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  3. Dean Advantage Harmony
Dean Advantage logo, a registered trademark of Dean Advantage

Dean Advantage Harmony (HMO-POS) Medicare Advantage Plan H9096-010 • 2027

CMS Rating: Not yet rated by CMS.
Monthly Premium
$0.00Plus Part B premium.
Medical Deductible
$0.00
Maximum Out-of-Pocket
$5000.00In-network
Part B Giveback
−$60.00 reduction
Prescription Coverage
Not Included
Additional Benefits
Dental, Vision, Hearing
Service Area
See List
Total Enrollment
687 beneficiaries
Last update: October 2, 2026
  • Benefits & Costs
  • Prescription Drugs
  • CMS Star Ratings
  • Contact Dean Advantage
  • Plan Availability
  • Plan FAQs

Dean Advantage Harmony (HMO-POS) Introduction

Dean Advantage Harmony is a Medicare Advantage HMO-POS plan offered by Dean Advantage. It uses a Health Maintenance Organization with a Point of Service (HMO-POS) provider network and comes without prescription drug coverage. For the 2027 plan year it has a $0.00 monthly premium, $0.00 medical deductible, and $5000.00 in-network maximum out-of-pocket. CMS Plan ID H9096-010 identifies this plan.

Plan Benefits

Dean Advantage Harmony has cost-sharing, meaning there are out-of-pocket costs when receiving covered healthcare services. The tables below detail the most common in-network out-of-pocket expenses for plan H9096-010.

Compare 2027 plan benefits with 2026.

Office Visits

Office visit costs by plan year.
Covered Service 2027 2026
Primary care In-network: $0 copay
Out-of-network: 40% coinsurance
In-network: $0 copay
Out-of-network: 40% coinsurance
Specialist In-network: $0-$40 copay
Out-of-network: 40% coinsurance
In-network: $0-$40 copay
Out-of-network: 40% coinsurance

Preventive and Wellness Services

Preventive and wellness service costs and benefits by plan year.
Covered Service 2027 2026
Annual wellness exam In-network: $0 copay
Out-of-network: 40% coinsurance
In-network: $0 copay
Telehealth benefit In-network: $0-$40 copay In-network: $0-$40 copay
Routine chiropractic In-network: $15 copay
Out-of-network: 40% coinsurance
In-network: $15 copay
Out-of-network: 40% coinsurance
Fitness benefits Coming soon In-network: $0 copay
Health education Not covered Not covered
Counseling services Not covered Not covered
Over-the-counter drug benefits In-network: $0 copay In-network: $0 copay
Health transportation (non-emergency) Coming soon In-network: $0 copay

Diagnostic, Lab, and Imaging Services

Diagnostic, laboratory, and imaging service costs by plan year.
Covered Service 2027 2026
Diagnostic radiology services In-network: $0-$325 copay
Out-of-network: 40% coinsurance
In-network: $0-$225 copay
Out-of-network: 40% coinsurance
Lab services In-network: $0 copay
Out-of-network: 40% coinsurance
In-network: $0 copay
Out-of-network: 40% coinsurance
Outpatient x-rays In-network: $50 copay
Out-of-network: 40% coinsurance
In-network: $40 copay
Out-of-network: 40% coinsurance
Diagnostic tests and procedures In-network: $40 copay
Out-of-network: 40% coinsurance
In-network: $40 copay
Out-of-network: 40% coinsurance

Emergency and Urgent Care Services

Emergency, urgent care, hospital, ambulance, and skilled nursing costs by plan year.
Covered Service 2027 2026
Emergency room care $130 copay $130 copay
Worldwide emergency care Coming soon $110 copay
Urgent care $40 copay $0-$40 copay
Inpatient hospital care In-network:
Tier 1
$400 per day for days 1-6
$0 per day for days 7-90
$0 per stay
Out-of-network:
40% per day for days 1-7
0% per day for days 8-90
0% per stay
In-network:
Tier 1
$400 per day for days 1-6
$0 per day for days 7-90
$0 per stay
Out-of-network:
40% per day for days 1-7
0% per day for days 8-90
40% per stay
Skilled Nursing Facility In-network:
Tier 1
$0 per day for days 1-20
$221 per day for days 21-44
$0 per day for days 45-100
Out-of-network:
40% per day for days 1-100
0% per stay
In-network:
Tier 1
$0 per day for days 1-20
$218 per day for days 21-44
$0 per day for days 45-100
Out-of-network:
40% per day for days 1-100
0% per stay
Ground ambulance In-network: $325 copay
Out-of-network: $325 copay
In-network: $300 copay
Out-of-network: $300 copay

