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  1. 🏠
  2. Medicare Advantage Plans
  3. Wisconsin
  4. Dane County

2027 Medicare Advantage Plans in Dane County, WI

Last update: November 9, 2026.

Dane County, WI has 29 Medicare Advantage plans available in 2027. These include 13 plans with no monthly premium, and roughly 85% are rated at least 4 stars based on CMS data.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $50.65/mo
$0 Premium Plans: 13
Average MOOP: $6,109 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 85% · 3 Stars: 15% · Below 3: 0%
Average Part D Deductible: $521.32
Total MA/MAPD Enrollment: 19,296
Plans with the Highest Enrollment
(as of November 10, 2026)
1. UW Health Quartz Med Advantage Elite D (w/Rx) (HMO) — 2,612 enrollees
2. Humana Total Complete (HMO) — 1,910 enrollees
3. UW Health Quartz Med Advantage Core D (w/Rx) (HMO) — 1,810 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Dane County, WI. Or explore all Medicare Options available in Dane County, WI. To understand how local plans fit into the broader market, visit our Wisconsin Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 13
  • Average Monthly Premium $37.87/mo
  • Total PPO Enrollment 4,472
  • $0 Premium PPO Plans 6
  • Average MOOP $6,688
  • Top PPO by Enrollment HumanaChoice H5216-006 (PPO) — 1,428 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2027 PPO Medicare Advantage Plans available in Dane County, Wisconsin
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice H7617-007
☆☆☆☆☆
$60 $9,250 $700 H7617-007-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,200 N/A H5521-286-0
Aetna Medicare Enhanced
☆☆☆☆☆
$37 $5,500 $700 H5521-388-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $700 H5521-289-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana Value Plus H5216-173
☆☆☆☆☆
$6 $9,850 $700 H5216-173-0
HumanaChoice H5216-006
☆☆☆☆☆
$36 $6,300 $700 H5216-006-0
HumanaChoice H5216-168
☆☆☆☆☆
$167 $4,200 $700 H5216-168-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$87 $7,700 $700 R5361-002-0
AARP Medicare Advantage from UHC WI-0002
☆☆☆☆☆
$99 $7,150 $685 H0294-004-0
AARP Medicare Advantage Patriot No Rx WI-MA01
☆☆☆☆☆
$0 $7,150 N/A H0294-014-0
What is the most popular PPO plan in Dane?

HumanaChoice H5216-006 (PPO) is the top PPO in Dane, with 1,428 enrollees.

What is the number of PPO plans without Part D coverage in Dane?

There are 5 PPO plans in Dane without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
9
Average Monthly Premium
$67.56/mo
Total HMO Enrollment
10,713
$0 Premium HMO Plans
5
Average MOOP
$5,567
Top HMO by Enrollment
UW Health Quartz Med Advantage Elite D (w/Rx) (HMO) — 2,612 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2027 HMO Medicare Advantage Plans available in Dane County, Wisconsin
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Dean Advantage Complete
☆☆☆☆☆
$276 $2,750 $105 H9096-005-0
Dean Advantage Essential
☆☆☆☆☆
$0 $7,150 $700 H9096-004-0
Humana Total Complete
☆☆☆☆☆
$0 $4,200 $500 H6622-001-0
UW Health Quartz Med Advantage Basic D (w/Rx)
☆☆☆☆☆
$0 $7,150 $270 H5262-033-0
UW Health Quartz Med Advantage Core D (w/Rx)
☆☆☆☆☆
$47 $6,500 $270 H5262-023-0
UW Health Quartz Med Advantage Elite
☆☆☆☆☆
$0 $4,450 N/A H5262-010-0
UW Health Quartz Med Advantage Elite D (w/Rx)
☆☆☆☆☆
$171 $6,500 $200 H5262-007-0
UW Health Quartz Med Advantage Value
☆☆☆☆☆
$0 $4,900 N/A H5262-009-0
UW Health Quartz Med Advantage Value D (w/Rx)
☆☆☆☆☆
$114 $6,500 $225 H5262-008-0

What is the typical premium for HMO plans in Dane?

HMO plans in Dane cost $67.56 per month on average.

Which HMO plan do most beneficiaries choose in Dane?

The most popular HMO plan in Dane is UW Health Quartz Med Advantage Elite D (w/Rx) (HMO), with 2,612 enrollees.

How many HMO options are offered without prescription drug coverage in Dane?

There are 2 HMO plans in Dane without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 4
  • Average Monthly Premium $64.50/mo
  • Total HMO-POS Enrollment 3,682
  • $0 Premium HMO-POS Plans 1
  • Average MOOP $5,025
  • Top HMO-POS by Enrollment Dean Advantage Balance (HMO-POS) — 1,804 enrollees
  • HMO-POS Plans Without Drug Coverage 1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Dane County, Wisconsin
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC WI-0012
☆☆☆☆☆
$59 $5,900 $685 H5253-030-0
Dean Advantage Assurance
☆☆☆☆☆
$60 $5,000 $350 H9096-001-0
Dean Advantage Balance
☆☆☆☆☆
$139 $4,200 $315 H9096-002-0
Dean Advantage Harmony
☆☆☆☆☆
$0 $5,000 N/A H9096-010-0
What is the total number of HMO-POS plans in Dane?

In 2027, Dane has 4 HMO-POS plans with 3,682 enrollees.

How much do HMO-POS plans cost in Dane?

The typical HMO-POS premium in Dane is $64.50, and 1 plans have no monthly premium.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$60.00/mo
Total PFFS Enrollment
372
$0 Premium PFFS Plans
0
Average MOOP
$7,800
Top PFFS by Enrollment
Humana Gold Choice H8145-006 (PFFS) — 372 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2027 PFFS Medicare Advantage Plans available in Dane County, Wisconsin
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$60 $7,800 $700 H8145-006-0
What is the average monthly premium for PFFS plans?
PFFS plans in Dane cost $60.00 per month on average.
Which PFFS plan is most popular in Dane?
The most popular PFFS plan in Dane is Humana Gold Choice H8145-006 (PFFS), with 372 enrollees.
How many PFFS plans in Dane do not include drug coverage?
There are 0 PFFS plans in Dane without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Dane County, WI for 2027.

CMS Star Ratings for Medicare Advantage Plans in Dane County, WI (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 23 85%
3 Stars 4 15%
Below 3 Stars 0 0%
Not Rated 1 4%
Average Rating 3.93

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Dane County, Wisconsin, including communities such as Belleville, Black Earth, Blue Mounds, Cambridge, Cottage Grove, Cross Plains, Dane, Deerfield, Deforest, Mc Farland, Marshall, Mazomanie, Middleton, Mount Horeb, Oregon, Stoughton, Sun Prairie, Verona, Waunakee, Windsor, Madison, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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