• Skip to main content
  • Skip to secondary menu
  • Skip to footer
Medicare Plans

Medicare Plans

Open Medicare Plan Data.

  • Medicare Options
  • Costs
  • Answers
    • Eligibility
    • Options
    • Enrollment
    • Costs
    • Coverage
  • Medicare Advantage
  • Special Needs
  • Medicare Supplement
  • Prescription Drugs
  1. 🏠
  2. Medicare Advantage Plans
  3. Puerto Rico
  4. Luquillo Municipio

2027 Medicare Advantage Plans in Luquillo Municipio, PR

Last update: October 6, 2026.

Luquillo Municipio, PR has 21 Medicare Advantage plans available in 2027. These include 21 plans with no monthly premium, and roughly 100% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Luquillo Municipio, PR. Or explore all Medicare Options available in Luquillo Municipio, PR.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $0.00/mo
$0 Premium Plans: 21
Average MOOP: $3,621 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 100% · 3 Stars: 0% · Below 3: 0%
Average Part D Deductible: $0.00
Total MA/MAPD Enrollment: 1,150
Plans with the Highest Enrollment
(as of October 5, 2026)
1. MCS Classicare Efectivo (HMO) — 260 enrollees
2. MCS Classicare InteliCare (HMO) — 131 enrollees
3. MMM Plenitud (HMO-POS) — 121 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 1
  • Average Monthly Premium $0.00/mo
  • Total PPO Enrollment 11
  • $0 Premium PPO Plans 1
  • Average MOOP $7,151
  • Top PPO by Enrollment Óptimo Plus (PPO) — 11 enrollees
  • PPO Plans Without Drug Coverage 0

Comparison table of 2027 PPO Medicare Advantage Plans available in Luquillo Municipio, Puerto Rico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Óptimo Plus
☆☆☆☆☆
$0 $7,151 $0 H4005-004-0
What is the most popular PPO plan in Luquillo?

Óptimo Plus (PPO) is the top PPO in Luquillo, with 11 enrollees.

What is the number of PPO plans without Part D coverage in Luquillo?

There are 0 PPO plans in Luquillo without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
8
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
643
$0 Premium HMO Plans
8
Average MOOP
$3,600
Top HMO by Enrollment
MCS Classicare Efectivo (HMO) — 260 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2027 HMO Medicare Advantage Plans available in Luquillo Municipio, Puerto Rico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Ahorro Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-047-3
Enlace Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-038-0
MCS Classicare Efectivo
☆☆☆☆☆
$0 $3,400 $0 H5577-005-0
MCS Classicare En Tu Hogar
☆☆☆☆☆
$0 $3,400 $0 H5577-043-0
MCS Classicare Hero
☆☆☆☆☆
$0 $3,400 $0 H5577-044-0
MCS Classicare InteliCare
☆☆☆☆☆
$0 $3,400 $0 H5577-052-0
MCS Classicare Patriot
☆☆☆☆☆
$0 $3,400 N/A H5577-016-0
MCS Classicare RxMax
☆☆☆☆☆
$0 $3,400 $0 H5577-059-0

What is the typical premium for HMO plans in Luquillo?

HMO plans in Luquillo cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Luquillo?

The most popular HMO plan in Luquillo is MCS Classicare Efectivo (HMO), with 260 enrollees.

How many HMO options are offered without prescription drug coverage in Luquillo?

There are 1 HMO plans in Luquillo without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 12
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 496
  • $0 Premium HMO-POS Plans 12
  • Average MOOP $3,342
  • Top HMO-POS by Enrollment MMM Plenitud (HMO-POS) — 121 enrollees
  • HMO-POS Plans Without Drug Coverage 1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Luquillo Municipio, Puerto Rico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Triple S Advantage Brillante
☆☆☆☆☆
$0 $4,200 $0 H5774-031-0
MCS Classicare Essential
☆☆☆☆☆
$0 $3,400 $0 H5577-008-0
MMM Balance
☆☆☆☆☆
$0 $3,250 $0 H4004-073-2
MMM Deluxe
☆☆☆☆☆
$0 $3,250 $0 H4003-055-0
MMM Elite
☆☆☆☆☆
$0 $3,250 $0 H4003-034-0
MMM Estela
☆☆☆☆☆
$0 $3,250 $0 H4003-059-3
MMM Grandioso
☆☆☆☆☆
$0 $3,250 $0 H4004-070-0
MMM Mega Flex
☆☆☆☆☆
$0 $3,250 $0 H4004-071-0
MMM Plenitud
☆☆☆☆☆
$0 $3,250 $0 H4004-065-0
MMM Valiente
☆☆☆☆☆
$0 $3,250 N/A H4004-075-0
MMM Valioso
☆☆☆☆☆
$0 $3,250 $0 H4004-066-0
PMC Max
☆☆☆☆☆
$0 $3,250 $0 H4004-056-0
What is the total number of HMO-POS plans in Luquillo?

In 2027, Luquillo has 12 HMO-POS plans with 496 enrollees.

How much do HMO-POS plans cost in Luquillo?

The typical HMO-POS premium in Luquillo is $0.00, and 12 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Luquillo Municipio, PR for 2027.

CMS Star Ratings for Medicare Advantage Plans in Luquillo Municipio, PR (2027)
Rating Category Number of Plans Percent of Plans
5 Stars 10 48%
4 Stars (includes 5 Stars) 21 100%
3 Stars 0 0%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.74

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
CMS.gov Medicare Advantage Plan Fact Sheet 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
Medicare.gov Joining a plan 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

Footer

About This Site

  • About MedicarePlans.com
  • How We Use CMS Data
  • How We Make Money
  • Editorial Policy
  • Why We Exist

Policies & Standards

    • Privacy Policy
    • Contact Us
    • Terms of Use
    • Medicare Publishing Excellence Standards
    • Medicare Plans Research

Trademark Notice

MedicarePlans.com uses U.S. trademarks, service marks, and registered trademarks solely for purposes of identification, description, and factual reference. All such use constitutes nominative fair use and does not imply affiliation, endorsement, or sponsorship by any trademark holder.

© 2026 MedicarePlans.com. All Rights Reserved
MedicarePlans.com is an independent, non-commercial Medicare data platform.
Editorial stewardship: David W. Bynon