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  1. 🏠
  2. Medicare Advantage Plans
  3. Puerto Rico
  4. Ciales Municipio

2027 Medicare Advantage Plans in Ciales Municipio, PR

Last update: October 4, 2026.

In Ciales Municipio, PR, there are 23 Medicare Advantage plans available for 2027. Of these, 23 offer a $0 monthly premium, and about (2027 Star Ratings Coming Soon) are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Ciales Municipio, PR. Or explore all Medicare Options available in Ciales Municipio, PR.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$0.00/mo
Plans with $0 Premium
23
Average MOOP Limit
$3,602 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
(2027 Star Ratings Coming Soon)
Average Part D Deductible
$0.00
Total MA/MAPD Enrollment
1,105
Plans with the Highest Enrollment
(as of October 5, 2026)
1. MCS Classicare Firme (HMO) — 422 enrollees
2. MMM Balance (HMO-POS) — 167 enrollees
3. MMM Plenitud (HMO-POS) — 85 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
1
Average Monthly Premium
$0.00/mo
Total PPO Enrollment
0
$0 Premium PPO Plans
1
Average MOOP
$7,151
Top PPO by Enrollment
— 0 enrollees
PPO Plans Without Drug Coverage
0

PPO Medicare Advantage plan comparison – Ciales Municipio, Puerto Rico, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Óptimo Plus
☆☆☆☆☆
$0 $7,151 $0 H4005-004-0
What is the total number of PPO plans offered in Ciales?

Ciales Municipio has 1 PPO plans for 2027, with 0 enrolled.

How much do PPO plans cost in Ciales?

The typical PPO premium in Ciales is $0.00, and 1 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
10
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
690
$0 Premium HMO Plans
10
Average MOOP
$3,560
Top HMO by Enrollment
MCS Classicare Firme (HMO) — 422 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Ciales Municipio, Puerto Rico, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Ahorro Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-047-1
Enlace Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-038-0
MCS Classicare Efectivo
☆☆☆☆☆
$0 $3,400 $0 H5577-005-0
MCS Classicare En Tu Hogar
☆☆☆☆☆
$0 $3,400 $0 H5577-043-0
MCS Classicare Excede
☆☆☆☆☆
$0 $3,400 $0 H5577-056-2
MCS Classicare Firme
☆☆☆☆☆
$0 $3,400 $0 H5577-042-0
MCS Classicare Hero
☆☆☆☆☆
$0 $3,400 $0 H5577-044-0
MCS Classicare InteliCare
☆☆☆☆☆
$0 $3,400 $0 H5577-052-0
MCS Classicare Patriot
☆☆☆☆☆
$0 $3,400 N/A H5577-016-0
MCS Classicare RxMax
☆☆☆☆☆
$0 $3,400 $0 H5577-059-0
What is the average monthly premium for HMO plans?
HMO plans in Ciales cost $0.00 per month on average.
Which HMO plan is most popular in Ciales?
The most popular HMO plan in Ciales is MCS Classicare Firme (HMO), with 422 enrollees.
How many HMO plans in Ciales do not include drug coverage?
There are 1 HMO plans in Ciales without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 12
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 415
  • $0 Premium HMO-POS Plans 12
  • Average MOOP $3,342
  • Top HMO-POS by Enrollment MMM Balance (HMO-POS) — 167 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Ciales Municipio, Puerto Rico, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Triple S Advantage Brillante
☆☆☆☆☆
$0 $4,200 $0 H5774-031-0
MCS Classicare Essential
☆☆☆☆☆
$0 $3,400 $0 H5577-008-0
MMM Balance
☆☆☆☆☆
$0 $3,250 $0 H4004-073-2
MMM Deluxe
☆☆☆☆☆
$0 $3,250 $0 H4003-055-0
MMM Elite
☆☆☆☆☆
$0 $3,250 $0 H4003-034-0
MMM Estela
☆☆☆☆☆
$0 $3,250 $0 H4003-059-3
MMM Grandioso
☆☆☆☆☆
$0 $3,250 $0 H4004-070-0
MMM Mega Flex
☆☆☆☆☆
$0 $3,250 $0 H4004-071-0
MMM Plenitud
☆☆☆☆☆
$0 $3,250 $0 H4004-065-0
MMM Valiente
☆☆☆☆☆
$0 $3,250 N/A H4004-075-0
MMM Valioso
☆☆☆☆☆
$0 $3,250 $0 H4004-066-0
PMC Max
☆☆☆☆☆
$0 $3,250 $0 H4004-056-0
What is the total number of HMO-POS plans in Ciales?

There are 12 HMO-POS plans in 2027, covering 415 enrollees.

How much do HMO-POS plans cost in Ciales?

The average HMO-POS premium in Ciales is $0.00 per month, with 12 plans offering $0 premiums.

What is the leading HMO-POS plan in Ciales?

MMM Balance (HMO-POS) is the top HMO-POS in Ciales, with 167 enrollees.

What is the number of HMO-POS plans without Part D coverage in Ciales?

1 HMO-POS plans in Ciales do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Ciales Municipio, PR for 2027.

CMS Star Ratings for Medicare Advantage Plans in Ciales Municipio, PR (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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