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2026 Medicare Advantage Plans in Washington County, RI

Last update: .

For 2026, Washington County, RI includes 13 Medicare Advantage plans. Enrollment across these plans totals approximately 14,513, with 8 $0 premium options and 92% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Washington County, RI are summarized separately. Visit Medicare Options in Washington County, RI to see more options.

At a Glance

  • Average Monthly Premium: $20.50/mo
  • $0 Premium Plans: 8
  • Average MOOP: $5,685 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 92% · 3 Stars: 8% · Below 3: 0%
  • Average Part D Deductible: $506.00
  • Total MA/MAPD Enrollment: 14,513
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. BlueCHiP for Medicare Enhanced (HMO-POS) — 6,372 enrollees
    2. BlueCHiP for Medicare Extra (HMO-POS) — 2,216 enrollees
    3. AARP Medicare Advantage from UHC RI-0002 (HMO-POS) — 1,980 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
4
Average Monthly Premium
$6.55/mo
Total PPO Enrollment
2,498
$0 Premium PPO Plans
3
Average MOOP
$6,100
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 1,016 enrollees
PPO Plans Without Drug Coverage
1

2026 PPO Medicare Advantage plans in Washington County, Rhode Island (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $5,900 N/A H5521-296-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $5,900 $615 H5521-375-0
Aetna Medicare Value Plus
☆☆☆☆☆
 $26 $5,900 $615 H5521-449-0
AARP Medicare Advantage from UHC RI-0003
☆☆☆☆☆
 $0 $6,700 $520 H8768-046-0

What is the average monthly premium for PPO plans in Washington?

PPO plans in Washington cost $6.55 per month on average.

Which PPO plan has the highest enrollment in Washington?

The most popular PPO plan in Washington is Aetna Medicare Signature (PPO), with 1,016 enrollees.

How many PPO plans in Washington do not include prescription drug coverage?

1 PPO plans in Washington do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 1
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 77
  • $0 Premium HMO Plans 1
  • Average MOOP $5,000
  • Top HMO by Enrollment BlueCHiP for Medicare Core (HMO) — 77 enrollees
  • HMO Plans Without Drug Coverage 1

2026 HMO Medicare Advantage plans in Washington County, Rhode Island (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
BlueCHiP for Medicare Core
☆☆☆☆☆
 $0 $5,000 N/A H4152-004-0
What is the top HMO by enrollment in Washington?

BlueCHiP for Medicare Core (HMO) is the top HMO in Washington, with 77 enrollees.

What is the number of HMO plans without Part D coverage in Washington?

1 HMO plans in Washington do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
8
Average Monthly Premium
$30.04/mo
Total HMO-POS Enrollment
11,938
$0 Premium HMO-POS Plans
4
Average MOOP
$5,563
Top HMO-POS by Enrollment
BlueCHiP for Medicare Enhanced (HMO-POS) — 6,372 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Washington County, Rhode Island (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage CareFlex from UHC RI-5
☆☆☆☆☆
 $0 $6,700 $520 H5253-169-0
AARP Medicare Advantage from UHC RI-0001
☆☆☆☆☆
 $35 $4,500 $355 H5253-148-0
AARP Medicare Advantage from UHC RI-0002
☆☆☆☆☆
 $0 $4,900 $355 H5253-150-0
AARP Medicare Advantage Patriot No Rx RI-MA01
☆☆☆☆☆
 $0 $4,900 N/A H5253-149-0
BlueCHiP for Medicare Access
☆☆☆☆☆
 $27 $6,000 $615 H4152-022-0
BlueCHiP for Medicare Enhanced
☆☆☆☆☆
 $35 $5,750 $500 H4152-013-0
BlueCHiP for Medicare Essential
☆☆☆☆☆
 $0 $6,750 $615 H4152-023-0
BlueCHiP for Medicare Extra
☆☆☆☆☆
 $143 $5,000 $350 H4152-018-0

What is the typical premium for HMO-POS plans in Washington?

HMO-POS plans in Washington cost $30.04 per month on average.

Which HMO-POS plan has the most members in Washington?

The most popular HMO-POS plan in Washington is BlueCHiP for Medicare Enhanced (HMO-POS), with 6,372 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Washington?

There are 1 HMO-POS plans in Washington without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Washington County, RI (2026) are summarized below.

Medicare Advantage Plan Ratings in Washington County, RI (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 12 92%
3 Stars 1 8%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.08

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .