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  1. 🏠
  2. Medicare Advantage Plans
  3. Pennsylvania
  4. Mckean County

2027 Medicare Advantage Plans in Mckean County, PA

Last update: November 9, 2026.

Mckean County, PA has 46 Medicare Advantage plans available in 2027. These include 25 plans with no monthly premium, and roughly 85% are rated at least 4 stars based on CMS data.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $40.15/mo
$0 Premium Plans: 25
Average MOOP: $6,699 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 85% · 3 Stars: 15% · Below 3: 0%
Average Part D Deductible: $517.78
Total MA/MAPD Enrollment: 3,593
Plans with the Highest Enrollment
(as of November 10, 2026)
1. UPMC for Life HMO Premier Rx (HMO) — 496 enrollees
2. Aetna Medicare Signature Extra Plus (HMO-POS) — 373 enrollees
3. UPMC for Life HMO Rx Choice (HMO) — 349 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Mckean County, PA. Or explore all Medicare Options available in Mckean County, PA. To understand how local plans fit into the broader market, visit our Pennsylvania Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 24
  • Average Monthly Premium $39.29/mo
  • Total PPO Enrollment 1,411
  • $0 Premium PPO Plans 14
  • Average MOOP $6,994
  • Top PPO by Enrollment Aetna Medicare Signature (PPO) — 244 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2027 PPO Medicare Advantage Plans available in Mckean County, Pennsylvania
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Advantra Signature Giveback
☆☆☆☆☆
$0 $9,850 $700 H5522-017-0
Aetna Medicare Premier Plus
☆☆☆☆☆
$39 $7,150 $700 H5522-005-0
Complete Blue PPO Signature
☆☆☆☆☆
$0 $7,150 $700 H3916-058-0
Freedom Blue PPO Classic
☆☆☆☆☆
$238 $4,500 $0 H3916-002-0
Freedom Blue PPO Select
☆☆☆☆☆
$114 $5,000 $0 H3916-024-0
Freedom Blue PPO Valor
☆☆☆☆☆
$0 $6,000 N/A H3916-067-0
Freedom Blue PPO ValueRx
☆☆☆☆☆
$83 $5,500 $700 H3916-033-0
UPMC for Life Essential Rx
☆☆☆☆☆
$0 $8,000 $700 H5533-017-1
UPMC for Life PPO High Deductible Rx
☆☆☆☆☆
$33 $7,550 $700 H5533-003-0
UPMC for Life PPO Premier Rx
☆☆☆☆☆
$0 $7,150 $700 H5533-013-0
UPMC for Life PPO Rx Enhanced
☆☆☆☆☆
$155 $7,550 $0 H5533-005-0
UPMC for Life PPO Salute
☆☆☆☆☆
$0 $9,850 N/A H5533-016-1
AARP Medicare Advantage from UHC PA-0008
☆☆☆☆☆
$60 $5,900 $685 H2406-047-0
AARP Medicare Advantage Giveback from UHC PA-12
☆☆☆☆☆
$0 $9,200 $685 H2406-101-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,500 $700 H5521-261-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $8,000 $700 H5525-085-1
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-221-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,350 $700 H5525-059-0
Humana Value Choice
☆☆☆☆☆
$0 $8,000 $700 H5525-051-1
HumanaChoice Giveback H5216-116
☆☆☆☆☆
$0 $4,150 N/A H5216-116-0
HumanaChoice H5216-120
☆☆☆☆☆
$107 $7,600 $700 H5216-120-0
HumanaChoice H5525-005
☆☆☆☆☆
$39 $8,300 $700 H5525-005-0
HumanaChoice R0110-007
☆☆☆☆☆
$0 $4,750 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
$75 $7,150 $700 R0110-008-0
What is the most popular PPO plan in Mckean?

Aetna Medicare Signature (PPO) is the top PPO in Mckean, with 244 enrollees.

What is the number of PPO plans without Part D coverage in Mckean?

