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  1. 🏠
  2. Medicare Advantage Plans
  3. South Carolina
  4. Cherokee County

2026 Medicare Advantage Plans in Cherokee County, SC

Last update: May 10, 2026. Enrollment data updated: May 2, 2026

For 2026, Cherokee County, SC includes 48 Medicare Advantage plans. Enrollment across these plans totals approximately 4,827, with 35 $0 premium options and 59% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Cherokee County, SC are summarized separately. Visit Medicare Options in Cherokee County, SC to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $10.59/mo
  • $0 Premium Plans: 35
  • Average MOOP: $7,661 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 59% · 3 Stars: 41% · Below 3: 0%
  • Average Part D Deductible: $498.89
  • Total MA/MAPD Enrollment: 4,827
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. Humana Gold Plus H5619-152 (HMO) — 819 enrollees
    2. Aetna Medicare Signature (PPO) — 424 enrollees
    3. HealthSpring Preferred (HMO) — 368 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
31
Average Monthly Premium
$10.05/mo
Total PPO Enrollment
2,722
$0 Premium PPO Plans
23
Average MOOP
$7,952
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 424 enrollees
PPO Plans Without Drug Coverage
9

2026 PPO Medicare Advantage plans in Cherokee County, South Carolina (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage from UHC SC-0004
☆☆☆☆☆
$58 $6,700 $440 H2001-108-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $8,200 N/A H5521-279-0
Aetna Medicare Enhanced
☆☆☆☆☆
$29 $8,750 $615 H5521-251-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $8,200 $500 H5521-319-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $9,250 $615 H5521-500-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
$0 $8,200 $500 H5521-140-0
DEVOTED CHOICE 001 SC
☆☆☆☆☆
$0 $6,700 $370 H7028-001-0
DEVOTED CHOICE GIVEBACK 002 SC
☆☆☆☆☆
$0 $6,750 $605 H7028-002-0
DEVOTED CHOICE MA ONLY 003 SC
☆☆☆☆☆
$0 $9,250 N/A H7028-003-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H7617-096-0
HumanaChoice Giveback H7617-094
☆☆☆☆☆
$0 $9,250 $450 H7617-094-0
HumanaChoice H7617-095
☆☆☆☆☆
$0 $6,750 $350 H7617-095-0
BlueCross Blue Basic
☆☆☆☆☆
$0 $5,900 N/A H8003-007-0
BlueCross Total
☆☆☆☆☆
$29 $8,900 $400 H8003-001-0
BlueCross Total Value
☆☆☆☆☆
$0 $9,250 $615 H8003-004-0
UHC Medicare Advantage Patriot No Rx GS-MA01
☆☆☆☆☆
$0 $9,250 N/A R2604-005-0
Wellcare Assist Open
☆☆☆☆☆
$28 $6,500 $615 H7326-007-0
Wellcare Simple Open
☆☆☆☆☆
$0 $6,300 $615 H7326-001-0
Humana Full Access R0110-020
☆☆☆☆☆
$100 $9,250 $615 R0110-020-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-217-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5216-286-0
HumanaChoice Giveback H5216-154
☆☆☆☆☆
$0 $9,250 $615 H5216-154-0
HumanaChoice Giveback H5216-345
☆☆☆☆☆
$0 $9,250 $450 H5216-345-0
HumanaChoice H5216-157
☆☆☆☆☆
$0 $9,250 N/A H5216-157-0
HumanaChoice H5216-280
☆☆☆☆☆
$36 $9,250 $615 H5216-280-2
HumanaChoice H5216-347
☆☆☆☆☆
$0 $6,750 $350 H5216-347-0
HumanaChoice H5216-423
☆☆☆☆☆
$0 $6,750 $450 H5216-423-0
HumanaChoice H5216-466
☆☆☆☆☆
$7 $9,250 $615 H5216-466-0
HumanaChoice R0110-019
☆☆☆☆☆
$0 $7,550 N/A R0110-019-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,750 $615 H7849-136-2
HealthSpring True Choice Plus
☆☆☆☆☆
$25 $3,900 $615 H7849-114-0
What is the average monthly premium for PPO plans in Cherokee?
PPO plans in Cherokee cost $10.05 per month on average.
Which PPO plan has the highest enrollment in Cherokee?
The most popular PPO plan in Cherokee is Aetna Medicare Signature (PPO), with 424 enrollees.
How many PPO plans in Cherokee do not include prescription drug coverage?
9 PPO plans in Cherokee do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
10
Average Monthly Premium
$11.68/mo
Total HMO Enrollment
1,839
$0 Premium HMO Plans
7
Average MOOP
$7,155
Top HMO by Enrollment
Humana Gold Plus H5619-152 (HMO) — 819 enrollees
HMO Plans Without Drug Coverage
1

