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  1. 🏠
  2. Medicare Advantage Plans
  3. Puerto Rico
  4. Naranjito Municipio

2027 Medicare Advantage Plans in Naranjito Municipio, PR

Last update: October 4, 2026.

In Naranjito Municipio, PR, there are 21 Medicare Advantage plans available for 2027. Of these, 21 offer a $0 monthly premium, and about (2027 Star Ratings Coming Soon) are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Naranjito Municipio, PR. Or explore all Medicare Options available in Naranjito Municipio, PR.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$0.00/mo
Plans with $0 Premium
21
Average MOOP Limit
$3,621 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
(2027 Star Ratings Coming Soon)
Average Part D Deductible
$0.00
Total MA/MAPD Enrollment
1,431
Plans with the Highest Enrollment
(as of October 5, 2026)
1. MCS Classicare Efectivo (HMO) — 370 enrollees
2. MCS Classicare Essential (HMO-POS) — 242 enrollees
3. MMM Plenitud (HMO-POS) — 213 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 1
  • Average Monthly Premium $0.00/mo
  • Total PPO Enrollment 11
  • $0 Premium PPO Plans 1
  • Average MOOP $7,151
  • Top PPO by Enrollment Óptimo Plus (PPO) — 11 enrollees
  • PPO Plans Without Drug Coverage 0

Comparison table of 2027 PPO Medicare Advantage Plans available in Naranjito Municipio, Puerto Rico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Óptimo Plus
☆☆☆☆☆
$0 $7,151 $0 H4005-004-0
What is the total number of PPO plans offered in Naranjito?

There are 1 PPO plans in 2027, covering 11 beneficiaries.

How much do PPO plans cost in Naranjito?

The average PPO premium in Naranjito is $0.00 per month, with 1 plans offering $0 premiums.

What is the most popular PPO plan in Naranjito?

Óptimo Plus (PPO) is the top PPO in Naranjito, with 11 enrollees.

What is the number of PPO plans without Part D coverage in Naranjito?

There are 0 PPO plans in Naranjito without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
8
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
641
$0 Premium HMO Plans
8
Average MOOP
$3,600
Top HMO by Enrollment
MCS Classicare Efectivo (HMO) — 370 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2027 HMO Medicare Advantage Plans available in Naranjito Municipio, Puerto Rico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Ahorro Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-047-2
Enlace Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-038-0
MCS Classicare Efectivo
☆☆☆☆☆
$0 $3,400 $0 H5577-005-0
MCS Classicare En Tu Hogar
☆☆☆☆☆
$0 $3,400 $0 H5577-043-0
MCS Classicare Hero
☆☆☆☆☆
$0 $3,400 $0 H5577-044-0
MCS Classicare InteliCare
☆☆☆☆☆
$0 $3,400 $0 H5577-052-0
MCS Classicare Patriot
☆☆☆☆☆
$0 $3,400 N/A H5577-016-0
MCS Classicare RxMax
☆☆☆☆☆
$0 $3,400 $0 H5577-059-0

What is the average monthly premium for HMO plans?

HMO plans in Naranjito cost $0.00 per month on average.

Which HMO plan is most popular in Naranjito?

The most popular HMO plan in Naranjito is MCS Classicare Efectivo (HMO), with 370 enrollees.

How many HMO plans in Naranjito do not include drug coverage?

There are 1 HMO plans in Naranjito without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
12
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
779
$0 Premium HMO-POS Plans
12
Average MOOP
$3,342
Top HMO-POS by Enrollment
MCS Classicare Essential (HMO-POS) — 242 enrollees
HMO-POS Plans Without Drug Coverage
1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Naranjito Municipio, Puerto Rico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Triple S Advantage Brillante
☆☆☆☆☆
$0 $4,200 $0 H5774-031-0
MCS Classicare Essential
☆☆☆☆☆
$0 $3,400 $0 H5577-008-0
MMM Balance
☆☆☆☆☆
$0 $3,250 $0 H4004-073-2
MMM Deluxe
☆☆☆☆☆
$0 $3,250 $0 H4003-055-0
MMM Elite
☆☆☆☆☆
$0 $3,250 $0 H4003-034-0
MMM Estela
☆☆☆☆☆
$0 $3,250 $0 H4003-059-3
MMM Grandioso
☆☆☆☆☆
$0 $3,250 $0 H4004-070-0
MMM Mega Flex
☆☆☆☆☆
$0 $3,250 $0 H4004-071-0
MMM Plenitud
☆☆☆☆☆
$0 $3,250 $0 H4004-065-0
MMM Valiente
☆☆☆☆☆
$0 $3,250 N/A H4004-075-0
MMM Valioso
☆☆☆☆☆
$0 $3,250 $0 H4004-066-0
PMC Max
☆☆☆☆☆
$0 $3,250 $0 H4004-056-0
What is the leading HMO-POS plan in Naranjito?

MCS Classicare Essential (HMO-POS) is the top HMO-POS in Naranjito, with 242 enrollees.

What is the number of HMO-POS plans without Part D coverage in Naranjito?

1 HMO-POS plans in Naranjito do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Naranjito Municipio, PR for 2027.

CMS Star Ratings for Medicare Advantage Plans in Naranjito Municipio, PR (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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