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  1. 🏠
  2. Medicare Advantage Plans
  3. Puerto Rico
  4. Loiza Municipio

2027 Medicare Advantage Plans in Loiza Municipio, PR

Last update: October 5, 2026.

For 2027, Loiza Municipio, PR includes 21 Medicare Advantage plans. Enrollment across these plans totals approximately 854, with 21 $0 premium options and (2027 Star Ratings Coming Soon) rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Loiza Municipio, PR are provided separately. Or you can discover all Medicare Options in Loiza Municipio, PR.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $0.00/mo
  • $0 Premium Plans: 21
  • Average MOOP: $3,621 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): (2027 Star Ratings Coming Soon)
  • Average Part D Deductible: $0.00
  • Total MA/MAPD Enrollment: 854
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. MCS Classicare Efectivo (HMO) — 169 enrollees
    2. MMM Plenitud (HMO-POS) — 163 enrollees
    3. MMM Balance (HMO-POS) — 103 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
1
Average Monthly Premium
$0.00/mo
Total PPO Enrollment
0
$0 Premium PPO Plans
1
Average MOOP
$7,151
Top PPO by Enrollment
— 0 enrollees
PPO Plans Without Drug Coverage
0

2027 PPO Medicare Advantage plans in Loiza Municipio, Puerto Rico (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Óptimo Plus
☆☆☆☆☆
$0 $7,151 $0 H4005-004-0

What is the typical premium for PPO plans available in Loiza?

PPO plans in Loiza cost $0.00 per month on average.

Which PPO plan do most beneficiaries choose in Loiza?

The most popular PPO plan in Loiza is , with 0 enrollees.

How many PPO options are offered without drug coverage in Loiza?

0 PPO plans in Loiza do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 8
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 328
  • $0 Premium HMO Plans 8
  • Average MOOP $3,600
  • Top HMO by Enrollment MCS Classicare Efectivo (HMO) — 169 enrollees
  • HMO Plans Without Drug Coverage 1

2027 HMO Medicare Advantage plans in Loiza Municipio, Puerto Rico (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Ahorro Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-047-3
Enlace Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-038-0
MCS Classicare Efectivo
☆☆☆☆☆
$0 $3,400 $0 H5577-005-0
MCS Classicare En Tu Hogar
☆☆☆☆☆
$0 $3,400 $0 H5577-043-0
MCS Classicare Hero
☆☆☆☆☆
$0 $3,400 $0 H5577-044-0
MCS Classicare InteliCare
☆☆☆☆☆
$0 $3,400 $0 H5577-052-0
MCS Classicare Patriot
☆☆☆☆☆
$0 $3,400 N/A H5577-016-0
MCS Classicare RxMax
☆☆☆☆☆
$0 $3,400 $0 H5577-059-0
What is the total number of HMO plans offered in Loiza?

In 2027, Loiza Municipio has 8 HMO plans with 328 enrollees.

How much do HMO plans cost in Loiza?

The typical HMO premium in Loiza is $0.00, and 8 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
12
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
526
$0 Premium HMO-POS Plans
12
Average MOOP
$3,342
Top HMO-POS by Enrollment
MMM Plenitud (HMO-POS) — 163 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Loiza Municipio, Puerto Rico (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Triple S Advantage Brillante
☆☆☆☆☆
$0 $4,200 $0 H5774-031-0
MCS Classicare Essential
☆☆☆☆☆
$0 $3,400 $0 H5577-008-0
MMM Balance
☆☆☆☆☆
$0 $3,250 $0 H4004-073-2
MMM Deluxe
☆☆☆☆☆
$0 $3,250 $0 H4003-055-0
MMM Elite
☆☆☆☆☆
$0 $3,250 $0 H4003-034-0
MMM Estela
☆☆☆☆☆
$0 $3,250 $0 H4003-059-3
MMM Grandioso
☆☆☆☆☆
$0 $3,250 $0 H4004-070-0
MMM Mega Flex
☆☆☆☆☆
$0 $3,250 $0 H4004-071-0
MMM Plenitud
☆☆☆☆☆
$0 $3,250 $0 H4004-065-0
MMM Valiente
☆☆☆☆☆
$0 $3,250 N/A H4004-075-0
MMM Valioso
☆☆☆☆☆
$0 $3,250 $0 H4004-066-0
PMC Max
☆☆☆☆☆
$0 $3,250 $0 H4004-056-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Loiza cost $0.00 per month on average.
Which HMO-POS plan is most popular in Loiza?
The most popular HMO-POS plan in Loiza is MMM Plenitud (HMO-POS), with 163 enrollees.
How many HMO-POS plans in Loiza do not include drug coverage?
There are 1 HMO-POS plans in Loiza without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Loiza Municipio, PR (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Loiza Municipio, PR (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
Medicare.gov Explore your Medicare coverage options 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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