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  1. 🏠
  2. Medicare Advantage Plans
  3. Pennsylvania
  4. Montgomery County

2027 Medicare Advantage Plans in Montgomery County, PA

Last update: November 7, 2026.

In Montgomery County, PA, there are 58 Medicare Advantage plans available for 2027. Of these, 38 offer a $0 monthly premium, and about 65% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$24.51/mo
Plans with $0 Premium
38
Average MOOP Limit
$7,587 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 65% · 3 Stars: 35% · Below 3: 0%
Average Part D Deductible
$526.22
Total MA/MAPD Enrollment
45,963
Plans with the Highest Enrollment
(as of November 10, 2026)
1. Keystone 65 Basic Rx (HMO) — 12,104 enrollees
2. Personal Choice 65 Achieve Rx (PPO) — 3,802 enrollees
3. Keystone 65 Select Rx (HMO) — 2,807 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Montgomery County, PA. Or explore all Medicare Options available in Montgomery County, PA. To understand how local plans fit into the broader market, visit our Pennsylvania Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
27
Average Monthly Premium
$32.70/mo
Total PPO Enrollment
13,763
$0 Premium PPO Plans
17
Average MOOP
$7,524
Top PPO by Enrollment
Personal Choice 65 Achieve Rx (PPO) — 3,802 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Montgomery County, Pennsylvania, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Advantra Premier
☆☆☆☆☆
$128 $7,150 $700 H5522-014-0
Aetna Medicare Advantra Signature Giveback
☆☆☆☆☆
$0 $9,850 $700 H5522-017-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $9,850 $700 H5522-028-0
Complete Blue PPO Distinct
☆☆☆☆☆
$137 $6,750 $700 H3916-062-0
Freedom Blue PPO Valor
☆☆☆☆☆
$0 $6,000 N/A H3916-056-0
UPMC for Life PPO Salute
☆☆☆☆☆
$0 $9,850 N/A H5533-016-2
AARP Medicare Advantage from UHC PA-0008
☆☆☆☆☆
$60 $5,900 $685 H2406-047-0
AARP Medicare Advantage from UHC PA-0009
☆☆☆☆☆
$81 $7,150 $685 H2406-048-0
AARP Medicare Advantage from UHC PA-0010
☆☆☆☆☆
$0 $7,150 $685 H2406-071-0
AARP Medicare Advantage Giveback from UHC PA-12
☆☆☆☆☆
$0 $9,200 $685 H2406-101-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $7,150 $700 H5521-263-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $8,250 $700 H5525-085-2
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-221-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,350 $700 H5525-059-0
Humana Value Choice
☆☆☆☆☆
$0 $7,750 $700 H5525-051-2
HumanaChoice Giveback H5216-116
☆☆☆☆☆
$0 $4,150 N/A H5216-116-0
HumanaChoice H5216-120
☆☆☆☆☆
$107 $7,600 $700 H5216-120-0
HumanaChoice H5525-005
☆☆☆☆☆
$39 $8,300 $700 H5525-005-0
Personal Choice 65 Achieve Rx
☆☆☆☆☆
$0 $9,850 $700 H3909-020-0
Personal Choice 65 Rx
☆☆☆☆☆
$207 $5,950 $0 H3909-009-0
HumanaChoice R0110-007
☆☆☆☆☆
$0 $4,750 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
$75 $7,150 $700 R0110-008-0
DEVOTED CHOICE 007 PA
☆☆☆☆☆
$0 $7,100 $650 H6018-007-0
DEVOTED CHOICE GIVEBACK 003 PA
☆☆☆☆☆
$0 $9,850 $461 H6018-003-0
HealthSpring True Choice
☆☆☆☆☆
$9 $7,900 $700 H7849-151-0
Jefferson Health Plans Flex
☆☆☆☆☆
$0 $8,000 $0 H1619-001-0
Jefferson Health Plans Preferred
☆☆☆☆☆
$40 $6,500 $0 H1619-004-0
What is the total number of PPO plans offered in Montgomery?

Montgomery County has 27 PPO plans for 2027, with 13,763 enrolled.

How much do PPO plans cost in Montgomery?

The typical PPO premium in Montgomery is $32.70, and 17 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
21
Average Monthly Premium
$17.75/mo
Total HMO Enrollment
23,552
$0 Premium HMO Plans
15
Average MOOP
$7,445
Top HMO by Enrollment
Keystone 65 Basic Rx (HMO) — 12,104 enrollees
HMO Plans Without Drug Coverage
5