Mental Health Services

Mental health therapy and inpatient psychiatric care costs by plan year.
Covered Service 2027 2026
Outpatient individual therapy In-network: $30 copay
Out-of-network: 40% coinsurance
In-network: $30 copay
Out-of-network: 40% coinsurance
Outpatient group therapy In-network: $20 copay
Out-of-network: 40% coinsurance
In-network: $20 copay
Out-of-network: 40% coinsurance
Inpatient psychiatric hospital care In-network:
Tier 1
$400 per day for days 1-6
$0 per day for days 7-90
$0 per stay
Out-of-network:
40% per day for days 1-7
0% per day for days 8-90
0% per stay
In-network:
Tier 1
$400 per day for days 1-6
$0 per day for days 7-90
$0 per stay
Out-of-network:
40% per day for days 1-7
0% per day for days 8-90
40% per stay

Rehabilitation Services

Physical, speech, and occupational therapy costs by plan year.
Covered Service 2027 2026
Physical therapy and speech and language therapy In-network: $40 copay
Out-of-network: 40% coinsurance
In-network: $40 copay
Out-of-network: 40% coinsurance
Occupational therapy In-network: $35 copay
Out-of-network: 40% coinsurance
In-network: $35 copay
Out-of-network: 40% coinsurance

Medical Equipment and Supplies

Diabetes supplies, durable medical equipment, and prosthetic costs by plan year.
Covered Service 2027 2026
Diabetes supplies In-network: 0%-20% coinsurance
Out-of-network: 40% coinsurance
In-network: 0%-20% coinsurance
Out-of-network: 40% coinsurance
Durable medical equipment In-network: 20% coinsurance
Out-of-network: 40% coinsurance
In-network: 0%-20% coinsurance
Out-of-network: 40% coinsurance
Prosthetics In-network: 20% coinsurance
Out-of-network: 40% coinsurance
In-network: 20% coinsurance
Out-of-network: 40% coinsurance

Medicare Part B Drugs

Chemotherapy and other Medicare Part B-covered drug costs by plan year.
Covered Service 2027 2026
Chemotherapy In-network: 0%-20% coinsurance
Out-of-network: 40% coinsurance
In-network: 0%-20% coinsurance
Out-of-network: 40% coinsurance
Other Part B drugs (Medicare-covered) In-network: 0%-20% coinsurance
Out-of-network: 40% coinsurance
In-network: 0%-20% coinsurance
Out-of-network: 40% coinsurance

Dental Services

Preventive and comprehensive dental service costs by plan year.
Covered Service 2027 2026
Oral exam In-network: $0 copay
Out-of-network: 50% coinsurance
In-network: $0 copay
Dental x-rays In-network: $0 copay
Out-of-network: 50% coinsurance
In-network: $0 copay
Cleaning In-network: $0 copay
Out-of-network: 50% coinsurance
In-network: $0 copay
Periodontics In-network: 50% coinsurance
Out-of-network: 50% coinsurance
In-network: 50% coinsurance
Endodontics In-network: 50% coinsurance
Out-of-network: 50% coinsurance
In-network: 50% coinsurance
Restorative services In-network: 50% coinsurance
Out-of-network: 50% coinsurance
In-network: 50% coinsurance
Implant services Not covered In-network: 50% coinsurance
Orthodontics Not covered Not covered
Oral/Maxillofacial surgery In-network: 50% coinsurance
Out-of-network: 50% coinsurance
In-network: 50% coinsurance

Vision Services

Routine eye exams, contact lenses, and eyewear costs by plan year.
Covered Service 2027 2026
Routine eye exam In-network: $0 copay In-network: $0 copay
Contact lenses In-network: $0 copay In-network: $0 copay
Eyeglass frames only In-network: $0 copay In-network: $0 copay
Eyeglass lenses only In-network: $0 copay In-network: $0 copay
Eyeglasses (frames & lenses) In-network: $0 copay In-network: $0 copay
Upgrades In-network: $0 copay In-network: $0 copay

