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  1. 🏠
  2. Medicare Advantage Plans
  3. Pennsylvania
  4. Potter County

2026 Medicare Advantage Plans in Potter County, PA

Last update: June 12, 2026. Enrollment data updated: June 13, 2026

For 2026, Potter County, PA includes 58 Medicare Advantage plans. Enrollment across these plans totals approximately 1,832, with 30 $0 premium options and 76% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Potter County, PA are summarized separately. Visit Medicare Options in Potter County, PA to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $37.75/mo
  • $0 Premium Plans: 30
  • Average MOOP: $6,427 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 76% · 3 Stars: 24% · Below 3: 0%
  • Average Part D Deductible: $368.04
  • Total MA/MAPD Enrollment: 1,832
  • Plans with the Highest Enrollment
    (as of June 13, 2026)
    1. Aetna Medicare Value Care (PPO) — 193 enrollees
    2. UPMC for Life PPO Premier Rx (PPO) — 175 enrollees
    3. Complete Blue PPO Signature (PPO) — 147 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
31
Average Monthly Premium
$36.61/mo
Total PPO Enrollment
1,344
$0 Premium PPO Plans
17
Average MOOP
$6,771
Top PPO by Enrollment
Aetna Medicare Value Care (PPO) — 193 enrollees
PPO Plans Without Drug Coverage
5

2026 PPO Medicare Advantage plans in Potter County, Pennsylvania (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Advantra Premier
☆☆☆☆☆
$98 $5,900 $615 H5522-002-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
$0 $9,250 $615 H5522-004-0
Aetna Medicare Advantra Signature Giveback
☆☆☆☆☆
$0 $9,250 $615 H5522-017-0
Aetna Medicare Enhanced
☆☆☆☆☆
$183 $7,500 $615 H5521-122-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $6,750 $615 H5521-263-0
Aetna Medicare Value Care
☆☆☆☆☆
$29 $6,900 $615 H5522-013-0
Complete Blue PPO Distinct
☆☆☆☆☆
$39 $6,500 $615 H3916-059-2
Complete Blue PPO Merit
☆☆☆☆☆
$0 $8,300 $615 H3916-057-0
Complete Blue PPO Signature
☆☆☆☆☆
$0 $7,550 $615 H3916-058-0
Freedom Blue PPO Classic
☆☆☆☆☆
$220 $4,500 $0 H3916-002-0
Freedom Blue PPO Select
☆☆☆☆☆
$96 $5,000 $0 H3916-024-0
Freedom Blue PPO Valor
☆☆☆☆☆
$0 $6,000 N/A H3916-067-0
Freedom Blue PPO ValueRx
☆☆☆☆☆
$65 $5,500 $0 H3916-033-0
Geisinger Gold Preferred Advantage Rx
☆☆☆☆☆
$114 $4,000 $0 H3924-059-21
Geisinger Gold Preferred Complete Rx
☆☆☆☆☆
$0 $7,200 $0 H3924-065-0
UPMC for Life PPO Essential Care Rx
☆☆☆☆☆
$0 $8,000 $500 H5533-017-1
UPMC for Life PPO Premier Rx
☆☆☆☆☆
$0 $6,700 $500 H5533-011-0
UPMC for Life PPO Rx Choice
☆☆☆☆☆
$30 $6,000 $400 H5533-015-4
UPMC for Life PPO Salute
☆☆☆☆☆
$0 $9,250 N/A H5533-016-1
AARP Medicare Advantage from UHC PA-0008
☆☆☆☆☆
$60 $4,900 $520 H2406-047-0
AARP Medicare Advantage from UHC PA-0011
☆☆☆☆☆
$0 $6,700 $520 H2406-072-0
AARP Medicare Advantage Giveback from UHC PA-12
☆☆☆☆☆
$0 $8,900 $600 H2406-101-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-221-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,350 $500 H5525-059-0
HumanaChoice Giveback H5216-116
☆☆☆☆☆
$0 $4,150 N/A H5216-116-0
HumanaChoice Giveback H5525-085
☆☆☆☆☆
$0 $8,000 $0 H5525-085-2
HumanaChoice H5216-120
☆☆☆☆☆
$94 $7,600 $615 H5216-120-0
HumanaChoice H5525-005
☆☆☆☆☆
$26 $8,300 $615 H5525-005-0
HumanaChoice H5525-086
☆☆☆☆☆
$29 $6,050 $615 H5525-086-2
HumanaChoice R0110-007
☆☆☆☆☆
$0 $4,500 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
$52 $6,700 $615 R0110-008-0
What is the average monthly premium for PPO plans in Potter?
PPO plans in Potter cost $36.61 per month on average.
Which PPO plan has the highest enrollment in Potter?
The most popular PPO plan in Potter is Aetna Medicare Value Care (PPO), with 193 enrollees.
How many PPO plans in Potter do not include prescription drug coverage?
5 PPO plans in Potter do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
12
Average Monthly Premium
$55.25/mo
Total HMO Enrollment
229
$0 Premium HMO Plans
4
Average MOOP
$6,192
Top HMO by Enrollment
UPMC for Life HMO Rx Choice (HMO) — 69 enrollees
HMO Plans Without Drug Coverage
2

2026 HMO Medicare Advantage plans in Potter County, Pennsylvania (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Community Blue Medicare HMO Signature
☆☆☆☆☆
$0 $6,500 $615 H3957-047-4
Complete Blue HMO Distinct
☆☆☆☆☆
$25 $5,900 $615 H3957-050-4
Geisinger Gold Classic Advantage Rx
☆☆☆☆☆
$120 $3,450 $0 H3954-157-23
Geisinger Gold Classic Complete Rx
☆☆☆☆☆
$48 $5,700 $0 H3954-158-13
Geisinger Gold Classic Essential Rx
☆☆☆☆☆
$0 $6,750 $0 H3954-161-0
Geisinger Gold Heritage
☆☆☆☆☆
$0 $6,700 N/A H3954-162-0
Geisinger Gold Value Rx
☆☆☆☆☆
$23 $9,250 $0 H3954-163-0
UPMC for Life HMO Deductible Rx
☆☆☆☆☆
$22 $6,000 $175 H3907-037-0
UPMC for Life HMO No Rx
☆☆☆☆☆
$0 $6,000 N/A H3907-002-0
UPMC for Life HMO Rx
☆☆☆☆☆
$90 $4,500 $0 H3907-058-1
UPMC for Life HMO Rx Choice
☆☆☆☆☆
$40 $6,000 $175 H3907-057-4
UPMC for Life HMO Rx Enhanced
☆☆☆☆☆
$295 $7,550 $0 H3907-006-0
What is the total number of HMO plans offered in Potter?

There are 12 HMO plans in 2026, covering 229 enrollees.

How much do HMO plans cost in Potter?

The average HMO premium in Potter is $55.25 per month, with 4 plans offering $0 premiums.

What is the top HMO by enrollment in Potter?

UPMC for Life HMO Rx Choice (HMO) is the top HMO in Potter, with 69 enrollees.

What is the number of HMO plans without Part D coverage in Potter?

2 HMO plans in Potter do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
13
Average Monthly Premium
$30.13/mo
Total HMO-POS Enrollment
212
$0 Premium HMO-POS Plans
7
Average MOOP
$6,150
Top HMO-POS by Enrollment
Aetna Medicare Advantra Signature (HMO-POS) — 126 enrollees
HMO-POS Plans Without Drug Coverage
4

2026 HMO-POS Medicare Advantage plans in Potter County, Pennsylvania (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Security Blue HMO-POS Basic
☆☆☆☆☆
$0 $5,900 N/A H3957-043-2
Security Blue HMO-POS Deluxe
☆☆☆☆☆
$138 $4,500 $0 H3957-046-2
Security Blue HMO-POS Standard
☆☆☆☆☆
$104 $5,000 $0 H3957-045-2
Security Blue HMO-POS ValueRx
☆☆☆☆☆
$30 $5,500 $0 H3957-044-4
AARP Medicare Advantage from UHC PA-0002
☆☆☆☆☆
$0 $6,700 $440 H5253-146-0
AARP Medicare Advantage from UHC PA-0003
☆☆☆☆☆
$39 $5,900 $440 H5253-147-0
AARP Medicare Advantage Patriot No Rx PA-MA01
☆☆☆☆☆
$0 $6,700 N/A H5253-152-0
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
$0 $5,500 N/A H3959-041-0
Aetna Medicare Advantra Enhanced
☆☆☆☆☆
$48 $7,500 $615 H3959-039-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
$0 $7,500 $615 H3959-037-0
Wellcare Assist
☆☆☆☆☆
$33 $5,500 $475 H2915-011-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $7,550 N/A H2915-013-0
Wellcare Simple
☆☆☆☆☆
$0 $6,200 $615 H2915-003-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Potter cost $30.13 per month on average.

Which HMO-POS plan is most popular in Potter?

The most popular HMO-POS plan in Potter is Aetna Medicare Advantra Signature (HMO-POS), with 126 enrollees.

How many HMO-POS plans in Potter do not include drug coverage?

There are 4 HMO-POS plans in Potter without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 2
  • Average Monthly Premium $0.00/mo
  • Total PFFS Enrollment 47
  • $0 Premium PFFS Plans 2
  • Average MOOP $4,300
  • Top PFFS by Enrollment Humana Gold Choice H8145-052 (PFFS) — 47 enrollees
  • PFFS Plans Without Drug Coverage 1

2026 PFFS Medicare Advantage plans in Potter County, Pennsylvania (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Choice H8145-052
☆☆☆☆☆
$0 $7,100 $615 H8145-052-0
Humana Gold Choice H8145-163
☆☆☆☆☆
$0 $1,500 N/A H8145-163-0
What is the top PFFS plan in Potter?

Humana Gold Choice H8145-052 (PFFS) is the top PFFS in Potter, with 47 enrollees.

What is the number of PFFS plans without Part D coverage in Potter?

1 PFFS plans in Potter do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Potter County, PA (2026) are summarized below.

Medicare Advantage Plan Ratings in Potter County, PA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 44 76%
3 Stars 14 24%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.18

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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