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  1. 🏠
  2. Medicare Advantage Plans
  3. Pennsylvania
  4. Northampton County

2026 Medicare Advantage Plans in Northampton County, PA

Last update: June 11, 2026. Enrollment data updated: June 13, 2026

In Northampton County, PA, there are 76 Medicare Advantage plans available for 2026. Of these, 41 offer a $0 monthly premium, and about 68% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Northampton County, PA. Or explore all Medicare Options available in Northampton County, PA.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$34.48/mo
Plans with $0 Premium
41
Average MOOP Limit
$6,638 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 68% · 3 Stars: 32% · Below 3: 0%
Average Part D Deductible
$332.89
Total MA/MAPD Enrollment
22,149
Plans with the Highest Enrollment
(as of June 13, 2026)
1. Capital Blue Cross Enhanced (PPO) — 2,227 enrollees
2. Aetna Medicare Signature Giveback (PPO) — 1,499 enrollees
3. Freedom Blue PPO ValueRx (PPO) — 1,256 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
46
Average Monthly Premium
$37.60/mo
Total PPO Enrollment
16,639
$0 Premium PPO Plans
23
Average MOOP
$6,884
Top PPO by Enrollment
Capital Blue Cross Enhanced (PPO) — 2,227 enrollees
PPO Plans Without Drug Coverage
6

PPO Medicare Advantage plan comparison – Northampton County, Pennsylvania, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Advantra Premier
☆☆☆☆☆
$98 $5,900 $615 H5522-002-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
$0 $9,250 $615 H5522-004-0
Aetna Medicare Enhanced
☆☆☆☆☆
$66 $7,500 $615 H5522-032-0
Aetna Medicare Enhanced
☆☆☆☆☆
$183 $7,500 $615 H5521-122-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
$0 $6,750 $615 H5522-022-0
Capital Blue Cross Basic
☆☆☆☆☆
$20 $8,200 $550 H3923-048-3
Capital Blue Cross Classic
☆☆☆☆☆
$72 $6,700 $100 H3923-013-0
Capital Blue Cross Complete
☆☆☆☆☆
$40 $6,100 $100 H3923-047-3
Capital Blue Cross Enhanced
☆☆☆☆☆
$22 $6,800 $275 H3923-046-3
Capital Blue Cross Prime
☆☆☆☆☆
$177 $6,700 $100 H3923-017-0
Capital Blue Cross Select
☆☆☆☆☆
$0 $8,100 $375 H3923-044-3
Capital Blue Cross Value
☆☆☆☆☆
$0 $9,000 $550 H3923-045-3
Community Blue Medicare PPO Signature
☆☆☆☆☆
$0 $7,950 $615 H3916-065-0
Complete Blue PPO Distinct
☆☆☆☆☆
$98 $6,750 $615 H3916-060-6
Complete Blue PPO Merit
☆☆☆☆☆
$0 $8,300 $615 H3916-066-0
Freedom Blue PPO Basic
☆☆☆☆☆
$0 $5,900 N/A H3916-012-0
Freedom Blue PPO Deluxe
☆☆☆☆☆
$226 $4,500 $0 H3916-005-0
Freedom Blue PPO Standard
☆☆☆☆☆
$121 $5,000 $0 H3916-015-0
Freedom Blue PPO Valor
☆☆☆☆☆
$0 $6,000 N/A H3916-043-0
Freedom Blue PPO ValueRx
☆☆☆☆☆
$66 $5,500 $0 H3916-018-0
Geisinger Gold Preferred Advantage Rx
☆☆☆☆☆
$96 $4,000 $0 H3924-059-22
Geisinger Gold Preferred Complete Rx
☆☆☆☆☆
$0 $7,200 $0 H3924-065-0
UPMC for Life PPO Essential Care Rx
☆☆☆☆☆
$0 $8,000 $500 H5533-017-1
UPMC for Life PPO Rx Enhanced
☆☆☆☆☆
$58 $7,550 $400 H5533-008-0
UPMC for Life PPO Salute
☆☆☆☆☆
$0 $9,250 N/A H5533-016-1
AARP Medicare Advantage from UHC PA-0007
☆☆☆☆☆
$42 $5,900 $520 H2406-046-0
AARP Medicare Advantage from UHC PA-0008
☆☆☆☆☆
$60 $4,900 $520 H2406-047-0
AARP Medicare Advantage from UHC PA-0011
☆☆☆☆☆
$0 $6,700 $520 H2406-072-0
AARP Medicare Advantage Giveback from UHC PA-12
☆☆☆☆☆
$0 $8,900 $600 H2406-101-0
DEVOTED CHOICE 007 PA
☆☆☆☆☆
$0 $5,900 $450 H6018-007-0
DEVOTED CHOICE GIVEBACK 003 PA
☆☆☆☆☆
$0 $9,250 $605 H6018-003-0
DEVOTED CHOICE PREMIUM 002 PA
☆☆☆☆☆
$33 $7,550 $615 H6018-002-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-221-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,350 $500 H5525-059-0
HumanaChoice Giveback H5216-116
☆☆☆☆☆
$0 $4,150 N/A H5216-116-0
HumanaChoice Giveback H5525-085
☆☆☆☆☆
$0 $8,000 $0 H5525-085-2
HumanaChoice H5216-120
☆☆☆☆☆
$94 $7,600 $615 H5216-120-0
HumanaChoice H5525-005
☆☆☆☆☆
$26 $8,300 $615 H5525-005-0
HumanaChoice H5525-051
☆☆☆☆☆
$0 $7,500 $615 H5525-051-1
HumanaChoice H5525-086
☆☆☆☆☆
$29 $6,050 $615 H5525-086-2
HumanaChoice R0110-007
☆☆☆☆☆
$0 $4,500 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
$52 $6,700 $615 R0110-008-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-151-0
Jefferson Health Plans Flex
☆☆☆☆☆
$0 $7,000 $0 H1619-001-0
Jefferson Health Plans Flex Plus
☆☆☆☆☆
$33 $6,500 $0 H1619-002-0
Jefferson Health Plans Flex Pro
☆☆☆☆☆
$18 $6,000 $0 H1619-003-0
What is the total number of PPO plans offered in Northampton?

Northampton County has 46 PPO plans for 2026, with 16,639 enrolled.

How much do PPO plans cost in Northampton?

The typical PPO premium in Northampton is $37.60, and 23 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
23
Average Monthly Premium
$37.33/mo
Total HMO Enrollment
4,768
$0 Premium HMO Plans
12
Average MOOP
$6,443
Top HMO by Enrollment
Humana Gold Plus H6622-036 (HMO) — 1,112 enrollees
HMO Plans Without Drug Coverage
2

HMO Medicare Advantage plan comparison – Northampton County, Pennsylvania, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Capital Blue Cross Essential
☆☆☆☆☆
$0 $6,000 $375 H3962-022-3
Capital Blue Cross Premier
☆☆☆☆☆
$86 $5,000 $100 H3962-001-0
Capital Blue Cross Value
☆☆☆☆☆
$58 $6,500 $100 H3962-004-0
Community Blue Medicare HMO Distinct
☆☆☆☆☆
$50 $6,250 $615 H3957-049-6
Community Blue Medicare HMO Signature
☆☆☆☆☆
$0 $6,750 $615 H3957-042-5
Geisinger Gold Classic 360 Rx
☆☆☆☆☆
$0 $7,100 $0 H3954-160-0
Geisinger Gold Classic Advantage Rx
☆☆☆☆☆
$114 $3,450 $0 H3954-157-22
Geisinger Gold Classic Complete Rx
☆☆☆☆☆
$48 $5,700 $0 H3954-158-13
Geisinger Gold Classic Essential Rx
☆☆☆☆☆
$0 $6,750 $0 H3954-161-0
Geisinger Gold Heritage
☆☆☆☆☆
$0 $6,700 N/A H3954-162-0
Geisinger Gold Value Rx
☆☆☆☆☆
$23 $9,250 $0 H3954-163-0
UPMC for Life HMO Deductible Rx
☆☆☆☆☆
$22 $6,000 $175 H3907-037-0
UPMC for Life HMO No Rx
☆☆☆☆☆
$0 $6,000 N/A H3907-002-0
UPMC for Life HMO Rx
☆☆☆☆☆
$90 $4,500 $0 H3907-058-1
UPMC for Life HMO Rx Choice
☆☆☆☆☆
$40 $6,000 $175 H3907-057-4
UPMC for Life HMO Rx Enhanced
☆☆☆☆☆
$295 $7,550 $0 H3907-006-0
Humana Gold Plus H6622-036
☆☆☆☆☆
$0 $8,250 $615 H6622-036-0
Jefferson Health Plans Complete
☆☆☆☆☆
$0 $6,500 $0 H9207-012-0
Jefferson Health Plans Giveback
☆☆☆☆☆
$0 $9,250 $300 H9207-015-0
Jefferson Health Plans Prime
☆☆☆☆☆
$33 $6,000 $0 H9207-002-0
HealthSpring Preferred
☆☆☆☆☆
$0 $5,000 $200 H3949-045-0
DEVOTED CORE 008 PA
☆☆☆☆☆
$0 $6,700 $375 H6852-008-0
DEVOTED GIVEBACK 009 PA
☆☆☆☆☆
$0 $7,000 $605 H6852-009-0
What is the average monthly premium for HMO plans?
HMO plans in Northampton cost $37.33 per month on average.
Which HMO plan is most popular in Northampton?
The most popular HMO plan in Northampton is Humana Gold Plus H6622-036 (HMO), with 1,112 enrollees.
How many HMO plans in Northampton do not include drug coverage?
There are 2 HMO plans in Northampton without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 6
  • Average Monthly Premium $5.45/mo
  • Total HMO-POS Enrollment 742
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $6,358
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC PA-0002 (HMO-POS) — 409 enrollees
  • HMO-POS Plans Without Drug Coverage 3

HMO-POS Medicare Advantage plan comparison – Northampton County, Pennsylvania, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC PA-0002
☆☆☆☆☆
$0 $6,700 $440 H5253-146-0
AARP Medicare Advantage Patriot No Rx PA-MA01
☆☆☆☆☆
$0 $6,700 N/A H5253-152-0
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
$0 $5,500 N/A H3959-041-0
Wellcare Assist
☆☆☆☆☆
$33 $5,500 $475 H2915-011-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $7,550 N/A H2915-013-0
Wellcare Simple
☆☆☆☆☆
$0 $6,200 $615 H2915-003-0
What is the total number of HMO-POS plans in Northampton?

There are 6 HMO-POS plans in 2026, covering 742 enrollees.

How much do HMO-POS plans cost in Northampton?

The average HMO-POS premium in Northampton is $5.45 per month, with 5 plans offering $0 premiums.

What is the leading HMO-POS plan in Northampton?

AARP Medicare Advantage from UHC PA-0002 (HMO-POS) is the top HMO-POS in Northampton, with 409 enrollees.

What is the number of HMO-POS plans without Part D coverage in Northampton?

3 HMO-POS plans in Northampton do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
1
Average MOOP
$1,500
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
1

PFFS Medicare Advantage plan comparison – Northampton County, Pennsylvania, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-163
☆☆☆☆☆
$0 $1,500 N/A H8145-163-0

What is the average monthly premium for PFFS plans?

PFFS plans in Northampton cost $0.00 per month on average.

Which PFFS plan is most popular in Northampton?

The most popular PFFS plan in Northampton is , with 0 enrollees.

How many PFFS plans in Northampton do not include drug coverage?

There are 1 PFFS plans in Northampton without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Northampton County, PA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Northampton County, PA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 48 68%
3 Stars 23 32%
Below 3 Stars 0 0%
Not Rated 5 7%
Average Rating 4.11

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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