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  1. 🏠
  2. Medicare Advantage Plans
  3. Pennsylvania
  4. Washington County

2026 Medicare Advantage Plans in Washington County, PA

Last update: September 1, 2026.

In Washington County, PA, there are 63 Medicare Advantage plans available for 2026. Of these, 37 offer a $0 monthly premium, and about 68% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Washington County, PA. Or explore all Medicare Options available in Washington County, PA.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$32.66/mo
Plans with $0 Premium
37
Average MOOP Limit
$6,323 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 68% · 3 Stars: 32% · Below 3: 0%
Average Part D Deductible
$387.45
Total MA/MAPD Enrollment
26,851
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Complete Blue PPO Distinct (PPO) — 3,876 enrollees
2. Aetna Medicare Advantra Premier (HMO-POS) — 3,705 enrollees
3. Community Blue Medicare HMO Signature (HMO) — 1,993 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
32
Average Monthly Premium
$35.00/mo
Total PPO Enrollment
10,215
$0 Premium PPO Plans
19
Average MOOP
$6,738
Top PPO by Enrollment
Complete Blue PPO Distinct (PPO) — 3,876 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Washington County, Pennsylvania, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Advantra Signature Giveback
☆☆☆☆☆
$0 $9,250 $615 H5522-017-0
Aetna Medicare Enhanced
☆☆☆☆☆
$183 $7,500 $615 H5521-122-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,500 $615 H5521-261-0
Aetna Medicare Value Plus
☆☆☆☆☆
$13 $5,900 $615 H5522-005-0
Complete Blue PPO Distinct
☆☆☆☆☆
$23 $6,500 $615 H3916-035-1
Complete Blue PPO Merit
☆☆☆☆☆
$0 $8,300 $615 H3916-057-0
Complete Blue PPO Signature
☆☆☆☆☆
$0 $6,750 $615 H3916-041-1
Freedom Blue PPO Classic
☆☆☆☆☆
$248 $4,500 $0 H3916-001-0
Freedom Blue PPO Select
☆☆☆☆☆
$139 $5,000 $0 H3916-022-0
Freedom Blue PPO Valor
☆☆☆☆☆
$0 $6,000 N/A H3916-067-0
Freedom Blue PPO ValueRx
☆☆☆☆☆
$79 $5,500 $0 H3916-032-0
UPMC for Life PPO Essential Care Rx
☆☆☆☆☆
$0 $8,000 $500 H5533-017-1
UPMC for Life PPO High Deductible Rx
☆☆☆☆☆
$33 $7,550 $175 H5533-003-0
UPMC for Life PPO Premier Rx
☆☆☆☆☆
$0 $6,500 $500 H5533-013-0
UPMC for Life PPO Rx Choice
☆☆☆☆☆
$30 $5,500 $400 H5533-015-2
UPMC for Life PPO Rx Enhanced
☆☆☆☆☆
$140 $7,550 $0 H5533-005-0
UPMC for Life PPO Salute
☆☆☆☆☆
$0 $9,250 N/A H5533-016-1
AARP Medicare Advantage from UHC PA-0008
☆☆☆☆☆
$60 $4,900 $520 H2406-047-0
AARP Medicare Advantage from UHC PA-0011
☆☆☆☆☆
$0 $6,700 $520 H2406-072-0
AARP Medicare Advantage Giveback from UHC PA-12
☆☆☆☆☆
$0 $8,900 $600 H2406-101-0
DEVOTED CHOICE 010 PA
☆☆☆☆☆
$0 $6,500 $375 H6018-010-0
DEVOTED CHOICE GIVEBACK 011 PA
☆☆☆☆☆
$0 $9,250 $605 H6018-011-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-221-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,350 $500 H5525-059-0
HumanaChoice Giveback H5216-116
☆☆☆☆☆
$0 $4,150 N/A H5216-116-0
HumanaChoice Giveback H5525-085
☆☆☆☆☆
$0 $8,000 $0 H5525-085-1
HumanaChoice H5216-120
☆☆☆☆☆
$94 $7,600 $615 H5216-120-0
HumanaChoice H5525-051
☆☆☆☆☆
$0 $7,500 $615 H5525-051-1
HumanaChoice H5525-086
☆☆☆☆☆
$26 $5,800 $615 H5525-086-1
HumanaChoice R0110-007
☆☆☆☆☆
$0 $4,500 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
$52 $6,700 $615 R0110-008-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,000 $275 H7849-106-0
What is the total number of PPO plans offered in Washington?

Washington County has 32 PPO plans for 2026, with 10,215 enrolled.

How much do PPO plans cost in Washington?

