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  1. 🏠
  2. Medicare Advantage Plans
  3. Puerto Rico
  4. Aguas Buenas Municipio

2026 Medicare Advantage Plans in Aguas Buenas Municipio, PR

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Aguas Buenas Municipio, PR, there are 20 Medicare Advantage plans available for 2026. Of these, 19 offer a $0 monthly premium, and about 95% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Aguas Buenas Municipio, PR. Or explore all Medicare Options available in Aguas Buenas Municipio, PR.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$0.75/mo
Plans with $0 Premium
19
Average MOOP Limit
$3,620 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 95% · 3 Stars: 5% · Below 3: 0%
Average Part D Deductible
$0.00
Total MA/MAPD Enrollment
1,370
Plans with the Highest Enrollment
(as of May 2, 2026)
1. MCS Classicare Efectivo (HMO) — 392 enrollees
2. MMM Plenitud (HMO-POS) — 179 enrollees
3. MCS Classicare Essential (HMO-POS) — 172 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 1
  • Average Monthly Premium $0.00/mo
  • Total PPO Enrollment 0
  • $0 Premium PPO Plans 1
  • Average MOOP $6,751
  • Top PPO by Enrollment — 0 enrollees
  • PPO Plans Without Drug Coverage 0

Comparison table of 2026 PPO Medicare Advantage Plans available in Aguas Buenas Municipio, Puerto Rico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Óptimo Plus
☆☆☆☆☆
$0 $6,751 $0 H4005-004-0
What is the total number of PPO plans offered in Aguas Buenas?

There are 1 PPO plans in 2026, covering 0 beneficiaries.

How much do PPO plans cost in Aguas Buenas?

The average PPO premium in Aguas Buenas is $0.00 per month, with 1 plans offering $0 premiums.

What is the most popular PPO plan in Aguas Buenas?

is the top PPO in Aguas Buenas, with 0 enrollees.

What is the number of PPO plans without Part D coverage in Aguas Buenas?

There are 0 PPO plans in Aguas Buenas without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
8
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
719
$0 Premium HMO Plans
8
Average MOOP
$3,600
Top HMO by Enrollment
MCS Classicare Efectivo (HMO) — 392 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Aguas Buenas Municipio, Puerto Rico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
MCS Classicare Efectivo
☆☆☆☆☆
$0 $3,400 $0 H5577-005-0
MCS Classicare En Tu Hogar
☆☆☆☆☆
$0 $3,400 $0 H5577-043-0
MCS Classicare Hero
☆☆☆☆☆
$0 $3,400 $0 H5577-044-0
MCS Classicare InteliCare
☆☆☆☆☆
$0 $3,400 $0 H5577-052-0
MCS Classicare Patriot
☆☆☆☆☆
$0 $3,400 N/A H5577-016-0
MCS Classicare RxMax
☆☆☆☆☆
$0 $3,400 $0 H5577-059-0
Ahorro Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-047-5
Enlace Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-038-0

What is the average monthly premium for HMO plans?

HMO plans in Aguas Buenas cost $0.00 per month on average.

Which HMO plan is most popular in Aguas Buenas?

The most popular HMO plan in Aguas Buenas is MCS Classicare Efectivo (HMO), with 392 enrollees.

How many HMO plans in Aguas Buenas do not include drug coverage?

There are 1 HMO plans in Aguas Buenas without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
11
Average Monthly Premium
$1.36/mo
Total HMO-POS Enrollment
651
$0 Premium HMO-POS Plans
10
Average MOOP
$3,350
Top HMO-POS by Enrollment
MMM Plenitud (HMO-POS) — 179 enrollees
HMO-POS Plans Without Drug Coverage
0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Aguas Buenas Municipio, Puerto Rico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
MCS Classicare Essential
☆☆☆☆☆
$0 $3,400 $0 H5577-008-0
MMM Balance
☆☆☆☆☆
$0 $3,250 $0 H4004-073-3
MMM Deluxe
☆☆☆☆☆
$0 $3,250 $0 H4003-055-0
MMM Elite
☆☆☆☆☆
$0 $3,250 $0 H4003-034-0
MMM Grandioso
☆☆☆☆☆
$0 $3,250 $0 H4004-070-0
MMM Mega Flex
☆☆☆☆☆
$0 $3,250 $0 H4004-071-0
MMM Plenitud
☆☆☆☆☆
$0 $3,250 $0 H4004-065-0
MMM Unico
☆☆☆☆☆
$15 $3,250 $0 H4003-019-0
MMM Valioso
☆☆☆☆☆
$0 $3,250 $0 H4004-066-0
PMC Max
☆☆☆☆☆
$0 $3,250 $0 H4004-056-0
Triple S Advantage Brillante
☆☆☆☆☆
$0 $4,200 $0 H5774-031-0
What is the leading HMO-POS plan in Aguas Buenas?

MMM Plenitud (HMO-POS) is the top HMO-POS in Aguas Buenas, with 179 enrollees.

What is the number of HMO-POS plans without Part D coverage in Aguas Buenas?

0 HMO-POS plans in Aguas Buenas do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Aguas Buenas Municipio, PR for 2026.

CMS Star Ratings for Medicare Advantage Plans in Aguas Buenas Municipio, PR (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 16 80%
4 Stars (includes 5 Stars) 19 95%
3 Stars 1 5%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.85

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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