HMO Medicare Advantage plan comparison – Montgomery County, Pennsylvania, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
UPMC for Life HMO No Rx
☆☆☆☆☆
$0 $6,500 N/A H3907-002-0
Geisinger Gold Heritage
☆☆☆☆☆
$0 $6,700 N/A H3954-162-0
Geisinger Gold Value Rx
☆☆☆☆☆
$29 $9,000 $0 H3954-163-0
Humana Total Complete
☆☆☆☆☆
$0 $8,200 $700 H6622-037-0
Keystone 65 Assured Rx
☆☆☆☆☆
$0 $9,850 $700 H3952-062-0
Keystone 65 Basic Rx
☆☆☆☆☆
$15 $9,500 $700 H3952-055-0
Keystone 65 Liberty Medical Only
☆☆☆☆☆
$0 $7,150 N/A H3952-059-0
Keystone 65 Preferred Medical Only
☆☆☆☆☆
$0 $4,450 N/A H3952-008-0
Keystone 65 Preferred Rx
☆☆☆☆☆
$178 $4,450 $0 H3952-045-0
Keystone 65 Select Medical Only
☆☆☆☆☆
$0 $6,750 N/A H3952-050-0
Keystone 65 Select Rx
☆☆☆☆☆
$94 $6,750 $0 H3952-051-0
DEVOTED CORE 023 PA
☆☆☆☆☆
$0 $7,500 $650 H6852-023-0
DEVOTED GIVEBACK EXTRAS 036 PA
☆☆☆☆☆
$0 $8,400 $700 H6852-036-0
HealthSpring Preferred
☆☆☆☆☆
$0 $7,700 $500 H3949-052-0
HealthSpring Preferred PA
☆☆☆☆☆
$0 $8,700 $400 H3949-031-0
HealthSpring Preferred Plus
☆☆☆☆☆
$44 $7,150 $500 H3949-030-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $9,250 $300 H3949-053-0
Jefferson Health Plans Complete
☆☆☆☆☆
$0 $7,500 $0 H9207-012-0
Jefferson Health Plans Giveback
☆☆☆☆☆
$0 $9,850 $450 H9207-015-0
Jefferson Health Plans Prime
☆☆☆☆☆
$13 $6,500 $0 H9207-002-0
Perennial Advantage Freedom
☆☆☆☆☆
$0 $4,500 $400 H3419-006-0
What is the average monthly premium for HMO plans?
HMO plans in Montgomery cost $17.75 per month on average.
Which HMO plan is most popular in Montgomery?
The most popular HMO plan in Montgomery is Keystone 65 Basic Rx (HMO), with 12,104 enrollees.
How many HMO plans in Montgomery do not include drug coverage?
There are 5 HMO plans in Montgomery without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 10
  • Average Monthly Premium $16.60/mo
  • Total HMO-POS Enrollment 8,648
  • $0 Premium HMO-POS Plans 6
  • Average MOOP $8,055
  • Top HMO-POS by Enrollment Keystone 65 Essential Rx (HMO-POS) — 2,690 enrollees
  • HMO-POS Plans Without Drug Coverage 2

HMO-POS Medicare Advantage plan comparison – Montgomery County, Pennsylvania, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC PA-5
☆☆☆☆☆
$0 $6,700 $685 H5253-154-0
AARP Medicare Advantage Extras from UHC PA-18
☆☆☆☆☆
$0 $7,150 $685 H5253-203-0
AARP Medicare Advantage from UHC PA-0001
☆☆☆☆☆
$63 $6,700 $685 H5253-145-0
AARP Medicare Advantage Patriot No Rx PA-MA01
☆☆☆☆☆
$0 $7,150 N/A H5253-152-0
Keystone 65 Essential Rx
☆☆☆☆☆
$45 $9,000 $700 H3952-060-0
Keystone 65 Focus Rx
☆☆☆☆☆
$15 $7,150 $700 H3952-054-0
Aetna Medicare Advantra Eagle
☆☆☆☆☆
$0 $7,150 N/A H3959-094-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
$0 $9,850 $400 H3959-052-0
Aetna Medicare Value Care
☆☆☆☆☆
$43 $9,850 $700 H3959-033-0
Wellcare Simple
☆☆☆☆☆
$0 $9,850 $700 H2915-003-0
What is the total number of HMO-POS plans in Montgomery?

There are 10 HMO-POS plans in 2027, covering 8,648 enrollees.

How much do HMO-POS plans cost in Montgomery?

The average HMO-POS premium in Montgomery is $16.60 per month, with 6 plans offering $0 premiums.

What is the leading HMO-POS plan in Montgomery?

Keystone 65 Essential Rx (HMO-POS) is the top HMO-POS in Montgomery, with 2,690 enrollees.

What is the number of HMO-POS plans without Part D coverage in Montgomery?

2 HMO-POS plans in Montgomery do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Montgomery County, PA for 2027.

CMS Star Ratings for Medicare Advantage Plans in Montgomery County, PA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 37 65%
3 Stars 20 35%
Below 3 Stars 0 0%
Not Rated 1 2%
Average Rating 3.78

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Montgomery County, Pennsylvania, including communities such as East Greenville, Green Lane, Pennsburg, Perkiomenville, Red Hill, Souderton, Telford, Abington, Ambler, Ardmore, Bala Cynwyd, Huntingdon Valley, Cheltenham, Dresher, Elkins Park, Flourtown, Fort Washington, Gladwyne, Glenside, Hatboro, Haverford, Horsham, Jenkintown, Merion Station, Narberth, Oreland, Willow Grove, Wyncote, Wynnewood, Norristown, Bridgeport, King Of Prussia, Blue Bell, Collegeville, Conshohocken, Harleysville, Hatfield, Lafayette Hill, Lansdale, North Wales, Plymouth Meeting, Pottstown, Royersford, Schwenksville, Gilbertsville, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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