The typical PPO premium in Washington is $35.00, and 19 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
17
Average Monthly Premium
$29.47/mo
Total HMO Enrollment
8,669
$0 Premium HMO Plans
10
Average MOOP
$6,194
Top HMO by Enrollment
Community Blue Medicare HMO Signature (HMO) — 1,993 enrollees
HMO Plans Without Drug Coverage
2

HMO Medicare Advantage plan comparison – Washington County, Pennsylvania, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Community Blue Medicare HMO Signature
☆☆☆☆☆
$0 $6,500 $615 H3957-047-1
Complete Blue HMO Distinct
☆☆☆☆☆
$20 $5,900 $615 H3957-050-1
Geisinger Gold Heritage
☆☆☆☆☆
$0 $6,700 N/A H3954-162-0
Geisinger Gold Value Rx
☆☆☆☆☆
$23 $9,250 $0 H3954-163-0
Together Blue Medicare HMO Signature
☆☆☆☆☆
$0 $4,900 $615 H3957-048-0
UPMC for Life HMO Deductible Rx
☆☆☆☆☆
$22 $6,000 $175 H3907-037-0
UPMC for Life HMO No Rx
☆☆☆☆☆
$0 $6,000 N/A H3907-002-0
UPMC for Life HMO Premier Rx
☆☆☆☆☆
$0 $6,000 $350 H3907-059-1
UPMC for Life HMO Rx
☆☆☆☆☆
$90 $4,500 $0 H3907-058-1
UPMC for Life HMO Rx Choice
☆☆☆☆☆
$30 $5,000 $175 H3907-057-2
UPMC for Life HMO Rx Enhanced
☆☆☆☆☆
$295 $7,550 $0 H3907-006-0
Humana Gold Plus H6622-054
☆☆☆☆☆
$0 $7,950 $615 H6622-054-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,000 $200 H3949-047-0
HealthSpring Preferred Plus
☆☆☆☆☆
$21 $4,000 $200 H3949-048-0
DEVOTED CORE 014 PA
☆☆☆☆☆
$0 $5,900 $375 H6852-014-0
DEVOTED GIVEBACK 015 PA
☆☆☆☆☆
$0 $9,250 $605 H6852-015-0
Perennial Advantage Freedom
☆☆☆☆☆
$0 $5,900 $400 H3419-006-0
What is the average monthly premium for HMO plans?
HMO plans in Washington cost $29.47 per month on average.
Which HMO plan is most popular in Washington?
The most popular HMO plan in Washington is Community Blue Medicare HMO Signature (HMO), with 1,993 enrollees.
How many HMO plans in Washington do not include drug coverage?
There are 2 HMO plans in Washington without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 13
  • Average Monthly Premium $33.59/mo
  • Total HMO-POS Enrollment 7,967
  • $0 Premium HMO-POS Plans 7
  • Average MOOP $5,842
  • Top HMO-POS by Enrollment Aetna Medicare Advantra Premier (HMO-POS) — 3,705 enrollees
  • HMO-POS Plans Without Drug Coverage 4

HMO-POS Medicare Advantage plan comparison – Washington County, Pennsylvania, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Security Blue HMO-POS Basic
☆☆☆☆☆
$0 $5,900 N/A H3957-043-1
Security Blue HMO-POS Deluxe
☆☆☆☆☆
$179 $4,500 $0 H3957-046-1
Security Blue HMO-POS Standard
☆☆☆☆☆
$122 $5,000 $0 H3957-045-1
Security Blue HMO-POS ValueRx
☆☆☆☆☆
$35 $5,500 $0 H3957-031-0
AARP Medicare Advantage from UHC PA-0002
☆☆☆☆☆
$0 $6,700 $440 H5253-146-0
AARP Medicare Advantage from UHC PA-0003
☆☆☆☆☆
$39 $5,900 $440 H5253-147-0
AARP Medicare Advantage Patriot No Rx PA-MA01
☆☆☆☆☆
$0 $6,700 N/A H5253-152-0
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
$0 $5,500 N/A H3959-041-0
Aetna Medicare Advantra Premier
☆☆☆☆☆
$29 $5,500 $615 H3959-002-0
Aetna Medicare Advantra Signature Plus
☆☆☆☆☆
$0 $5,500 $500 H3959-011-0
Wellcare Assist
☆☆☆☆☆
$33 $5,500 $475 H2915-011-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $7,550 N/A H2915-013-0
Wellcare Simple
☆☆☆☆☆
$0 $6,200 $615 H2915-003-0
What is the total number of HMO-POS plans in Washington?

There are 13 HMO-POS plans in 2026, covering 7,967 enrollees.

How much do HMO-POS plans cost in Washington?

The average HMO-POS premium in Washington is $33.59 per month, with 7 plans offering $0 premiums.

What is the leading HMO-POS plan in Washington?

Aetna Medicare Advantra Premier (HMO-POS) is the top HMO-POS in Washington, with 3,705 enrollees.

What is the number of HMO-POS plans without Part D coverage in Washington?

4 HMO-POS plans in Washington do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
1
Average MOOP
$1,500
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
1

PFFS Medicare Advantage plan comparison – Washington County, Pennsylvania, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-163
☆☆☆☆☆
$0 $1,500 N/A H8145-163-0

What is the average monthly premium for PFFS plans?

PFFS plans in Washington cost $0.00 per month on average.

Which PFFS plan is most popular in Washington?

The most popular PFFS plan in Washington is , with 0 enrollees.

How many PFFS plans in Washington do not include drug coverage?

There are 1 PFFS plans in Washington without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Washington County, PA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Washington County, PA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 41 68%
3 Stars 19 32%
Below 3 Stars 0 0%
Not Rated 3 5%
Average Rating 4.08

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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