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  1. 🏠
  2. Medicare Advantage Plans
  3. South Carolina
  4. Cherokee County

2026 Medicare Advantage Plans in Cherokee County, SC

Last update: September 3, 2026.

Cherokee County, SC has 48 Medicare Advantage plans available in 2026. These include 35 plans with no monthly premium, and roughly 59% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Cherokee County, SC. Or explore all Medicare Options available in Cherokee County, SC.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $10.59/mo
$0 Premium Plans: 35
Average MOOP: $7,661 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 59% · 3 Stars: 41% · Below 3: 0%
Average Part D Deductible: $498.89
Total MA/MAPD Enrollment: 4,802
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Humana Gold Plus H5619-152 (HMO) — 795 enrollees
2. HumanaChoice H7617-095 (PPO) — 432 enrollees
3. DEVOTED CHOICE GIVEBACK 002 SC (PPO) — 419 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 31
  • Average Monthly Premium $10.05/mo
  • Total PPO Enrollment 2,704
  • $0 Premium PPO Plans 23
  • Average MOOP $7,952
  • Top PPO by Enrollment HumanaChoice H7617-095 (PPO) — 432 enrollees
  • PPO Plans Without Drug Coverage 9

Comparison table of 2026 PPO Medicare Advantage Plans available in Cherokee County, South Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC SC-0004
☆☆☆☆☆
$58 $6,700 $440 H2001-108-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $8,200 N/A H5521-279-0
Aetna Medicare Enhanced
☆☆☆☆☆
$29 $8,750 $615 H5521-251-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $8,200 $500 H5521-319-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $9,250 $615 H5521-500-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
$0 $8,200 $500 H5521-140-0
DEVOTED CHOICE 001 SC
☆☆☆☆☆
$0 $6,700 $370 H7028-001-0
DEVOTED CHOICE GIVEBACK 002 SC
☆☆☆☆☆
$0 $6,750 $605 H7028-002-0
DEVOTED CHOICE MA ONLY 003 SC
☆☆☆☆☆
$0 $9,250 N/A H7028-003-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H7617-096-0
HumanaChoice Giveback H7617-094
☆☆☆☆☆
$0 $9,250 $450 H7617-094-0
HumanaChoice H7617-095
☆☆☆☆☆
$0 $6,750 $350 H7617-095-0
BlueCross Blue Basic
☆☆☆☆☆
$0 $5,900 N/A H8003-007-0
BlueCross Total
☆☆☆☆☆
$29 $8,900 $400 H8003-001-0
BlueCross Total Value
☆☆☆☆☆
$0 $9,250 $615 H8003-004-0
UHC Medicare Advantage Patriot No Rx GS-MA01
☆☆☆☆☆
$0 $9,250 N/A R2604-005-0
Wellcare Assist Open
☆☆☆☆☆
$28 $6,500 $615 H7326-007-0
Wellcare Simple Open
☆☆☆☆☆
$0 $6,300 $615 H7326-001-0
Humana Full Access R0110-020
☆☆☆☆☆
$100 $9,250 $615 R0110-020-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-217-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5216-286-0
HumanaChoice Giveback H5216-154
☆☆☆☆☆
$0 $9,250 $615 H5216-154-0
HumanaChoice Giveback H5216-345
☆☆☆☆☆
$0 $9,250 $450 H5216-345-0
HumanaChoice H5216-157
☆☆☆☆☆
$0 $9,250 N/A H5216-157-0
HumanaChoice H5216-280
☆☆☆☆☆
$36 $9,250 $615 H5216-280-2
HumanaChoice H5216-347
☆☆☆☆☆
$0 $6,750 $350 H5216-347-0
HumanaChoice H5216-423
☆☆☆☆☆
$0 $6,750 $450 H5216-423-0
HumanaChoice H5216-466
☆☆☆☆☆
$7 $9,250 $615 H5216-466-0
HumanaChoice R0110-019
☆☆☆☆☆
$0 $7,550 N/A R0110-019-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,750 $615 H7849-136-2
HealthSpring True Choice Plus
☆☆☆☆☆
$25 $3,900 $615 H7849-114-0
What is the most popular PPO plan in Cherokee?

HumanaChoice H7617-095 (PPO) is the top PPO in Cherokee, with 432 enrollees.

What is the number of PPO plans without Part D coverage in Cherokee?

There are 9 PPO plans in Cherokee without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
10
Average Monthly Premium
$11.68/mo
Total HMO Enrollment
1,817
$0 Premium HMO Plans
7
Average MOOP
$7,155
Top HMO by Enrollment
Humana Gold Plus H5619-152 (HMO) — 795 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Cherokee County, South Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Enhanced
☆☆☆☆☆
$56 $8,200 $500 H3146-040-0
Aetna Medicare Value Plus
☆☆☆☆☆
$22 $8,200 $615 H3146-011-0
HealthSpring Courage
☆☆☆☆☆
$0 $6,700 N/A H7020-005-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,250 $395 H7020-011-2
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,700 $0 H7020-010-2
Humana Gold Plus Giveback H5619-169
☆☆☆☆☆
$0 $9,250 $450 H5619-169-0
Humana Gold Plus H5619-152
☆☆☆☆☆
$0 $7,200 $350 H5619-152-0
Humana Gold Plus H5619-171
☆☆☆☆☆
$0 $9,250 $450 H5619-171-0
DEVOTED CORE 001 SC
☆☆☆☆☆
$0 $5,900 $370 H3041-001-0
DEVOTED PREMIUM 003 SC
☆☆☆☆☆
$39 $5,900 $615 H3041-003-0

What is the typical premium for HMO plans in Cherokee?

HMO plans in Cherokee cost $11.68 per month on average.

Which HMO plan do most beneficiaries choose in Cherokee?

The most popular HMO plan in Cherokee is Humana Gold Plus H5619-152 (HMO), with 795 enrollees.

How many HMO options are offered without prescription drug coverage in Cherokee?

There are 1 HMO plans in Cherokee without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 7
  • Average Monthly Premium $11.39/mo
  • Total HMO-POS Enrollment 281
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $7,100
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC SC-0005 (HMO-POS) — 104 enrollees
  • HMO-POS Plans Without Drug Coverage 2

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Cherokee County, South Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Wellcare Assist
☆☆☆☆☆
$35 $5,900 $475 H4847-005-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,250 $615 H4847-007-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $9,250 N/A H4847-006-0
Wellcare Simple
☆☆☆☆☆
$0 $5,200 $615 H4847-001-0
AARP Medicare Advantage from UHC SC-0005
☆☆☆☆☆
$0 $6,700 $440 H5322-040-0
AARP Medicare Advantage from UHC SC-0006
☆☆☆☆☆
$45 $6,700 $440 H5322-044-0
AARP Medicare Advantage Patriot No Rx SC-MA01
☆☆☆☆☆
$0 $6,700 N/A H5322-043-0
What is the total number of HMO-POS plans in Cherokee?

In 2026, Cherokee has 7 HMO-POS plans with 281 enrollees.

How much do HMO-POS plans cost in Cherokee?

The typical HMO-POS premium in Cherokee is $11.39, and 5 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Cherokee County, SC for 2026.

CMS Star Ratings for Medicare Advantage Plans in Cherokee County, SC (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 27 59%
3 Stars 19 41%
Below 3 Stars 0 0%
Not Rated 2 4%
Average Rating 3.87

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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