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  1. 🏠
  2. Medicare Advantage Plans
  3. Puerto Rico
  4. Ponce Municipio

2027 Medicare Advantage Plans in Ponce Municipio, PR

Last update: October 6, 2026.

Ponce Municipio, PR has 24 Medicare Advantage plans available in 2027. These include 24 plans with no monthly premium, and roughly (2027 Star Ratings Coming Soon) are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Ponce Municipio, PR. Or explore all Medicare Options available in Ponce Municipio, PR.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $0.00/mo
$0 Premium Plans: 24
Average MOOP: $3,594 ($9,250 max. in 2027)
Star Ratings (Plan Mix): (2027 Star Ratings Coming Soon)
Average Part D Deductible: $0.00
Total MA/MAPD Enrollment: 11,948
Plans with the Highest Enrollment
(as of October 5, 2026)
1. MCS Classicare Firme (HMO) — 4,234 enrollees
2. Ahorro Plus (HMO) — 2,876 enrollees
3. MMM Plenitud (HMO-POS) — 1,037 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 1
  • Average Monthly Premium $0.00/mo
  • Total PPO Enrollment 109
  • $0 Premium PPO Plans 1
  • Average MOOP $7,151
  • Top PPO by Enrollment Óptimo Plus (PPO) — 109 enrollees
  • PPO Plans Without Drug Coverage 0

Comparison table of 2027 PPO Medicare Advantage Plans available in Ponce Municipio, Puerto Rico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Óptimo Plus
☆☆☆☆☆
$0 $7,151 $0 H4005-004-0
What is the most popular PPO plan in Ponce?

Óptimo Plus (PPO) is the top PPO in Ponce, with 109 enrollees.

What is the number of PPO plans without Part D coverage in Ponce?

There are 0 PPO plans in Ponce without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
11
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
8,586
$0 Premium HMO Plans
11
Average MOOP
$3,545
Top HMO by Enrollment
MCS Classicare Firme (HMO) — 4,234 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2027 HMO Medicare Advantage Plans available in Ponce Municipio, Puerto Rico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Ahorro Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-047-1
Enlace Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-038-0
MCS Classicare Efectivo
☆☆☆☆☆
$0 $3,400 $0 H5577-005-0
MCS Classicare En Tu Hogar
☆☆☆☆☆
$0 $3,400 $0 H5577-043-0
MCS Classicare Estrella
☆☆☆☆☆
$0 $3,400 $0 H5577-060-0
MCS Classicare Excede
☆☆☆☆☆
$0 $3,400 $0 H5577-056-4
MCS Classicare Firme
☆☆☆☆☆
$0 $3,400 $0 H5577-042-0
MCS Classicare Hero
☆☆☆☆☆
$0 $3,400 $0 H5577-044-0
MCS Classicare InteliCare
☆☆☆☆☆
$0 $3,400 $0 H5577-052-0
MCS Classicare Patriot
☆☆☆☆☆
$0 $3,400 N/A H5577-016-0
MCS Classicare RxMax
☆☆☆☆☆
$0 $3,400 $0 H5577-059-0

What is the typical premium for HMO plans in Ponce?

HMO plans in Ponce cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Ponce?

The most popular HMO plan in Ponce is MCS Classicare Firme (HMO), with 4,234 enrollees.

How many HMO options are offered without prescription drug coverage in Ponce?

There are 1 HMO plans in Ponce without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 12
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 3,253
  • $0 Premium HMO-POS Plans 12
  • Average MOOP $3,342
  • Top HMO-POS by Enrollment MMM Plenitud (HMO-POS) — 1,037 enrollees
  • HMO-POS Plans Without Drug Coverage 1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Ponce Municipio, Puerto Rico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Triple S Advantage Brillante
☆☆☆☆☆
$0 $4,200 $0 H5774-031-0
MCS Classicare Essential
☆☆☆☆☆
$0 $3,400 $0 H5577-008-0
MMM Balance
☆☆☆☆☆
$0 $3,250 $0 H4004-073-3
MMM Deluxe
☆☆☆☆☆
$0 $3,250 $0 H4003-055-0
MMM Elite
☆☆☆☆☆
$0 $3,250 $0 H4003-034-0
MMM Estela
☆☆☆☆☆
$0 $3,250 $0 H4003-059-2
MMM Grandioso
☆☆☆☆☆
$0 $3,250 $0 H4004-070-0
MMM Mega Flex
☆☆☆☆☆
$0 $3,250 $0 H4004-071-0
MMM Plenitud
☆☆☆☆☆
$0 $3,250 $0 H4004-065-0
MMM Valiente
☆☆☆☆☆
$0 $3,250 N/A H4004-075-0
MMM Valioso
☆☆☆☆☆
$0 $3,250 $0 H4004-066-0
PMC Max
☆☆☆☆☆
$0 $3,250 $0 H4004-056-0
What is the total number of HMO-POS plans in Ponce?

In 2027, Ponce has 12 HMO-POS plans with 3,253 enrollees.

How much do HMO-POS plans cost in Ponce?

The typical HMO-POS premium in Ponce is $0.00, and 12 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Ponce Municipio, PR for 2027.

CMS Star Ratings for Medicare Advantage Plans in Ponce Municipio, PR (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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