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  1. 🏠
  2. Medicare Advantage Plans
  3. South Carolina
  4. Richland County

2026 Medicare Advantage Plans in Richland County, SC

Last update: September 2, 2026.

For 2026, Richland County, SC includes 38 Medicare Advantage plans. Enrollment across these plans totals approximately 19,656, with 27 $0 premium options and 53% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Richland County, SC are provided separately. Or you can discover all Medicare Options in Richland County, SC.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $10.83/mo
  • $0 Premium Plans: 27
  • Average MOOP: $8,000 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 53% · 3 Stars: 47% · Below 3: 0%
  • Average Part D Deductible: $521.61
  • Total MA/MAPD Enrollment: 19,656
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. BlueCross Total (PPO) — 2,284 enrollees
    2. Humana USAA Honor Giveback (PPO) — 1,834 enrollees
    3. BlueCross Total Value (PPO) — 1,821 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
25
Average Monthly Premium
$11.31/mo
Total PPO Enrollment
14,133
$0 Premium PPO Plans
18
Average MOOP
$8,220
Top PPO by Enrollment
BlueCross Total (PPO) — 2,284 enrollees
PPO Plans Without Drug Coverage
8

2026 PPO Medicare Advantage plans in Richland County, South Carolina (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC SC-0004
☆☆☆☆☆
$58 $6,700 $440 H2001-108-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $8,200 N/A H5521-279-0
Aetna Medicare Enhanced
☆☆☆☆☆
$29 $8,750 $615 H5521-251-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $8,750 $615 H5521-245-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $9,250 $615 H5521-500-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H7617-096-0
HumanaChoice Giveback H7617-094
☆☆☆☆☆
$0 $9,250 $450 H7617-094-0
HumanaChoice H7617-095
☆☆☆☆☆
$0 $6,750 $350 H7617-095-0
BlueCross Blue Basic
☆☆☆☆☆
$0 $5,900 N/A H8003-007-0
BlueCross Total
☆☆☆☆☆
$25 $8,900 $400 H8003-002-0
BlueCross Total Value
☆☆☆☆☆
$0 $9,250 $615 H8003-005-0
UHC Medicare Advantage Patriot No Rx GS-MA01
☆☆☆☆☆
$0 $9,250 N/A R2604-005-0
Wellcare Assist Open
☆☆☆☆☆
$28 $6,500 $615 H7326-007-0
Wellcare Simple Open
☆☆☆☆☆
$0 $6,300 $615 H7326-001-0
Humana Full Access R0110-020
☆☆☆☆☆
$100 $9,250 $615 R0110-020-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-217-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5216-286-0
HumanaChoice Giveback H5216-154
☆☆☆☆☆
$0 $9,250 $615 H5216-154-0
HumanaChoice Giveback H5216-345
☆☆☆☆☆
$0 $9,250 $450 H5216-345-0
HumanaChoice H5216-157
☆☆☆☆☆
$0 $9,250 N/A H5216-157-0
HumanaChoice H5216-280
☆☆☆☆☆
$36 $9,250 $615 H5216-280-2
HumanaChoice H5216-347
☆☆☆☆☆
$0 $6,750 $350 H5216-347-0
HumanaChoice H5216-423
☆☆☆☆☆
$0 $6,750 $450 H5216-423-0
HumanaChoice H5216-466
☆☆☆☆☆
$7 $9,250 $615 H5216-466-0
HumanaChoice R0110-019
☆☆☆☆☆
$0 $7,550 N/A R0110-019-0

What is the typical premium for PPO plans available in Richland?

PPO plans in Richland cost $11.31 per month on average.

Which PPO plan do most beneficiaries choose in Richland?

The most popular PPO plan in Richland is BlueCross Total (PPO), with 2,284 enrollees.

How many PPO options are offered without drug coverage in Richland?

8 PPO plans in Richland do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 5
  • Average Monthly Premium $4.46/mo
  • Total HMO Enrollment 3,292
  • $0 Premium HMO Plans 4
  • Average MOOP $8,420
  • Top HMO by Enrollment Humana Gold Plus H5619-152 (HMO) — 1,646 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Richland County, South Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Signature
☆☆☆☆☆
$0 $8,200 $500 H3146-014-0
Aetna Medicare Value Plus
☆☆☆☆☆
$22 $8,200 $615 H3146-011-0
Humana Gold Plus Giveback H5619-169
☆☆☆☆☆
$0 $9,250 $450 H5619-169-0
Humana Gold Plus H5619-152
☆☆☆☆☆
$0 $7,200 $350 H5619-152-0
Humana Gold Plus H5619-171
☆☆☆☆☆
$0 $9,250 $450 H5619-171-0
What is the total number of HMO plans offered in Richland?

In 2026, Richland County has 5 HMO plans with 3,292 enrollees.

How much do HMO plans cost in Richland?

The typical HMO premium in Richland is $4.46, and 4 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
7
Average Monthly Premium
$11.39/mo
Total HMO-POS Enrollment
1,990
$0 Premium HMO-POS Plans
5
Average MOOP
$7,100
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC SC-0005 (HMO-POS) — 600 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Richland County, South Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Wellcare Assist
☆☆☆☆☆
$35 $5,900 $475 H4847-005-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,250 $615 H4847-007-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $9,250 N/A H4847-006-0
Wellcare Simple
☆☆☆☆☆
$0 $5,200 $615 H4847-001-0
AARP Medicare Advantage from UHC SC-0005
☆☆☆☆☆
$0 $6,700 $440 H5322-040-0
AARP Medicare Advantage from UHC SC-0006
☆☆☆☆☆
$45 $6,700 $440 H5322-044-0
AARP Medicare Advantage Patriot No Rx SC-MA01
☆☆☆☆☆
$0 $6,700 N/A H5322-043-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Richland cost $11.39 per month on average.
Which HMO-POS plan is most popular in Richland?
The most popular HMO-POS plan in Richland is AARP Medicare Advantage from UHC SC-0005 (HMO-POS), with 600 enrollees.
How many HMO-POS plans in Richland do not include drug coverage?
There are 2 HMO-POS plans in Richland without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $27.00/mo
  • Total PFFS Enrollment 241
  • $0 Premium PFFS Plans 0
  • Average MOOP $6,700
  • Top PFFS by Enrollment Humana Gold Choice H8145-069 (PFFS) — 241 enrollees
  • PFFS Plans Without Drug Coverage 0

2026 PFFS Medicare Advantage plans in Richland County, South Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-069
☆☆☆☆☆
$27 $6,700 $615 H8145-069-0
What is the total number of PFFS plans in Richland?

There are 1 PFFS plans in 2026, covering 241 enrollees.

How much do PFFS plans cost in Richland?

The average PFFS premium in Richland is $27.00 per month, with 0 plans offering $0 premiums.

What is the top PFFS plan in Richland?

Humana Gold Choice H8145-069 (PFFS) is the top PFFS in Richland, with 241 enrollees.

What is the number of PFFS plans without Part D coverage in Richland?

0 PFFS plans in Richland do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Richland County, SC (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Richland County, SC (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 20 53%
3 Stars 18 47%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.83

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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