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  1. 🏠
  2. Medicare Advantage Plans
  3. Wisconsin
  4. Dane County

2026 Medicare Advantage Plans in Dane County, WI

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Dane County, WI, there are 38 Medicare Advantage plans available for 2026. Of these, 19 offer a $0 monthly premium, and about 53% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Dane County, WI. Or explore all Medicare Options available in Dane County, WI.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$46.65/mo
Plans with $0 Premium
19
Average MOOP Limit
$5,418 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 53% · 3 Stars: 47% · Below 3: 0%
Average Part D Deductible
$449.40
Total MA/MAPD Enrollment
21,998
Plans with the Highest Enrollment
(as of May 2, 2026)
1. UW Health Quartz Med Advantage Elite D (HMO) — 2,641 enrollees
2. Humana Gold Plus H6622-001 (HMO) — 1,967 enrollees
3. Dean Advantage Balance (HMO-POS) — 1,814 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
15
Average Monthly Premium
$37.47/mo
Total PPO Enrollment
5,666
$0 Premium PPO Plans
7
Average MOOP
$6,410
Top PPO by Enrollment
HumanaChoice H5216-006 (PPO) — 1,467 enrollees
PPO Plans Without Drug Coverage
6

PPO Medicare Advantage plan comparison – Dane County, Wisconsin, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Premier
☆☆☆☆☆
$27 $5,200 $615 H5521-388-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $615 H5521-289-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice H7617-007
☆☆☆☆☆
$47 $9,250 $615 H7617-007-0
AARP Medicare Advantage from UHC WI-0002
☆☆☆☆☆
$95 $6,700 $600 H0294-004-0
AARP Medicare Advantage from UHC WI-0007
☆☆☆☆☆
$89 $6,700 $600 H0294-016-0
AARP Medicare Advantage Patriot No Rx WI-MA01
☆☆☆☆☆
$0 $6,700 N/A H0294-014-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-258-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana Value Plus H5216-173
☆☆☆☆☆
$21 $9,250 $615 H5216-173-0
HumanaChoice H5216-006
☆☆☆☆☆
$26 $5,400 $615 H5216-006-0
HumanaChoice H5216-168
☆☆☆☆☆
$154 $4,200 $615 H5216-168-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0
What is the total number of PPO plans offered in Dane?

Dane County has 15 PPO plans for 2026, with 5,666 enrolled.

How much do PPO plans cost in Dane?

The typical PPO premium in Dane is $37.47, and 7 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
9
Average Monthly Premium
$62.00/mo
Total HMO Enrollment
10,598
$0 Premium HMO Plans
5
Average MOOP
$4,856
Top HMO by Enrollment
UW Health Quartz Med Advantage Elite D (HMO) — 2,641 enrollees
HMO Plans Without Drug Coverage
2

HMO Medicare Advantage plan comparison – Dane County, Wisconsin, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
UW Health Quartz Med Advantage Basic D
☆☆☆☆☆
$0 $6,400 $270 H5262-033-0
UW Health Quartz Med Advantage Core D
☆☆☆☆☆
$34 $5,400 $270 H5262-023-0
UW Health Quartz Med Advantage Elite
☆☆☆☆☆
$0 $4,200 N/A H5262-010-0
UW Health Quartz Med Advantage Elite D
☆☆☆☆☆
$162 $4,200 $200 H5262-007-0
UW Health Quartz Med Advantage Value
☆☆☆☆☆
$0 $4,900 N/A H5262-009-0
UW Health Quartz Med Advantage Value D
☆☆☆☆☆
$106 $4,900 $225 H5262-008-0
Dean Advantage Complete
☆☆☆☆☆
$256 $2,750 $100 H9096-005-0
Dean Advantage Essential
☆☆☆☆☆
$0 $6,750 $615 H9096-004-0
Humana Gold Plus H6622-001
☆☆☆☆☆
$0 $4,200 $615 H6622-001-0
What is the average monthly premium for HMO plans?
HMO plans in Dane cost $62.00 per month on average.
Which HMO plan is most popular in Dane?
The most popular HMO plan in Dane is UW Health Quartz Med Advantage Elite D (HMO), with 2,641 enrollees.
How many HMO plans in Dane do not include drug coverage?
There are 2 HMO plans in Dane without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 11
  • Average Monthly Premium $51.73/mo
  • Total HMO-POS Enrollment 5,285
  • $0 Premium HMO-POS Plans 6
  • Average MOOP $4,400
  • Top HMO-POS by Enrollment Dean Advantage Balance (HMO-POS) — 1,814 enrollees
  • HMO-POS Plans Without Drug Coverage 3

HMO-POS Medicare Advantage plan comparison – Dane County, Wisconsin, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Security Health Plan of Wisconsin, Inc. Compass
☆☆☆☆☆
$0 $3,400 N/A H5211-003-0
Essence Rx
☆☆☆☆☆
$87 $3,800 $330 H5211-002-0
Esteem Rx
☆☆☆☆☆
$0 $5,000 $250 H5211-012-0
Legacy Rx
☆☆☆☆☆
$269 $2,200 $0 H5211-004-0
Security Health Plan of Wisconsin, Inc. Spirit
☆☆☆☆☆
$0 $1,500 N/A H5211-001-0
AARP Medicare Advantage CareFlex from UHC WI-18
☆☆☆☆☆
$0 $6,700 $600 H5253-198-0
AARP Medicare Advantage from UHC WI-0012
☆☆☆☆☆
$44 $4,900 $440 H5253-030-0
AARP Medicare Advantage from UHC WI-0017
☆☆☆☆☆
$0 $6,700 $520 H5253-097-0
Dean Advantage Assurance
☆☆☆☆☆
$50 $5,000 $380 H9096-001-0
Dean Advantage Balance
☆☆☆☆☆
$119 $4,200 $300 H9096-002-0
Dean Advantage Harmony
☆☆☆☆☆
$0 $5,000 N/A H9096-010-0
What is the total number of HMO-POS plans in Dane?

There are 11 HMO-POS plans in 2026, covering 5,285 enrollees.

How much do HMO-POS plans cost in Dane?

The average HMO-POS premium in Dane is $51.73 per month, with 6 plans offering $0 premiums.

What is the leading HMO-POS plan in Dane?

Dean Advantage Balance (HMO-POS) is the top HMO-POS in Dane, with 1,814 enrollees.

What is the number of HMO-POS plans without Part D coverage in Dane?

3 HMO-POS plans in Dane do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$37.00/mo
Total PFFS Enrollment
377
$0 Premium PFFS Plans
0
Average MOOP
$6,800
Top PFFS by Enrollment
Humana Gold Choice H8145-006 (PFFS) — 377 enrollees
PFFS Plans Without Drug Coverage
0

PFFS Medicare Advantage plan comparison – Dane County, Wisconsin, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0

What is the average monthly premium for PFFS plans?

PFFS plans in Dane cost $37.00 per month on average.

Which PFFS plan is most popular in Dane?

The most popular PFFS plan in Dane is Humana Gold Choice H8145-006 (PFFS), with 377 enrollees.

How many PFFS plans in Dane do not include drug coverage?

There are 0 PFFS plans in Dane without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Dane County, WI for 2026.

CMS Star Ratings for Medicare Advantage Plans in Dane County, WI (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 19 53%
3 Stars 17 47%
Below 3 Stars 0 0%
Not Rated 1 3%
Average Rating 3.88

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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