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  1. 🏠
  2. Medicare Advantage Plans
  3. South Carolina
  4. Charleston County

2026 Medicare Advantage Plans in Charleston County, SC

Last update: September 2, 2026.

For 2026, Charleston County, SC includes 47 Medicare Advantage plans. Enrollment across these plans totals approximately 17,989, with 36 $0 premium options and 51% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Charleston County, SC are provided separately. Or you can discover all Medicare Options in Charleston County, SC.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $10.20/mo
  • $0 Premium Plans: 36
  • Average MOOP: $7,532 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 51% · 3 Stars: 49% · Below 3: 0%
  • Average Part D Deductible: $483.38
  • Total MA/MAPD Enrollment: 17,989
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. BlueCross Total Value (PPO) — 1,577 enrollees
    2. DEVOTED CHOICE GIVEBACK 002 SC (PPO) — 1,567 enrollees
    3. Humana Gold Plus H5619-152 (HMO) — 1,458 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
29
Average Monthly Premium
$9.51/mo
Total PPO Enrollment
11,317
$0 Premium PPO Plans
23
Average MOOP
$7,795
Top PPO by Enrollment
BlueCross Total Value (PPO) — 1,577 enrollees
PPO Plans Without Drug Coverage
10

2026 PPO Medicare Advantage plans in Charleston County, South Carolina (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC SC-0004
☆☆☆☆☆
$58 $6,700 $440 H2001-108-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $8,200 N/A H5521-279-0
DEVOTED CHOICE 001 SC
☆☆☆☆☆
$0 $6,700 $370 H7028-001-0
DEVOTED CHOICE GIVEBACK 002 SC
☆☆☆☆☆
$0 $6,750 $605 H7028-002-0
DEVOTED CHOICE MA ONLY 003 SC
☆☆☆☆☆
$0 $9,250 N/A H7028-003-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H7617-096-0
HumanaChoice Giveback H7617-094
☆☆☆☆☆
$0 $9,250 $450 H7617-094-0
HumanaChoice H7617-095
☆☆☆☆☆
$0 $6,750 $350 H7617-095-0
BlueCross Blue Basic
☆☆☆☆☆
$0 $5,900 N/A H8003-007-0
BlueCross Total
☆☆☆☆☆
$29 $8,900 $400 H8003-003-0
BlueCross Total Value
☆☆☆☆☆
$0 $9,250 $615 H8003-006-0
UHC Medicare Advantage Patriot No Rx GS-MA01
☆☆☆☆☆
$0 $9,250 N/A R2604-005-0
Wellcare Assist Open
☆☆☆☆☆
$28 $6,500 $615 H7326-007-0
Wellcare Simple Open
☆☆☆☆☆
$0 $6,300 $615 H7326-001-0
Clover Health LiveHealthy
☆☆☆☆☆
$0 $6,500 $0 H5141-036-0
Clover Health LiveHealthy Giveback
☆☆☆☆☆
$0 $9,250 $590 H5141-063-0
Clover Health Valor
☆☆☆☆☆
$0 $7,499 N/A H5141-056-0
Humana Full Access R0110-020
☆☆☆☆☆
$100 $9,250 $615 R0110-020-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-217-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5216-286-0
HumanaChoice Giveback H5216-154
☆☆☆☆☆
$0 $9,250 $615 H5216-154-0
HumanaChoice Giveback H5216-345
☆☆☆☆☆
$0 $9,250 $450 H5216-345-0
HumanaChoice H5216-157
☆☆☆☆☆
$0 $9,250 N/A H5216-157-0
HumanaChoice H5216-280
☆☆☆☆☆
$36 $9,250 $615 H5216-280-2
HumanaChoice H5216-347
☆☆☆☆☆
$0 $6,750 $350 H5216-347-0
HumanaChoice H5216-423
☆☆☆☆☆
$0 $6,750 $450 H5216-423-0
HumanaChoice R0110-019
☆☆☆☆☆
$0 $7,550 N/A R0110-019-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,700 $615 H7849-136-3
HealthSpring True Choice Plus
☆☆☆☆☆
$25 $3,900 $615 H7849-114-0

What is the typical premium for PPO plans available in Charleston?

PPO plans in Charleston cost $9.51 per month on average.

Which PPO plan do most beneficiaries choose in Charleston?

The most popular PPO plan in Charleston is BlueCross Total Value (PPO), with 1,577 enrollees.

How many PPO options are offered without drug coverage in Charleston?

10 PPO plans in Charleston do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 11
  • Average Monthly Premium $11.25/mo
  • Total HMO Enrollment 4,169
  • $0 Premium HMO Plans 8
  • Average MOOP $7,114
  • Top HMO by Enrollment Humana Gold Plus H5619-152 (HMO) — 1,458 enrollees
  • HMO Plans Without Drug Coverage 1

2026 HMO Medicare Advantage plans in Charleston County, South Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Enhanced
☆☆☆☆☆
$63 $8,200 $615 H3146-047-0
Aetna Medicare Value Plus
☆☆☆☆☆
$22 $8,200 $615 H3146-011-0
HealthSpring Courage
☆☆☆☆☆
$0 $6,700 N/A H7020-005-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,250 $395 H7020-011-3
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,700 $0 H7020-010-3
Humana Gold Plus Giveback H5619-169
☆☆☆☆☆
$0 $9,250 $450 H5619-169-0
Humana Gold Plus H5619-083
☆☆☆☆☆
$0 $6,700 $615 H5619-083-0
Humana Gold Plus H5619-152
☆☆☆☆☆
$0 $7,200 $350 H5619-152-0
Humana Gold Plus H5619-171
☆☆☆☆☆
$0 $9,250 $450 H5619-171-0
DEVOTED CORE 001 SC
☆☆☆☆☆
$0 $5,900 $370 H3041-001-0
DEVOTED PREMIUM 003 SC
☆☆☆☆☆
$39 $5,900 $615 H3041-003-0
What is the total number of HMO plans offered in Charleston?

In 2026, Charleston County has 11 HMO plans with 4,169 enrollees.

How much do HMO plans cost in Charleston?

The typical HMO premium in Charleston is $11.25, and 8 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
7
Average Monthly Premium
$11.39/mo
Total HMO-POS Enrollment
2,503
$0 Premium HMO-POS Plans
5
Average MOOP
$7,100
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC SC-0005 (HMO-POS) — 1,093 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Charleston County, South Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Wellcare Assist
☆☆☆☆☆
$35 $5,900 $475 H4847-005-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,250 $615 H4847-007-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $9,250 N/A H4847-006-0
Wellcare Simple
☆☆☆☆☆
$0 $5,200 $615 H4847-001-0
AARP Medicare Advantage from UHC SC-0005
☆☆☆☆☆
$0 $6,700 $440 H5322-040-0
AARP Medicare Advantage from UHC SC-0006
☆☆☆☆☆
$45 $6,700 $440 H5322-044-0
AARP Medicare Advantage Patriot No Rx SC-MA01
☆☆☆☆☆
$0 $6,700 N/A H5322-043-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Charleston cost $11.39 per month on average.
Which HMO-POS plan is most popular in Charleston?
The most popular HMO-POS plan in Charleston is AARP Medicare Advantage from UHC SC-0005 (HMO-POS), with 1,093 enrollees.
How many HMO-POS plans in Charleston do not include drug coverage?
There are 2 HMO-POS plans in Charleston without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Charleston County, SC (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Charleston County, SC (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 23 51%
3 Stars 22 49%
Below 3 Stars 0 0%
Not Rated 2 4%
Average Rating 3.78

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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