2026 HMO Medicare Advantage plans in Cherokee County, South Carolina (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Enhanced
☆☆☆☆☆
$56 $8,200 $500 H3146-040-0
Aetna Medicare Value Plus
☆☆☆☆☆
$22 $8,200 $615 H3146-011-0
HealthSpring Courage
☆☆☆☆☆
$0 $6,700 N/A H7020-005-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,250 $395 H7020-011-2
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,700 $0 H7020-010-2
Humana Gold Plus Giveback H5619-169
☆☆☆☆☆
$0 $9,250 $450 H5619-169-0
Humana Gold Plus H5619-152
☆☆☆☆☆
$0 $7,200 $350 H5619-152-0
Humana Gold Plus H5619-171
☆☆☆☆☆
$0 $9,250 $450 H5619-171-0
DEVOTED CORE 001 SC
☆☆☆☆☆
$0 $5,900 $370 H3041-001-0
DEVOTED PREMIUM 003 SC
☆☆☆☆☆
$39 $5,900 $615 H3041-003-0
What is the total number of HMO plans offered in Cherokee?

There are 10 HMO plans in 2026, covering 1,839 enrollees.

How much do HMO plans cost in Cherokee?

The average HMO premium in Cherokee is $11.68 per month, with 7 plans offering $0 premiums.

What is the top HMO by enrollment in Cherokee?

Humana Gold Plus H5619-152 (HMO) is the top HMO in Cherokee, with 819 enrollees.

What is the number of HMO plans without Part D coverage in Cherokee?

1 HMO plans in Cherokee do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
7
Average Monthly Premium
$11.39/mo
Total HMO-POS Enrollment
266
$0 Premium HMO-POS Plans
5
Average MOOP
$7,100
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC SC-0005 (HMO-POS) — 102 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Cherokee County, South Carolina (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Wellcare Assist
☆☆☆☆☆
$35 $5,900 $475 H4847-005-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,250 $615 H4847-007-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $9,250 N/A H4847-006-0
Wellcare Simple
☆☆☆☆☆
$0 $5,200 $615 H4847-001-0
AARP Medicare Advantage from UHC SC-0005
☆☆☆☆☆
$0 $6,700 $440 H5322-040-0
AARP Medicare Advantage from UHC SC-0006
☆☆☆☆☆
$45 $6,700 $440 H5322-044-0
AARP Medicare Advantage Patriot No Rx SC-MA01
☆☆☆☆☆
$0 $6,700 N/A H5322-043-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Cherokee cost $11.39 per month on average.

Which HMO-POS plan is most popular in Cherokee?

The most popular HMO-POS plan in Cherokee is AARP Medicare Advantage from UHC SC-0005 (HMO-POS), with 102 enrollees.

How many HMO-POS plans in Cherokee do not include drug coverage?

There are 2 HMO-POS plans in Cherokee without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Cherokee County, SC (2026) are summarized below.

Medicare Advantage Plan Ratings in Cherokee County, SC (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 27 59%
3 Stars 19 41%
Below 3 Stars 0 0%
Not Rated 2 4%
Average Rating 3.87

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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