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2027 Medicare Advantage Plans in Lancaster County, SC

Last update: .

For 2027, Lancaster County, SC includes 34 Medicare Advantage plans. Enrollment across these plans totals approximately 7,189, with 25 $0 premium options and 41% rated 4 stars or higher.

At a Glance

  • Average Monthly Premium: $11.45/mo
  • $0 Premium Plans: 25
  • Average MOOP: $8,315 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 41% · 3 Stars: 59% · Below 3: 0%
  • Average Part D Deductible: $634.32
  • Total MA/MAPD Enrollment: 7,189
  • Plans with the Highest Enrollment
    (as of November 10, 2026)
    1. HumanaChoice H7617-095 (PPO) — 1,310 enrollees
    2. HealthSpring Preferred (HMO) — 792 enrollees
    3. HealthSpring Preferred Savings (HMO) — 727 enrollees

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Lancaster County, SC are provided separately. Or you can discover all Medicare Options in Lancaster County, SC. For a statewide view, browse Medicare Advantage plans in South Carolina to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
23
Average Monthly Premium
$14.49/mo
Total PPO Enrollment
4,133
$0 Premium PPO Plans
16
Average MOOP
$8,657
Top PPO by Enrollment
HumanaChoice H7617-095 (PPO) — 1,310 enrollees
PPO Plans Without Drug Coverage
9

2027 PPO Medicare Advantage plans in Lancaster County, South Carolina (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC SC-0004
☆☆☆☆☆
 $58 $7,150 $685 H2001-108-0
AARP Medicare Advantage Patriot No Rx SC-MA2
☆☆☆☆☆
 $0 $9,250 N/A H2001-140-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A H7617-096-0
HumanaChoice H7617-095
☆☆☆☆☆
 $0 $9,100 $700 H7617-095-0
Aetna Medicare Eagle
☆☆☆☆☆
 $0 $9,850 N/A H5521-279-0
Aetna Medicare Enhanced
☆☆☆☆☆
 $33 $9,850 $500 H5521-251-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A H5216-286-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,700 N/A H5216-217-0
HumanaChoice Giveback H5216-154
☆☆☆☆☆
 $0 $9,850 $700 H5216-154-0
HumanaChoice H5216-157
☆☆☆☆☆
 $0 $9,850 N/A H5216-157-0
HumanaChoice H5216-280
☆☆☆☆☆
 $7 $9,850 $700 H5216-280-2
HumanaChoice H5216-347
☆☆☆☆☆
 $0 $9,100 $700 H5216-347-0
HumanaChoice H5216-423
☆☆☆☆☆
 $0 $7,150 $550 H5216-423-0
HumanaChoice H5525-049
☆☆☆☆☆
 $52 $9,850 $450 H5525-049-0
BlueCross Blue Basic
☆☆☆☆☆
 $0 $5,900 N/A H8003-007-0
BlueCross Total
☆☆☆☆☆
 $39 $9,250 $600 H8003-001-0
BlueCross Total Value
☆☆☆☆☆
 $0 $9,850 $700 H8003-004-0
Humana Full Access R0110-020
☆☆☆☆☆
 $138 $9,850 $700 R0110-020-0
HumanaChoice R0110-019
☆☆☆☆☆
 $0 $7,200 N/A R0110-019-0
UHC Medicare Advantage Patriot No Rx GS-MA01
☆☆☆☆☆
 $0 $9,850 N/A R2604-005-0
HealthSpring True Choice
☆☆☆☆☆
 $6 $7,150 $500 H7849-136-1
Wellcare Assist Open
☆☆☆☆☆
 $0 $6,500 $700 H7326-007-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $6,300 $700 H7326-001-0

What is the typical premium for PPO plans available in Lancaster?

PPO plans in Lancaster cost $14.49 per month on average.

Which PPO plan do most beneficiaries choose in Lancaster?

The most popular PPO plan in Lancaster is HumanaChoice H7617-095 (PPO), with 1,310 enrollees.

How many PPO options are offered without drug coverage in Lancaster?

9 PPO plans in Lancaster do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 4
  • Average Monthly Premium $1.75/mo
  • Total HMO Enrollment 1,818
  • $0 Premium HMO Plans 3
  • Average MOOP $7,200
  • Top HMO by Enrollment HealthSpring Preferred (HMO) — 792 enrollees
  • HMO Plans Without Drug Coverage 1

2027 HMO Medicare Advantage plans in Lancaster County, South Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Value Plus
☆☆☆☆☆
 $7 $8,200 $500 H3146-011-0
HealthSpring Courage
☆☆☆☆☆
 $0 $6,700 N/A H7020-005-0
HealthSpring Preferred
☆☆☆☆☆
 $0 $7,150 $500 H7020-011-1
HealthSpring Preferred Savings
☆☆☆☆☆
 $0 $6,750 $600 H7020-010-1
What is the total number of HMO plans offered in Lancaster?

In 2027, Lancaster County has 4 HMO plans with 1,818 enrollees.

How much do HMO plans cost in Lancaster?

The typical HMO premium in Lancaster is $1.75, and 3 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
7
Average Monthly Premium
$7.00/mo
Total HMO-POS Enrollment
1,238
$0 Premium HMO-POS Plans
6
Average MOOP
$7,829
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC SC-0005 (HMO-POS) — 539 enrollees
HMO-POS Plans Without Drug Coverage
2

2027 HMO-POS Medicare Advantage plans in Lancaster County, South Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC SC-0005
☆☆☆☆☆
 $0 $7,150 $685 H5322-040-0
AARP Medicare Advantage from UHC SC-0006
☆☆☆☆☆
 $49 $7,150 $685 H5322-044-0
AARP Medicare Advantage Patriot No Rx SC-MA01
☆☆☆☆☆
 $0 $7,150 N/A H5322-043-0
Wellcare Assist
☆☆☆☆☆
 $0 $7,100 $700 H4847-005-0
Wellcare Giveback
☆☆☆☆☆
 $0 $9,850 $700 H4847-007-0
Wellcare Patriot Giveback
☆☆☆☆☆
 $0 $9,250 N/A H4847-006-0
Wellcare Simple
☆☆☆☆☆
 $0 $7,150 $700 H4847-001-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Lancaster cost $7.00 per month on average.
Which HMO-POS plan is most popular in Lancaster?
The most popular HMO-POS plan in Lancaster is AARP Medicare Advantage from UHC SC-0005 (HMO-POS), with 539 enrollees.
How many HMO-POS plans in Lancaster do not include drug coverage?
There are 2 HMO-POS plans in Lancaster without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Lancaster County, SC (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Lancaster County, SC (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 14 41%
3 Stars 20 59%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.62

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Lancaster County, South Carolina, including communities such as Heath Springs, Kershaw, Fort Mill, Lancaster, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .