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  1. 🏠
  2. Medicare Advantage Plans
  3. Puerto Rico
  4. Cidra Municipio

2026 Medicare Advantage Plans in Cidra Municipio, PR

Last update: May 2, 2026. Enrollment data updated: May 2, 2026

For 2026, Cidra Municipio, PR includes 20 Medicare Advantage plans. Enrollment across these plans totals approximately 2,376, with 19 $0 premium options and 95% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Cidra Municipio, PR are summarized separately. Visit Medicare Options in Cidra Municipio, PR to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $0.75/mo
  • $0 Premium Plans: 19
  • Average MOOP: $3,620 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 95% · 3 Stars: 5% · Below 3: 0%
  • Average Part D Deductible: $0.00
  • Total MA/MAPD Enrollment: 2,376
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. MCS Classicare Efectivo (HMO) — 629 enrollees
    2. MCS Classicare Essential (HMO-POS) — 319 enrollees
    3. MMM Plenitud (HMO-POS) — 275 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
1
Average Monthly Premium
$0.00/mo
Total PPO Enrollment
20
$0 Premium PPO Plans
1
Average MOOP
$6,751
Top PPO by Enrollment
Óptimo Plus (PPO) — 20 enrollees
PPO Plans Without Drug Coverage
0

2026 PPO Medicare Advantage plans in Cidra Municipio, Puerto Rico (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Óptimo Plus
☆☆☆☆☆
$0 $6,751 $0 H4005-004-0

What is the average monthly premium for PPO plans in Cidra?

PPO plans in Cidra cost $0.00 per month on average.

Which PPO plan has the highest enrollment in Cidra?

The most popular PPO plan in Cidra is Óptimo Plus (PPO), with 20 enrollees.

How many PPO plans in Cidra do not include prescription drug coverage?

0 PPO plans in Cidra do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 8
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 1,230
  • $0 Premium HMO Plans 8
  • Average MOOP $3,600
  • Top HMO by Enrollment MCS Classicare Efectivo (HMO) — 629 enrollees
  • HMO Plans Without Drug Coverage 1

2026 HMO Medicare Advantage plans in Cidra Municipio, Puerto Rico (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
MCS Classicare Efectivo
☆☆☆☆☆
$0 $3,400 $0 H5577-005-0
MCS Classicare En Tu Hogar
☆☆☆☆☆
$0 $3,400 $0 H5577-043-0
MCS Classicare Hero
☆☆☆☆☆
$0 $3,400 $0 H5577-044-0
MCS Classicare InteliCare
☆☆☆☆☆
$0 $3,400 $0 H5577-052-0
MCS Classicare Patriot
☆☆☆☆☆
$0 $3,400 N/A H5577-016-0
MCS Classicare RxMax
☆☆☆☆☆
$0 $3,400 $0 H5577-059-0
Ahorro Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-047-5
Enlace Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-038-0
What is the top HMO by enrollment in Cidra?

MCS Classicare Efectivo (HMO) is the top HMO in Cidra, with 629 enrollees.

What is the number of HMO plans without Part D coverage in Cidra?

1 HMO plans in Cidra do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
11
Average Monthly Premium
$1.36/mo
Total HMO-POS Enrollment
1,126
$0 Premium HMO-POS Plans
10
Average MOOP
$3,350
Top HMO-POS by Enrollment
MCS Classicare Essential (HMO-POS) — 319 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Cidra Municipio, Puerto Rico (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
MCS Classicare Essential
☆☆☆☆☆
$0 $3,400 $0 H5577-008-0
MMM Balance
☆☆☆☆☆
$0 $3,250 $0 H4004-073-3
MMM Deluxe
☆☆☆☆☆
$0 $3,250 $0 H4003-055-0
MMM Elite
☆☆☆☆☆
$0 $3,250 $0 H4003-034-0
MMM Grandioso
☆☆☆☆☆
$0 $3,250 $0 H4004-070-0
MMM Mega Flex
☆☆☆☆☆
$0 $3,250 $0 H4004-071-0
MMM Plenitud
☆☆☆☆☆
$0 $3,250 $0 H4004-065-0
MMM Unico
☆☆☆☆☆
$15 $3,250 $0 H4003-019-0
MMM Valioso
☆☆☆☆☆
$0 $3,250 $0 H4004-066-0
PMC Max
☆☆☆☆☆
$0 $3,250 $0 H4004-056-0
Triple S Advantage Brillante
☆☆☆☆☆
$0 $4,200 $0 H5774-031-0

What is the typical premium for HMO-POS plans in Cidra?

HMO-POS plans in Cidra cost $1.36 per month on average.

Which HMO-POS plan has the most members in Cidra?

The most popular HMO-POS plan in Cidra is MCS Classicare Essential (HMO-POS), with 319 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Cidra?

There are 0 HMO-POS plans in Cidra without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Cidra Municipio, PR (2026) are summarized below.

Medicare Advantage Plan Ratings in Cidra Municipio, PR (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 16 80%
4 Stars (includes 5 Stars) 19 95%
3 Stars 1 5%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.85

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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