?
The most popular PFFS plan in Lancaster is Humana Gold Choice H8145-052 (PFFS), with 125 enrollees.
How many PFFS plans in Lancaster do not include drug coverage?
There are 0 PFFS plans in Lancaster without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Lancaster County, PA for 2027.

CMS Star Ratings for Medicare Advantage Plans in Lancaster County, PA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 58 77%
3 Stars 17 23%
Below 3 Stars 0 0%
Not Rated 1 1%
Average Rating 3.98

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Lancaster County, Pennsylvania, including communities such as Elizabethtown, Akron, Bainbridge, Bird In Hand, Christiana, Columbia, Conestoga, Denver, East Earl, East Petersburg, Ephrata, Gap, Gordonville, Holtwood, Kinzers, Kirkwood, Landisville, Leola, Lititz, Manheim, Marietta, Millersville, Mount Joy, Mountville, Narvon, New Holland, New Providence, Paradise, Peach Bottom, Pequea, Quarryville, Reinholds, Ronks, Stevens, Strasburg, Washington Boro, Willow Street, Lancaster, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .