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  1. 🏠
  2. Medicare Advantage Plans
  3. Pennsylvania
  4. Northumberland County

2026 Medicare Advantage Plans in Northumberland County, PA

Last update: September 1, 2026.

In Northumberland County, PA, there are 43 Medicare Advantage plans available for 2026. Of these, 20 offer a $0 monthly premium, and about 93% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Northumberland County, PA. Or explore all Medicare Options available in Northumberland County, PA.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$43.18/mo
Plans with $0 Premium
20
Average MOOP Limit
$6,624 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 93% · 3 Stars: 7% · Below 3: 0%
Average Part D Deductible
$357.30
Total MA/MAPD Enrollment
10,723
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Geisinger Gold Classic Complete Rx (HMO) — 3,504 enrollees
2. Geisinger Gold Preferred Complete Rx (PPO) — 1,387 enrollees
3. Geisinger Gold Classic Advantage Rx (HMO) — 913 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 30
  • Average Monthly Premium $48.60/mo
  • Total PPO Enrollment 4,285
  • $0 Premium PPO Plans 13
  • Average MOOP $6,720
  • Top PPO by Enrollment Geisinger Gold Preferred Complete Rx (PPO) — 1,387 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2026 PPO Medicare Advantage Plans available in Northumberland County, Pennsylvania
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Advantra Premier
☆☆☆☆☆
$98 $5,900 $615 H5522-002-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
$0 $9,250 $615 H5522-004-0
Aetna Medicare Advantra Signature Giveback
☆☆☆☆☆
$0 $9,250 $615 H5522-017-0
Aetna Medicare Enhanced
☆☆☆☆☆
$183 $7,500 $615 H5521-122-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $6,750 $615 H5521-263-0
Aetna Medicare Value Care
☆☆☆☆☆
$29 $6,900 $615 H5522-013-0
Capital Blue Cross Basic
☆☆☆☆☆
$20 $8,200 $550 H3923-048-2
Capital Blue Cross Classic
☆☆☆☆☆
$72 $6,700 $100 H3923-013-0
Capital Blue Cross Complete
☆☆☆☆☆
$45 $6,100 $100 H3923-047-2
Capital Blue Cross Enhanced
☆☆☆☆☆
$26 $6,500 $275 H3923-046-2
Capital Blue Cross Prime
☆☆☆☆☆
$177 $6,700 $100 H3923-017-0
Capital Blue Cross Select
☆☆☆☆☆
$0 $8,100 $375 H3923-044-2
Capital Blue Cross Value
☆☆☆☆☆
$0 $9,000 $550 H3923-045-2
Community Blue Medicare PPO Signature
☆☆☆☆☆
$0 $7,950 $615 H3916-065-0
Complete Blue PPO Distinct
☆☆☆☆☆
$98 $6,750 $615 H3916-060-6
Complete Blue PPO Merit
☆☆☆☆☆
$0 $8,300 $615 H3916-066-0
Freedom Blue PPO Basic
☆☆☆☆☆
$0 $5,900 N/A H3916-012-0
Freedom Blue PPO Deluxe
☆☆☆☆☆
$226 $4,500 $0 H3916-005-0
Freedom Blue PPO Standard
☆☆☆☆☆
$121 $5,000 $0 H3916-015-0
Freedom Blue PPO Valor
☆☆☆☆☆
$0 $6,000 N/A H3916-043-0
Freedom Blue PPO ValueRx
☆☆☆☆☆
$66 $5,500 $0 H3916-018-0
Geisinger Gold Preferred Advantage Rx
☆☆☆☆☆
$114 $4,000 $0 H3924-059-21
Geisinger Gold Preferred Complete Rx
☆☆☆☆☆
$0 $7,200 $0 H3924-065-0
AARP Medicare Advantage from UHC PA-0007
☆☆☆☆☆
$42 $5,900 $520 H2406-046-0
AARP Medicare Advantage from UHC PA-0008
☆☆☆☆☆
$60 $4,900 $520 H2406-047-0
AARP Medicare Advantage from UHC PA-0011
☆☆☆☆☆
$0 $6,700 $520 H2406-072-0
AARP Medicare Advantage Giveback from UHC PA-12
☆☆☆☆☆
$0 $8,900 $600 H2406-101-0
HumanaChoice H5525-086
☆☆☆☆☆
$29 $6,050 $615 H5525-086-2
HumanaChoice R0110-007
☆☆☆☆☆
$0 $4,500 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
$52 $6,700 $615 R0110-008-0
What is the total number of PPO plans offered in Northumberland?

