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  1. 🏠
  2. Medicare Advantage Plans
  3. Puerto Rico
  4. Guayanilla Municipio

2027 Medicare Advantage Plans in Guayanilla Municipio, PR

Last update: October 5, 2026.

For 2027, Guayanilla Municipio, PR includes 23 Medicare Advantage plans. Enrollment across these plans totals approximately 1,477, with 23 $0 premium options and 100% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Guayanilla Municipio, PR are summarized separately. Visit Medicare Options in Guayanilla Municipio, PR to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $0.00/mo
  • $0 Premium Plans: 23
  • Average MOOP: $3,602 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 100% · 3 Stars: 0% · Below 3: 0%
  • Average Part D Deductible: $0.00
  • Total MA/MAPD Enrollment: 1,477
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. MCS Classicare Firme (HMO) — 483 enrollees
    2. Ahorro Plus (HMO) — 289 enrollees
    3. MMM Plenitud (HMO-POS) — 162 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
1
Average Monthly Premium
$0.00/mo
Total PPO Enrollment
0
$0 Premium PPO Plans
1
Average MOOP
$7,151
Top PPO by Enrollment
— 0 enrollees
PPO Plans Without Drug Coverage
0

2027 PPO Medicare Advantage plans in Guayanilla Municipio, Puerto Rico (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Óptimo Plus
☆☆☆☆☆
$0 $7,151 $0 H4005-004-0
What is the average monthly premium for PPO plans in Guayanilla?
PPO plans in Guayanilla cost $0.00 per month on average.
Which PPO plan has the highest enrollment in Guayanilla?
The most popular PPO plan in Guayanilla is , with 0 enrollees.
How many PPO plans in Guayanilla do not include prescription drug coverage?
0 PPO plans in Guayanilla do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
10
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
971
$0 Premium HMO Plans
10
Average MOOP
$3,560
Top HMO by Enrollment
MCS Classicare Firme (HMO) — 483 enrollees
HMO Plans Without Drug Coverage
1

2027 HMO Medicare Advantage plans in Guayanilla Municipio, Puerto Rico (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Ahorro Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-047-1
Enlace Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-038-0
MCS Classicare Efectivo
☆☆☆☆☆
$0 $3,400 $0 H5577-005-0
MCS Classicare En Tu Hogar
☆☆☆☆☆
$0 $3,400 $0 H5577-043-0
MCS Classicare Excede
☆☆☆☆☆
$0 $3,400 $0 H5577-056-4
MCS Classicare Firme
☆☆☆☆☆
$0 $3,400 $0 H5577-042-0
MCS Classicare Hero
☆☆☆☆☆
$0 $3,400 $0 H5577-044-0
MCS Classicare InteliCare
☆☆☆☆☆
$0 $3,400 $0 H5577-052-0
MCS Classicare Patriot
☆☆☆☆☆
$0 $3,400 N/A H5577-016-0
MCS Classicare RxMax
☆☆☆☆☆
$0 $3,400 $0 H5577-059-0
What is the total number of HMO plans offered in Guayanilla?

There are 10 HMO plans in 2027, covering 971 enrollees.

How much do HMO plans cost in Guayanilla?

The average HMO premium in Guayanilla is $0.00 per month, with 10 plans offering $0 premiums.

What is the top HMO by enrollment in Guayanilla?

MCS Classicare Firme (HMO) is the top HMO in Guayanilla, with 483 enrollees.

What is the number of HMO plans without Part D coverage in Guayanilla?

1 HMO plans in Guayanilla do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
12
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
506
$0 Premium HMO-POS Plans
12
Average MOOP
$3,342
Top HMO-POS by Enrollment
MMM Plenitud (HMO-POS) — 162 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Guayanilla Municipio, Puerto Rico (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Triple S Advantage Brillante
☆☆☆☆☆
$0 $4,200 $0 H5774-031-0
MCS Classicare Essential
☆☆☆☆☆
$0 $3,400 $0 H5577-008-0
MMM Balance
☆☆☆☆☆
$0 $3,250 $0 H4004-073-2
MMM Deluxe
☆☆☆☆☆
$0 $3,250 $0 H4003-055-0
MMM Elite
☆☆☆☆☆
$0 $3,250 $0 H4003-034-0
MMM Estela
☆☆☆☆☆
$0 $3,250 $0 H4003-059-3
MMM Grandioso
☆☆☆☆☆
$0 $3,250 $0 H4004-070-0
MMM Mega Flex
☆☆☆☆☆
$0 $3,250 $0 H4004-071-0
MMM Plenitud
☆☆☆☆☆
$0 $3,250 $0 H4004-065-0
MMM Valiente
☆☆☆☆☆
$0 $3,250 N/A H4004-075-0
MMM Valioso
☆☆☆☆☆
$0 $3,250 $0 H4004-066-0
PMC Max
☆☆☆☆☆
$0 $3,250 $0 H4004-056-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Guayanilla cost $0.00 per month on average.

Which HMO-POS plan is most popular in Guayanilla?

The most popular HMO-POS plan in Guayanilla is MMM Plenitud (HMO-POS), with 162 enrollees.

How many HMO-POS plans in Guayanilla do not include drug coverage?

There are 1 HMO-POS plans in Guayanilla without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Guayanilla Municipio, PR (2027) are summarized below.

Medicare Advantage Plan Ratings in Guayanilla Municipio, PR (2027)
Rating Category Number of Plans Percent of Plans
5 Stars 12 52%
4 Stars (includes 5 Stars) 23 100%
3 Stars 0 0%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.76

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
Medicare.gov Compare Original Medicare & Medicare Advantage 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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