Hearing Services

Hearing exams, fittings, and hearing aid costs by plan year.
Covered Service 2027 2026
Hearing exam In-network: $0 copay In-network: $0 copay
Fitting/evaluation In-network: $0 copay In-network: $0 copay
Prescription hearing aids In-network: $0 copay In-network: $0 copay
OTC hearing aids In-network: $0 copay Not covered

Additional and Special Needs Services

Additional and special needs service costs and benefits by plan year.
Covered Service 2027 2026
Adult day health services Not covered Not covered
Home-based palliative care Not covered Not covered
Personal emergency response system Coming soon Not covered
Weight management programs Not covered Not covered
Wigs for chemotherapy-related hair loss Coming soon Not covered
Alternative therapies Not covered Not covered
Massage therapy Not covered Not covered
Home/bathroom safety devices Not covered Not covered

Certain preventive services are covered 100% by Dean Advantage Harmony as a Part B benefit.

Prescription Drug Coverage

This plan does not include a Medicare Part D plan for prescriptions.

CMS 5-Star Performance Ratings (Contract ID: H9096)

The Centers for Medicare & Medicaid Services (CMS) rates Medicare Advantage (Part C) and Part D prescription drug plans each year using a 5-star system. These ratings measure plan performance in areas such as preventive care, management of chronic conditions, and member experience.

2027 Medicare Star Ratings for Contract H9096
CMS Measure Star Rating
2027 Overall Rating ☆☆☆☆☆
Staying Healthy: Screenings, Tests, Vaccines ☆☆☆☆☆
Managing Chronic (Long Term) Conditions ☆☆☆☆☆
Member Experience with Health Plan ☆☆☆☆☆
Complaints and Changes in Plans Performance ☆☆☆☆☆
Health Plan Customer Service ☆☆☆☆☆
Drug Plan Customer Service ☆☆☆☆☆
Complaints and Changes in the Drug Plan ☆☆☆☆☆
Member Experience with the Drug Plan ☆☆☆☆☆
Drug Safety and Accuracy of Drug Pricing ☆☆☆☆☆

Contact Information for Dean Advantage

Website
Dean Advantage Plan Page
Providers
Dean Advantage Providers Page
Formulary
Dean Advantage Formulary Page
Pharmacy
Dean Advantage Pharmacy Page
New Member Health Plan Help
(877)234-0126
New Member Health Plan TTY
711

Enrollment status and eligibility information are available through the Social Security Administration. Additional information about Medicare Advantage is available at Medicare.gov.

Plan Availability

Dean Advantage Harmony (H9096-010-0) is available in the following locations:

Wisconsin Counties Served
  • Columbia
  • Dane
  • Dodge
  • Fond Du Lac
  • Green
  • Iowa
  • Jefferson
  • Rock
  • Sauk

Frequently Asked Questions

Here are some of the most frequently asked questions about this plan (click to open).

Frequently Asked Questions About Dean Advantage Harmony (HMO-POS)

How much does plan H9096-010 cost per month?

The plan’s monthly premium is $0.00 for 2027. The Part B premium is not included.

What is the MOOP for Dean Advantage Harmony in 2027?

The 2027 in-network MOOP is $5000.00. Once this limit is reached, covered in-network costs are fully covered.

How many beneficiaries are enrolled in this plan?

CMS reports 687 beneficiaries enrolled in this plan.

What is the prescription drug deductible for 2027?

For 2027, the prescription drug deductible is $0.00.

Medicare Plan Data Sources and Methodology
Primary CMS datasets used for this Medicare Advantage Plan resource.
Data Source Publisher Last Accessed
Landscape Source Files Centers for Medicare & Medicaid Services October 5, 2026
Medicare Part C & D Performance Centers for Medicare & Medicaid Services October 5, 2026
Plan Benefits Package Centers for Medicare & Medicaid Services October 5, 2026
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services October 5, 2026

Data sources and methodology documentation.

Official plan information and secondary Medicare references.
Publisher Reference Last Accessed
Dean Advantage (official source) http://www.deancare.com/medicareadvan October 4, 2026
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025
Medicare.gov Compare Original Medicare & Medicare Advantage 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard.

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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