There are 30 PPO plans in 2026, covering 4,285 beneficiaries.

How much do PPO plans cost in Northumberland?

The average PPO premium in Northumberland is $48.60 per month, with 13 plans offering $0 premiums.

What is the most popular PPO plan in Northumberland?

Geisinger Gold Preferred Complete Rx (PPO) is the top PPO in Northumberland, with 1,387 enrollees.

What is the number of PPO plans without Part D coverage in Northumberland?

There are 3 PPO plans in Northumberland without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
8
Average Monthly Premium
$43.86/mo
Total HMO Enrollment
5,827
$0 Premium HMO Plans
3
Average MOOP
$6,169
Top HMO by Enrollment
Geisinger Gold Classic Complete Rx (HMO) — 3,504 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Northumberland County, Pennsylvania
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Capital Blue Cross Essential
☆☆☆☆☆
$0 $6,000 $375 H3962-022-2
Capital Blue Cross Premier
☆☆☆☆☆
$86 $5,000 $100 H3962-001-0
Capital Blue Cross Value
☆☆☆☆☆
$58 $6,500 $100 H3962-004-0
Geisinger Gold Classic Advantage Rx
☆☆☆☆☆
$136 $3,450 $0 H3954-157-21
Geisinger Gold Classic Complete Rx
☆☆☆☆☆
$48 $5,700 $0 H3954-158-14
Geisinger Gold Classic Essential Rx
☆☆☆☆☆
$0 $6,750 $0 H3954-161-0
Geisinger Gold Heritage
☆☆☆☆☆
$0 $6,700 N/A H3954-162-0
Geisinger Gold Value Rx
☆☆☆☆☆
$23 $9,250 $0 H3954-163-0

What is the average monthly premium for HMO plans?

HMO plans in Northumberland cost $43.86 per month on average.

Which HMO plan is most popular in Northumberland?

The most popular HMO plan in Northumberland is Geisinger Gold Classic Complete Rx (HMO), with 3,504 enrollees.

How many HMO plans in Northumberland do not include drug coverage?

There are 1 HMO plans in Northumberland without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
5
Average Monthly Premium
$9.60/mo
Total HMO-POS Enrollment
611
$0 Premium HMO-POS Plans
4
Average MOOP
$6,780
Top HMO-POS by Enrollment
Aetna Medicare Advantra Signature (HMO-POS) — 481 enrollees
HMO-POS Plans Without Drug Coverage
2

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Northumberland County, Pennsylvania
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC PA-0002
☆☆☆☆☆
$0 $6,700 $440 H5253-146-0
AARP Medicare Advantage Patriot No Rx PA-MA01
☆☆☆☆☆
$0 $6,700 N/A H5253-152-0
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
$0 $5,500 N/A H3959-041-0
Aetna Medicare Advantra Enhanced
☆☆☆☆☆
$48 $7,500 $615 H3959-039-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
$0 $7,500 $615 H3959-037-0
What is the leading HMO-POS plan in Northumberland?

Aetna Medicare Advantra Signature (HMO-POS) is the top HMO-POS in Northumberland, with 481 enrollees.

What is the number of HMO-POS plans without Part D coverage in Northumberland?

2 HMO-POS plans in Northumberland do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Northumberland County, PA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Northumberland County, PA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 40 93%
3 Stars 3 7%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.33

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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