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  1. 🏠
  2. Medicare Advantage Plans
  3. Pennsylvania
  4. Westmoreland County

2027 Medicare Advantage Plans in Westmoreland County, PA

Last update: October 5, 2026.

For 2027, Westmoreland County, PA includes 53 Medicare Advantage plans. Enrollment across these plans totals approximately 41,120, with 32 $0 premium options and 74% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $35.11/mo
  • $0 Premium Plans: 32
  • Average MOOP: $6,850 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 74% · 3 Stars: 26% · Below 3: 0%
  • Average Part D Deductible: $543.21
  • Total MA/MAPD Enrollment: 41,120
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Complete Blue PPO Distinct (PPO) — 7,828 enrollees
    2. Aetna Medicare Advantra Enhanced (HMO-POS) — 6,202 enrollees
    3. Aetna Medicare Signature Plus (HMO-POS) — 4,112 enrollees

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Westmoreland County, PA are provided separately. Or you can discover all Medicare Options in Westmoreland County, PA. For a statewide view, browse Medicare Advantage plans in Pennsylvania to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
27
Average Monthly Premium
$32.89/mo
Total PPO Enrollment
16,741
$0 Premium PPO Plans
17
Average MOOP
$7,017
Top PPO by Enrollment
Complete Blue PPO Distinct (PPO) — 7,828 enrollees
PPO Plans Without Drug Coverage
5

2027 PPO Medicare Advantage plans in Westmoreland County, Pennsylvania (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Advantra Signature Giveback
☆☆☆☆☆
$0 $9,850 $700 H5522-017-0
Aetna Medicare Premier Plus
☆☆☆☆☆
$39 $7,150 $700 H5522-005-0
Complete Blue PPO Distinct
☆☆☆☆☆
$41 $6,950 $700 H3916-035-2
Complete Blue PPO Merit
☆☆☆☆☆
$0 $8,300 $700 H3916-057-0
Complete Blue PPO Signature
☆☆☆☆☆
$0 $7,150 $700 H3916-041-2
Freedom Blue PPO Classic
☆☆☆☆☆
$266 $4,500 $0 H3916-001-0
Freedom Blue PPO Select
☆☆☆☆☆
$157 $5,000 $0 H3916-022-0
Freedom Blue PPO Valor
☆☆☆☆☆
$0 $6,000 N/A H3916-067-0
Freedom Blue PPO ValueRx
☆☆☆☆☆
$97 $5,500 $700 H3916-032-0
UPMC for Life Essential Rx
☆☆☆☆☆
$0 $8,000 $700 H5533-017-1
UPMC for Life PPO Salute
☆☆☆☆☆
$0 $9,850 N/A H5533-016-1
AARP Medicare Advantage from UHC PA-0008
☆☆☆☆☆
$60 $5,900 $685 H2406-047-0
AARP Medicare Advantage from UHC PA-0011
☆☆☆☆☆
$0 $7,150 $685 H2406-072-0
AARP Medicare Advantage Giveback from UHC PA-12
☆☆☆☆☆
$0 $9,200 $685 H2406-101-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,500 $700 H5521-261-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $8,000 $700 H5525-085-1
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-221-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,350 $700 H5525-059-0
Humana Value Choice
☆☆☆☆☆
$0 $8,000 $700 H5525-051-1
HumanaChoice Giveback H5216-116
☆☆☆☆☆
$0 $4,150 N/A H5216-116-0
HumanaChoice H5216-120
☆☆☆☆☆
$107 $7,600 $700 H5216-120-0
HumanaChoice H5525-086
☆☆☆☆☆
$39 $5,800 $700 H5525-086-1
HumanaChoice R0110-007
☆☆☆☆☆
$0 $4,750 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
$75 $7,150 $700 R0110-008-0
DEVOTED CHOICE 010 PA
☆☆☆☆☆
$0 $6,600 $461 H6018-010-0
DEVOTED CHOICE GIVEBACK 011 PA
☆☆☆☆☆
$0 $9,850 $461 H6018-011-0
HealthSpring True Choice
☆☆☆☆☆
$7 $7,500 $700 H7849-106-0

What is the typical premium for PPO plans available in Westmoreland?

PPO plans in Westmoreland cost $32.89 per month on average.

Which PPO plan do most beneficiaries choose in Westmoreland?

The most popular PPO plan in Westmoreland is Complete Blue PPO Distinct (PPO), with 7,828 enrollees.

How many PPO options are offered without drug coverage in Westmoreland?

5 PPO plans in Westmoreland do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 15
  • Average Monthly Premium $33.80/mo
  • Total HMO Enrollment 10,011
  • $0 Premium HMO Plans 9
  • Average MOOP $7,024
  • Top HMO by Enrollment UPMC for Life HMO Rx (HMO) — 3,246 enrollees
  • HMO Plans Without Drug Coverage 2

2027 HMO Medicare Advantage plans in Westmoreland County, Pennsylvania (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Community Blue Medicare HMO Signature
☆☆☆☆☆
$0 $6,950 $700 H3957-047-2
Complete Blue HMO Distinct
☆☆☆☆☆
$42 $6,450 $700 H3957-050-2
Together Blue Medicare HMO with AHN Signature
☆☆☆☆☆
$0 $6,250 $700 H3957-048-0
UPMC for Life HMO No Rx
☆☆☆☆☆
$0 $6,500 N/A H3907-002-0
UPMC for Life HMO Rx
☆☆☆☆☆
$95 $4,500 $0 H3907-058-3
UPMC for Life HMO Rx Enhanced
☆☆☆☆☆
$295 $7,550 $0 H3907-006-0
UPMC for Life Preferred Rx
☆☆☆☆☆
$14 $6,000 $700 H3907-064-0
Geisinger Gold Heritage
☆☆☆☆☆
$0 $6,700 N/A H3954-162-0
Geisinger Gold Value Rx
☆☆☆☆☆
$29 $9,000 $0 H3954-163-0
Humana Gold Plus H6622-054
☆☆☆☆☆
$0 $8,260 $700 H6622-054-0
DEVOTED CORE 014 PA
☆☆☆☆☆
$0 $6,550 $650 H6852-014-0
DEVOTED GIVEBACK 015 PA
☆☆☆☆☆
$0 $9,850 $461 H6852-015-0
DEVOTED GIVEBACK EXTRAS 035 PA
☆☆☆☆☆
$0 $7,950 $700 H6852-035-0
HealthSpring Preferred
☆☆☆☆☆
$0 $7,150 $500 H3949-047-0
HealthSpring Preferred Plus
☆☆☆☆☆
$32 $5,700 $500 H3949-048-0
What is the total number of HMO plans offered in Westmoreland?

In 2027, Westmoreland County has 15 HMO plans with 10,011 enrollees.

How much do HMO plans cost in Westmoreland?

The typical HMO premium in Westmoreland is $33.80, and 9 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
11
Average Monthly Premium
$42.36/mo
Total HMO-POS Enrollment
14,368
$0 Premium HMO-POS Plans
6
Average MOOP
$6,205
Top HMO-POS by Enrollment
Aetna Medicare Advantra Enhanced (HMO-POS) — 6,202 enrollees
HMO-POS Plans Without Drug Coverage
3

2027 HMO-POS Medicare Advantage plans in Westmoreland County, Pennsylvania (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Security Blue HMO-POS Basic
☆☆☆☆☆
$0 $5,900 N/A H3957-043-1
Security Blue HMO-POS Deluxe
☆☆☆☆☆
$188 $4,500 $0 H3957-046-1
Security Blue HMO-POS Standard
☆☆☆☆☆
$132 $5,000 $0 H3957-045-1
Security Blue HMO-POS ValueRx
☆☆☆☆☆
$53 $5,500 $700 H3957-031-0
AARP Medicare Advantage from UHC PA-0002
☆☆☆☆☆
$0 $7,150 $685 H5253-146-0
AARP Medicare Advantage from UHC PA-0003
☆☆☆☆☆
$54 $6,700 $685 H5253-147-0
AARP Medicare Advantage Patriot No Rx PA-MA01
☆☆☆☆☆
$0 $7,150 N/A H5253-152-0
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
$0 $5,500 N/A H3959-041-0
Aetna Medicare Advantra Enhanced
☆☆☆☆☆
$39 $5,500 $400 H3959-002-0
Aetna Medicare Signature Plus
☆☆☆☆☆
$0 $5,500 $400 H3959-011-0
Wellcare Simple
☆☆☆☆☆
$0 $9,850 $700 H2915-003-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Westmoreland cost $42.36 per month on average.
Which HMO-POS plan is most popular in Westmoreland?
The most popular HMO-POS plan in Westmoreland is Aetna Medicare Advantra Enhanced (HMO-POS), with 6,202 enrollees.
How many HMO-POS plans in Westmoreland do not include drug coverage?
There are 3 HMO-POS plans in Westmoreland without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Westmoreland County, PA (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Westmoreland County, PA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 39 74%
3 Stars 14 26%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.03

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Westmoreland County, Pennsylvania, including communities such as Monessen, New Kensington, Trafford, West Newton, Smithton, Greensburg, Acme, Apollo, Avonmore, Delmont, Derry, Export, Harrison City, Herminie, Hunker, Irwin, Jeannette, Latrobe, Ligonier, Mount Pleasant, Murrysville, New Alexandria, New Stanton, Ruffs Dale, Scottdale, Vandergrift, Youngwood, Bolivar, New Florence, Seward, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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