There are 5 PPO plans in Mckean without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
10
Average Monthly Premium
$52.60/mo
Total HMO Enrollment
1,391
$0 Premium HMO Plans
4
Average MOOP
$6,615
Top HMO by Enrollment
UPMC for Life HMO Premier Rx (HMO) — 496 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2027 HMO Medicare Advantage Plans available in Mckean County, Pennsylvania
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Community Blue Medicare HMO Signature
☆☆☆☆☆
$0 $6,950 $700 H3957-047-4
Complete Blue HMO Distinct
☆☆☆☆☆
$54 $6,450 $700 H3957-050-4
UPMC for Life HMO Deductible Rx
☆☆☆☆☆
$25 $6,000 $700 H3907-037-0
UPMC for Life HMO No Rx
☆☆☆☆☆
$0 $6,500 N/A H3907-002-0
UPMC for Life HMO Premier Rx
☆☆☆☆☆
$0 $6,500 $700 H3907-059-2
UPMC for Life HMO Rx
☆☆☆☆☆
$90 $4,500 $0 H3907-058-1
UPMC for Life HMO Rx Choice
☆☆☆☆☆
$33 $6,000 $700 H3907-057-3
UPMC for Life HMO Rx Enhanced
☆☆☆☆☆
$295 $7,550 $0 H3907-006-0
Geisinger Gold Heritage
☆☆☆☆☆
$0 $6,700 N/A H3954-162-0
Geisinger Gold Value Rx
☆☆☆☆☆
$29 $9,000 $0 H3954-163-0

What is the typical premium for HMO plans in Mckean?

HMO plans in Mckean cost $52.60 per month on average.

Which HMO plan do most beneficiaries choose in Mckean?

The most popular HMO plan in Mckean is UPMC for Life HMO Premier Rx (HMO), with 496 enrollees.

How many HMO options are offered without prescription drug coverage in Mckean?

There are 2 HMO plans in Mckean without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 12
  • Average Monthly Premium $31.50/mo
  • Total HMO-POS Enrollment 791
  • $0 Premium HMO-POS Plans 7
  • Average MOOP $6,179
  • Top HMO-POS by Enrollment Aetna Medicare Signature Extra Plus (HMO-POS) — 373 enrollees
  • HMO-POS Plans Without Drug Coverage 3

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Mckean County, Pennsylvania
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Security Blue HMO-POS Basic
☆☆☆☆☆
$0 $5,900 N/A H3957-043-2
Security Blue HMO-POS Deluxe
☆☆☆☆☆
$119 $4,500 $0 H3957-046-2
Security Blue HMO-POS Standard
☆☆☆☆☆
$118 $5,000 $0 H3957-045-2
Security Blue HMO-POS ValueRx
☆☆☆☆☆
$48 $5,500 $700 H3957-044-4
AARP Medicare Advantage from UHC PA-0002
☆☆☆☆☆
$0 $7,150 $685 H5253-146-0
AARP Medicare Advantage from UHC PA-0003
☆☆☆☆☆
$54 $6,700 $685 H5253-147-0
AARP Medicare Advantage Patriot No Rx PA-MA01
☆☆☆☆☆
$0 $7,150 N/A H5253-152-0
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
$0 $5,500 N/A H3959-041-0
Aetna Medicare Advantra Enhanced
☆☆☆☆☆
$39 $5,500 $400 H3959-002-0
Aetna Medicare Signature Extra Plus
☆☆☆☆☆
$0 $5,900 $400 H3959-032-0
Aetna Medicare Signature Plus
☆☆☆☆☆
$0 $5,500 $400 H3959-011-0
Wellcare Simple
☆☆☆☆☆
$0 $9,850 $700 H2915-003-0
What is the total number of HMO-POS plans in Mckean?

In 2027, Mckean has 12 HMO-POS plans with 791 enrollees.

How much do HMO-POS plans cost in Mckean?

The typical HMO-POS premium in Mckean is $31.50, and 7 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Mckean County, PA for 2027.

CMS Star Ratings for Medicare Advantage Plans in Mckean County, PA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 39 85%
3 Stars 7 15%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.18

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Mckean County, Pennsylvania, including communities such as Bradford, Eldred, Kane, Lewis Run, Port Allegany, Smethport, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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