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2027 Medicare Advantage Plans in Washington County, RI

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Washington County, RI has 12 Medicare Advantage plans available in 2027. These include 6 plans with no monthly premium, and roughly 58% are rated at least 4 stars based on CMS data.

At a Glance

Average Monthly Premium: $29.86/mo
$0 Premium Plans: 6
Average MOOP: $6,417 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 58% · 3 Stars: 42% · Below 3: 0%
Average Part D Deductible: $612.78
Total MA/MAPD Enrollment: 14,509
Plans with the Highest Enrollment
(as of October 5, 2026)
1. BlueCHiP for Medicare Enhanced (HMO-POS) — 6,405 enrollees
2. BlueCHiP for Medicare Extra (HMO-POS) — 2,215 enrollees
3. AARP Medicare Advantage from UHC RI-0002 (HMO-POS) — 1,947 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Washington County, RI. Or explore all Medicare Options available in Washington County, RI. To understand how local plans fit into the broader market, visit our Rhode Island Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 4
  • Average Monthly Premium $20.25/mo
  • Total PPO Enrollment 2,534
  • $0 Premium PPO Plans 2
  • Average MOOP $7,150
  • Top PPO by Enrollment Aetna Medicare Signature (PPO) — 1,026 enrollees
  • PPO Plans Without Drug Coverage 1

Comparison table of 2027 PPO Medicare Advantage Plans available in Washington County, Rhode Island
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC RI-0003
☆☆☆☆☆
 $27 $7,150 $685 H8768-046-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $7,150 N/A H5521-296-0
Aetna Medicare Enhanced
☆☆☆☆☆
 $54 $7,150 $700 H5521-449-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $7,150 $700 H5521-375-0
What is the most popular PPO plan in Washington?

Aetna Medicare Signature (PPO) is the top PPO in Washington, with 1,026 enrollees.

What is the number of PPO plans without Part D coverage in Washington?

There are 1 PPO plans in Washington without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
77
$0 Premium HMO Plans
1
Average MOOP
$5,000
Top HMO by Enrollment
BlueCHiP for Medicare Core (HMO) — 77 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2027 HMO Medicare Advantage Plans available in Washington County, Rhode Island
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
BlueCHiP for Medicare Core
☆☆☆☆☆
 $0 $5,000 N/A H4152-004-0

What is the typical premium for HMO plans in Washington?

HMO plans in Washington cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Washington?

The most popular HMO plan in Washington is BlueCHiP for Medicare Core (HMO), with 77 enrollees.

How many HMO options are offered without prescription drug coverage in Washington?

There are 1 HMO plans in Washington without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 7
  • Average Monthly Premium $39.61/mo
  • Total HMO-POS Enrollment 11,898
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $6,200
  • Top HMO-POS by Enrollment BlueCHiP for Medicare Enhanced (HMO-POS) — 6,405 enrollees
  • HMO-POS Plans Without Drug Coverage 1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Washington County, Rhode Island
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC RI-0001
☆☆☆☆☆
 $48 $5,400 $595 H5253-148-0
AARP Medicare Advantage from UHC RI-0002
☆☆☆☆☆
 $0 $6,300 $685 H5253-150-0
AARP Medicare Advantage Patriot No Rx RI-MA01
☆☆☆☆☆
 $0 $6,200 N/A H5253-149-0
BlueCHiP for Medicare Access
☆☆☆☆☆
 $31 $6,000 $700 H4152-022-0
BlueCHiP for Medicare Enhanced
☆☆☆☆☆
 $39 $6,750 $500 H4152-013-0
BlueCHiP for Medicare Essential
☆☆☆☆☆
 $0 $6,750 $500 H4152-023-0
BlueCHiP for Medicare Extra
☆☆☆☆☆
 $159 $6,000 $450 H4152-018-0
What is the total number of HMO-POS plans in Washington?

In 2027, Washington has 7 HMO-POS plans with 11,898 enrollees.

How much do HMO-POS plans cost in Washington?

The typical HMO-POS premium in Washington is $39.61, and 3 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Washington County, RI for 2027.

CMS Star Ratings for Medicare Advantage Plans in Washington County, RI (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 7 58%
3 Stars 5 42%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.79

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Washington County, Rhode Island, including communities such as Ashaway, Bradford, Charlestown, Exeter, Hope Valley, North Kingstown, Saunderstown, Wakefield, Kingston, Narragansett, Westerly, West Kingston, Wyoming, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .