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  1. 🏠
  2. Medicare Advantage Plans
  3. South Carolina
  4. Berkeley County

2027 Medicare Advantage Plans in Berkeley County, SC

Last update: October 4, 2026.

In Berkeley County, SC, there are 47 Medicare Advantage plans available for 2027. Of these, 39 offer a $0 monthly premium, and about 55% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$7.69/mo
Plans with $0 Premium
39
Average MOOP Limit
$8,435 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 55% · 3 Stars: 45% · Below 3: 0%
Average Part D Deductible
$616.39
Total MA/MAPD Enrollment
13,249
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Humana Gold Plus H5619-152 (HMO) — 1,311 enrollees
2. DEVOTED CHOICE GIVEBACK 002 SC (PPO) — 1,148 enrollees
3. BlueCross Total Value (PPO) — 1,015 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Berkeley County, SC. Or explore all Medicare Options available in Berkeley County, SC. To understand how local plans fit into the broader market, visit our South Carolina Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 31
  • Average Monthly Premium $8.59/mo
  • Total PPO Enrollment 8,514
  • $0 Premium PPO Plans 26
  • Average MOOP $8,685
  • Top PPO by Enrollment DEVOTED CHOICE GIVEBACK 002 SC (PPO) — 1,148 enrollees
  • PPO Plans Without Drug Coverage 11

Comparison table of 2027 PPO Medicare Advantage Plans available in Berkeley County, South Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Clover Health LiveHealthy
☆☆☆☆☆
$0 $9,850 $250 H5141-036-0
Clover Health LiveHealthy Giveback
☆☆☆☆☆
$0 $9,850 $425 H5141-063-0
Clover Health Valor
☆☆☆☆☆
$0 $9,850 N/A H5141-056-0
AARP Medicare Advantage from UHC SC-0004
☆☆☆☆☆
$58 $7,150 $685 H2001-108-0
AARP Medicare Advantage Patriot No Rx SC-MA2
☆☆☆☆☆
$0 $9,250 N/A H2001-140-0
DEVOTED CHOICE 001 SC
☆☆☆☆☆
$0 $7,050 $650 H7028-001-0
DEVOTED CHOICE GIVEBACK 002 SC
☆☆☆☆☆
$0 $7,750 $461 H7028-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 040 SC
☆☆☆☆☆
$0 $7,150 $700 H7028-040-0
DEVOTED CHOICE MA ONLY 003 SC
☆☆☆☆☆
$0 $9,250 N/A H7028-003-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H7617-096-0
HumanaChoice Giveback H7617-094
☆☆☆☆☆
$0 $9,850 $700 H7617-094-0
HumanaChoice Giveback H7617-119
☆☆☆☆☆
$0 $9,850 $700 H7617-119-0
HumanaChoice H7617-095
☆☆☆☆☆
$0 $9,100 $700 H7617-095-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $9,850 N/A H5521-279-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-217-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H5216-286-0
HumanaChoice Giveback H5216-154
☆☆☆☆☆
$0 $9,850 $700 H5216-154-0
HumanaChoice Giveback H5216-345
☆☆☆☆☆
$0 $9,850 $700 H5216-345-0
HumanaChoice H5216-157
☆☆☆☆☆
$0 $9,850 N/A H5216-157-0
HumanaChoice H5216-280
☆☆☆☆☆
$7 $9,850 $700 H5216-280-2
HumanaChoice H5216-347
☆☆☆☆☆
$0 $9,100 $700 H5216-347-0
HumanaChoice H5216-423
☆☆☆☆☆
$0 $7,150 $550 H5216-423-0
BlueCross Blue Basic
☆☆☆☆☆
$0 $5,900 N/A H8003-007-0
BlueCross Total
☆☆☆☆☆
$48 $9,250 $600 H8003-003-0
BlueCross Total Value
☆☆☆☆☆
$0 $9,850 $700 H8003-006-0
Humana Full Access R0110-020
☆☆☆☆☆
$138 $9,850 $700 R0110-020-0
HumanaChoice R0110-019
☆☆☆☆☆
$0 $7,200 N/A R0110-019-0
UHC Medicare Advantage Patriot No Rx GS-MA01
☆☆☆☆☆
$0 $9,850 N/A R2604-005-0
HealthSpring True Choice
☆☆☆☆☆
$15 $6,700 $500 H7849-136-3
Wellcare Assist Open
☆☆☆☆☆
$0 $6,500 $700 H7326-007-0
Wellcare Simple Open
☆☆☆☆☆
$0 $6,300 $700 H7326-001-0
What is the total number of PPO plans offered in Berkeley?

There are 31 PPO plans in 2027, covering 8,514 beneficiaries.

How much do PPO plans cost in Berkeley?

The average PPO premium in Berkeley is $8.59 per month, with 26 plans offering $0 premiums.

What is the most popular PPO plan in Berkeley?

DEVOTED CHOICE GIVEBACK 002 SC (PPO) is the top PPO in Berkeley, with 1,148 enrollees.

What is the number of PPO plans without Part D coverage in Berkeley?

There are 11 PPO plans in Berkeley without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
9
Average Monthly Premium
$5.11/mo
Total HMO Enrollment
2,989
$0 Premium HMO Plans
7
Average MOOP
$8,044
Top HMO by Enrollment
Humana Gold Plus H5619-152 (HMO) — 1,311 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2027 HMO Medicare Advantage Plans available in Berkeley County, South Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 001 SC
☆☆☆☆☆
$0 $5,900 $650 H3041-001-0
Humana Gold Plus Giveback H5619-169
☆☆☆☆☆
$0 $9,850 $700 H5619-169-0
Humana Gold Plus H5619-152
☆☆☆☆☆
$0 $9,850 $450 H5619-152-0
Humana Gold Plus H5619-171
☆☆☆☆☆
$0 $9,850 $550 H5619-171-0
Aetna Medicare Enhanced
☆☆☆☆☆
$39 $8,200 $400 H3146-047-0
Aetna Medicare Value Plus
☆☆☆☆☆
$7 $8,200 $500 H3146-011-0
HealthSpring Courage
☆☆☆☆☆
$0 $6,700 N/A H7020-005-0
HealthSpring Preferred
☆☆☆☆☆
$0 $7,150 $500 H7020-011-3
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,700 $600 H7020-010-3

What is the average monthly premium for HMO plans?

HMO plans in Berkeley cost $5.11 per month on average.

Which HMO plan is most popular in Berkeley?

The most popular HMO plan in Berkeley is Humana Gold Plus H5619-152 (HMO), with 1,311 enrollees.

How many HMO plans in Berkeley do not include drug coverage?

There are 1 HMO plans in Berkeley without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
7
Average Monthly Premium
$7.00/mo
Total HMO-POS Enrollment
1,746
$0 Premium HMO-POS Plans
6
Average MOOP
$7,829
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC SC-0005 (HMO-POS) — 673 enrollees
HMO-POS Plans Without Drug Coverage
2

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Berkeley County, South Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC SC-0005
☆☆☆☆☆
$0 $7,150 $685 H5322-040-0
AARP Medicare Advantage from UHC SC-0006
☆☆☆☆☆
$49 $7,150 $685 H5322-044-0
AARP Medicare Advantage Patriot No Rx SC-MA01
☆☆☆☆☆
$0 $7,150 N/A H5322-043-0
Wellcare Assist
☆☆☆☆☆
$0 $7,100 $700 H4847-005-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,850 $700 H4847-007-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $9,250 N/A H4847-006-0
Wellcare Simple
☆☆☆☆☆
$0 $7,150 $700 H4847-001-0
What is the leading HMO-POS plan in Berkeley?

AARP Medicare Advantage from UHC SC-0005 (HMO-POS) is the top HMO-POS in Berkeley, with 673 enrollees.

What is the number of HMO-POS plans without Part D coverage in Berkeley?

2 HMO-POS plans in Berkeley do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Berkeley County, SC for 2027.

CMS Star Ratings for Medicare Advantage Plans in Berkeley County, SC (2027)
Rating Category Number of Plans Percent of Plans
5 Stars 3 6%
4 Stars (includes 5 Stars) 26 55%
3 Stars 21 45%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.85

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Berkeley County, South Carolina, including communities such as Hanahan, Bonneau, Cross, Goose Creek, Huger, Ladson, Moncks Corner, Pineville, Saint Stephen, Charleston, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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