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2027 Medicare Advantage Plans in Spartanburg County, SC

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Spartanburg County, SC has 51 Medicare Advantage plans available in 2027. These include 40 plans with no monthly premium, and roughly 55% are rated at least 4 stars based on CMS data.

At a Glance

Average Monthly Premium: $9.08/mo
$0 Premium Plans: 40
Average MOOP: $8,482 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 55% · 3 Stars: 45% · Below 3: 0%
Average Part D Deductible: $614.89
Total MA/MAPD Enrollment: 28,687
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Humana Gold Plus H5619-152 (HMO) — 5,504 enrollees
2. DEVOTED CHOICE GIVEBACK 002 SC (PPO) — 3,292 enrollees
3. HumanaChoice H7617-095 (PPO) — 2,992 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Spartanburg County, SC. Or explore all Medicare Options available in Spartanburg County, SC. To understand how local plans fit into the broader market, visit our South Carolina Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 32
  • Average Monthly Premium $9.76/mo
  • Total PPO Enrollment 16,497
  • $0 Premium PPO Plans 25
  • Average MOOP $8,723
  • Top PPO by Enrollment DEVOTED CHOICE GIVEBACK 002 SC (PPO) — 3,292 enrollees
  • PPO Plans Without Drug Coverage 10

Comparison table of 2027 PPO Medicare Advantage Plans available in Spartanburg County, South Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC SC-0004
☆☆☆☆☆
 $58 $7,150 $685 H2001-108-0
AARP Medicare Advantage Patriot No Rx SC-MA2
☆☆☆☆☆
 $0 $9,250 N/A H2001-140-0
DEVOTED CHOICE 001 SC
☆☆☆☆☆
 $0 $7,050 $650 H7028-001-0
DEVOTED CHOICE GIVEBACK 002 SC
☆☆☆☆☆
 $0 $7,750 $461 H7028-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 040 SC
☆☆☆☆☆
 $0 $7,150 $700 H7028-040-0
DEVOTED CHOICE MA ONLY 003 SC
☆☆☆☆☆
 $0 $9,250 N/A H7028-003-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A H7617-096-0
HumanaChoice Giveback H7617-094
☆☆☆☆☆
 $0 $9,850 $700 H7617-094-0
HumanaChoice Giveback H7617-119
☆☆☆☆☆
 $0 $9,850 $700 H7617-119-0
HumanaChoice H7617-095
☆☆☆☆☆
 $0 $9,100 $700 H7617-095-0
Aetna Medicare Eagle
☆☆☆☆☆
 $0 $9,850 N/A H5521-279-0
Aetna Medicare Enhanced
☆☆☆☆☆
 $33 $9,850 $500 H5521-251-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $9,850 $500 H5521-319-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
 $0 $9,850 $500 H5521-140-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A H5216-286-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,700 N/A H5216-217-0
HumanaChoice Giveback H5216-154
☆☆☆☆☆
 $0 $9,850 $700 H5216-154-0
HumanaChoice Giveback H5216-345
☆☆☆☆☆
 $0 $9,850 $700 H5216-345-0
HumanaChoice H5216-157
☆☆☆☆☆
 $0 $9,850 N/A H5216-157-0
HumanaChoice H5216-280
☆☆☆☆☆
 $7 $9,850 $700 H5216-280-2
HumanaChoice H5216-347
☆☆☆☆☆
 $0 $9,100 $700 H5216-347-0
HumanaChoice H5216-423
☆☆☆☆☆
 $0 $7,150 $550 H5216-423-0
HumanaChoice H5216-466
☆☆☆☆☆
 $25 $9,850 $700 H5216-466-0
BlueCross Blue Basic
☆☆☆☆☆
 $0 $5,900 N/A H8003-007-0
BlueCross Total
☆☆☆☆☆
 $39 $9,250 $600 H8003-001-0
BlueCross Total Value
☆☆☆☆☆
 $0 $9,850 $700 H8003-004-0
Humana Full Access R0110-020
☆☆☆☆☆
 $138 $9,850 $700 R0110-020-0
HumanaChoice R0110-019
☆☆☆☆☆
 $0 $7,200 N/A R0110-019-0
UHC Medicare Advantage Patriot No Rx GS-MA01
☆☆☆☆☆
 $0 $9,850 N/A R2604-005-0
HealthSpring True Choice
☆☆☆☆☆
 $12 $6,750 $500 H7849-136-2
Wellcare Assist Open
☆☆☆☆☆
 $0 $6,500 $700 H7326-007-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $6,300 $700 H7326-001-0
What is the most popular PPO plan in Spartanburg?

DEVOTED CHOICE GIVEBACK 002 SC (PPO) is the top PPO in Spartanburg, with 3,292 enrollees.

What is the number of PPO plans without Part D coverage in Spartanburg?

There are 10 PPO plans in Spartanburg without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
11
Average Monthly Premium
$4.18/mo
Total HMO Enrollment
10,218
$0 Premium HMO Plans
9
Average MOOP
$8,073
Top HMO by Enrollment
Humana Gold Plus H5619-152 (HMO) — 5,504 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2027 HMO Medicare Advantage Plans available in Spartanburg County, South Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 001 SC
☆☆☆☆☆
 $0 $5,900 $650 H3041-001-0
Humana Gold Plus Giveback H5619-169
☆☆☆☆☆
 $0 $9,850 $700 H5619-169-0
Humana Gold Plus H5619-152
☆☆☆☆☆
 $0 $9,850 $450 H5619-152-0
Humana Gold Plus H5619-171
☆☆☆☆☆
 $0 $9,850 $550 H5619-171-0
Aetna Medicare Enhanced
☆☆☆☆☆
 $39 $8,200 $300 H3146-040-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $8,200 $500 H3146-014-0
Aetna Medicare Signature Extra
☆☆☆☆☆
 $0 $8,200 $400 H3146-050-0
Aetna Medicare Value Plus
☆☆☆☆☆
 $7 $8,200 $500 H3146-011-0
HealthSpring Courage
☆☆☆☆☆
 $0 $6,700 N/A H7020-005-0
HealthSpring Preferred
☆☆☆☆☆
 $0 $7,150 $500 H7020-011-2
HealthSpring Preferred Savings
☆☆☆☆☆
 $0 $6,700 $600 H7020-010-2

What is the typical premium for HMO plans in Spartanburg?

HMO plans in Spartanburg cost $4.18 per month on average.

Which HMO plan do most beneficiaries choose in Spartanburg?

The most popular HMO plan in Spartanburg is Humana Gold Plus H5619-152 (HMO), with 5,504 enrollees.

How many HMO options are offered without prescription drug coverage in Spartanburg?

There are 1 HMO plans in Spartanburg without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 7
  • Average Monthly Premium $7.00/mo
  • Total HMO-POS Enrollment 1,668
  • $0 Premium HMO-POS Plans 6
  • Average MOOP $7,829
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC SC-0005 (HMO-POS) — 688 enrollees
  • HMO-POS Plans Without Drug Coverage 2

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Spartanburg County, South Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC SC-0005
☆☆☆☆☆
 $0 $7,150 $685 H5322-040-0
AARP Medicare Advantage from UHC SC-0006
☆☆☆☆☆
 $49 $7,150 $685 H5322-044-0
AARP Medicare Advantage Patriot No Rx SC-MA01
☆☆☆☆☆
 $0 $7,150 N/A H5322-043-0
Wellcare Assist
☆☆☆☆☆
 $0 $7,100 $700 H4847-005-0
Wellcare Giveback
☆☆☆☆☆
 $0 $9,850 $700 H4847-007-0
Wellcare Patriot Giveback
☆☆☆☆☆
 $0 $9,250 N/A H4847-006-0
Wellcare Simple
☆☆☆☆☆
 $0 $7,150 $700 H4847-001-0
What is the total number of HMO-POS plans in Spartanburg?

In 2027, Spartanburg has 7 HMO-POS plans with 1,668 enrollees.

How much do HMO-POS plans cost in Spartanburg?

The typical HMO-POS premium in Spartanburg is $7.00, and 6 plans have no monthly premium.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$56.00/mo
Total PFFS Enrollment
304
$0 Premium PFFS Plans
0
Average MOOP
$9,850
Top PFFS by Enrollment
Humana Gold Choice H8145-069 (PFFS) — 304 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2027 PFFS Medicare Advantage Plans available in Spartanburg County, South Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-069
☆☆☆☆☆
 $56 $9,850 $700 H8145-069-0
What is the average monthly premium for PFFS plans?
PFFS plans in Spartanburg cost $56.00 per month on average.
Which PFFS plan is most popular in Spartanburg?
The most popular PFFS plan in Spartanburg is Humana Gold Choice H8145-069 (PFFS), with 304 enrollees.
How many PFFS plans in Spartanburg do not include drug coverage?
There are 0 PFFS plans in Spartanburg without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Spartanburg County, SC for 2027.

CMS Star Ratings for Medicare Advantage Plans in Spartanburg County, SC (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 28 55%
3 Stars 23 45%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.78

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Spartanburg County, South Carolina, including communities such as Spartanburg, Boiling Springs, Campobello, Chesnee, Cowpens, Duncan, Enoree, Inman, Landrum, Lyman, Moore, Pacolet, Pauline, Roebuck, Wellford, Woodruff, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .