2026 Medicare Advantage Plans in Charleston County, SC
Last update: . Enrollment data updated: May 2, 2026
In Charleston County, SC, there are 47 Medicare Advantage plans available for 2026. Of these, 36 offer a $0 monthly premium, and about 51% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Charleston County, SC. Or explore all Medicare Options available in Charleston County, SC.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 29
- Average Monthly Premium $9.51/mo
- Total PPO Enrollment 11,261
- $0 Premium PPO Plans 23
- Average MOOP $7,795
- Top PPO by Enrollment BlueCross Total Value (PPO) — 1,550 enrollees
- PPO Plans Without Drug Coverage 10
What is the total number of PPO plans offered in Charleston?
There are 29 PPO plans in 2026, covering 11,261 beneficiaries.
How much do PPO plans cost in Charleston?
The average PPO premium in Charleston is $9.51 per month, with 23 plans offering $0 premiums.
What is the most popular PPO plan in Charleston?
BlueCross Total Value (PPO) is the top PPO in Charleston, with 1,550 enrollees.
What is the number of PPO plans without Part D coverage in Charleston?
There are 10 PPO plans in Charleston without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 11
- Average Monthly Premium
- $11.25/mo
- Total HMO Enrollment
- 4,196
- $0 Premium HMO Plans
- 8
- Average MOOP
- $7,114
- Top HMO by Enrollment
- Humana Gold Plus H5619-152 (HMO) — 1,524 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Aetna Medicare Enhanced | $63 | $8,200 | $615 | H3146-047-0 | |
| Aetna Medicare Value Plus | $22 | $8,200 | $615 | H3146-011-0 | |
| HealthSpring Courage | $0 | $6,700 | N/A | H7020-005-0 | |
| HealthSpring Preferred | $0 | $4,250 | $395 | H7020-011-3 | |
| HealthSpring Preferred Savings | $0 | $6,700 | $0 | H7020-010-3 | |
| Humana Gold Plus Giveback H5619-169 | $0 | $9,250 | $450 | H5619-169-0 | |
| Humana Gold Plus H5619-083 | $0 | $6,700 | $615 | H5619-083-0 | |
| Humana Gold Plus H5619-152 | $0 | $7,200 | $350 | H5619-152-0 | |
| Humana Gold Plus H5619-171 | $0 | $9,250 | $450 | H5619-171-0 | |
| DEVOTED CORE 001 SC | $0 | $5,900 | $370 | H3041-001-0 | |
| DEVOTED PREMIUM 003 SC | $39 | $5,900 | $615 | H3041-003-0 |
What is the average monthly premium for HMO plans?
HMO plans in Charleston cost $11.25 per month on average.
Which HMO plan is most popular in Charleston?
The most popular HMO plan in Charleston is Humana Gold Plus H5619-152 (HMO), with 1,524 enrollees.
How many HMO plans in Charleston do not include drug coverage?
There are 1 HMO plans in Charleston without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Wellcare Assist | $35 | $5,900 | $475 | H4847-005-0 | |
| Wellcare Giveback | $0 | $9,250 | $615 | H4847-007-0 | |
| Wellcare Patriot Giveback | $0 | $9,250 | N/A | H4847-006-0 | |
| Wellcare Simple | $0 | $5,200 | $615 | H4847-001-0 | |
| AARP Medicare Advantage from UHC SC-0005 | $0 | $6,700 | $440 | H5322-040-0 | |
| AARP Medicare Advantage from UHC SC-0006 | $45 | $6,700 | $440 | H5322-044-0 | |
| AARP Medicare Advantage Patriot No Rx SC-MA01 | $0 | $6,700 | N/A | H5322-043-0 |
What is the leading HMO-POS plan in Charleston?
AARP Medicare Advantage from UHC SC-0005 (HMO-POS) is the top HMO-POS in Charleston, with 1,109 enrollees.
What is the number of HMO-POS plans without Part D coverage in Charleston?
2 HMO-POS plans in Charleston do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Charleston County, SC for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 23 | 51% |
| 3 Stars | 22 | 49% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 2 | 4% |
| Average Rating | 3.78 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
This page follows data provenance practices aligned with the USCDI Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.