• Skip to main content
  • Skip to secondary menu
  • Skip to footer
Medicare Plans

Medicare Plans

We are Medicare Plans

  • Medicare Options
  • Costs
  • Answers
    • Eligibility
    • Options
    • Enrollment
    • Costs
    • Coverage
  • Medicare Advantage
  • Special Needs
  • Medicare Supplement
  • Prescription Drugs
  1. 🏠
  2. Medicare Advantage Plans
  3. Tennessee
  4. Bedford County

2026 Medicare Advantage Plans in Bedford County, TN

Last update: September 2, 2026.

For 2026, Bedford County, TN includes 25 Medicare Advantage plans. Enrollment across these plans totals approximately 3,792, with 15 $0 premium options and 56% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Bedford County, TN are summarized separately. Visit Medicare Options in Bedford County, TN to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $22.16/mo
  • $0 Premium Plans: 15
  • Average MOOP: $5,653 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 56% · 3 Stars: 44% · Below 3: 0%
  • Average Part D Deductible: $453.68
  • Total MA/MAPD Enrollment: 3,792
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. BlueAdvantage Garnet (PPO) — 973 enrollees
    2. HealthSpring Preferred (HMO) — 858 enrollees
    3. AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS) — 783 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
11
Average Monthly Premium
$36.85/mo
Total PPO Enrollment
1,511
$0 Premium PPO Plans
6
Average MOOP
$5,607
Top PPO by Enrollment
BlueAdvantage Garnet (PPO) — 973 enrollees
PPO Plans Without Drug Coverage
3

2026 PPO Medicare Advantage plans in Bedford County, Tennessee (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $8,200 N/A H5521-279-0
Aetna Medicare Enhanced
☆☆☆☆☆
$28 $6,750 $615 H5521-501-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H5521-254-0
BlueAdvantage Diamond
☆☆☆☆☆
$157 $2,975 $250 H7917-009-0
BlueAdvantage Extra
☆☆☆☆☆
$28 $5,100 $615 H7917-041-0
BlueAdvantage Freedom
☆☆☆☆☆
$0 $3,200 N/A H7917-039-0
BlueAdvantage Garnet
☆☆☆☆☆
$0 $5,900 $250 H7917-032-0
BlueAdvantage Ruby
☆☆☆☆☆
$107 $4,150 $250 H7917-013-0
HumanaChoice R0110-017
☆☆☆☆☆
$0 $4,650 N/A R0110-017-0
HumanaChoice R0110-018
☆☆☆☆☆
$86 $6,500 $590 R0110-018-0
HealthSpring True Choice
☆☆☆☆☆
$0 $7,500 $250 H7849-153-0

What is the average monthly premium for PPO plans in Bedford?

PPO plans in Bedford cost $36.85 per month on average.

Which PPO plan has the highest enrollment in Bedford?

The most popular PPO plan in Bedford is BlueAdvantage Garnet (PPO), with 973 enrollees.

How many PPO plans in Bedford do not include prescription drug coverage?

3 PPO plans in Bedford do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 3
  • Average Monthly Premium $5.03/mo
  • Total HMO Enrollment 997
  • $0 Premium HMO Plans 2
  • Average MOOP $5,183
  • Top HMO by Enrollment HealthSpring Preferred (HMO) — 858 enrollees
  • HMO Plans Without Drug Coverage 1

2026 HMO Medicare Advantage plans in Bedford County, Tennessee (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Value Plus
☆☆☆☆☆
$15 $6,750 $615 H3146-012-0
HealthSpring Courage
☆☆☆☆☆
$0 $3,900 N/A H4513-033-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,900 $200 H4513-049-2
What is the top HMO by enrollment in Bedford?

HealthSpring Preferred (HMO) is the top HMO in Bedford, with 858 enrollees.

What is the number of HMO plans without Part D coverage in Bedford?

1 HMO plans in Bedford do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
11
Average Monthly Premium
$12.15/mo
Total HMO-POS Enrollment
1,284
$0 Premium HMO-POS Plans
7
Average MOOP
$5,828
Top HMO-POS by Enrollment
AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS) — 783 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Bedford County, Tennessee (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC TN-0006
☆☆☆☆☆
$63 $5,400 $520 H5253-084-0
AARP Medicare Advantage Giveback from UHC TC-4
☆☆☆☆☆
$0 $6,700 $600 H5253-121-0
AARP Medicare Advantage Patriot No Rx TC-MA01
☆☆☆☆☆
$0 $3,900 N/A H5253-113-0
Wellcare Assist
☆☆☆☆☆
$28 $4,800 $615 H1416-042-0
Wellcare Assist
☆☆☆☆☆
$24 $4,800 $615 H1416-083-0
Wellcare Giveback
☆☆☆☆☆
$0 $6,700 $615 H1416-079-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $4,800 N/A H1416-061-0
Wellcare Simple
☆☆☆☆☆
$0 $4,800 $615 H1416-077-0
Wellpoint Extra Help
☆☆☆☆☆
$0 $9,000 $390 H5828-008-0
Wellpoint Medicare Advantage
☆☆☆☆☆
$19 $6,750 $200 H5828-013-0
Wellpoint Medicare Advantage 2
☆☆☆☆☆
$0 $6,460 $200 H5828-016-0

What is the typical premium for HMO-POS plans in Bedford?

HMO-POS plans in Bedford cost $12.15 per month on average.

Which HMO-POS plan has the most members in Bedford?

The most popular HMO-POS plan in Bedford is AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS), with 783 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Bedford?

There are 2 HMO-POS plans in Bedford without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Bedford County, TN (2026) are summarized below.

Medicare Advantage Plan Ratings in Bedford County, TN (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 14 56%
3 Stars 11 44%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.66

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

Footer

About This Site

  • About MedicarePlans.com
  • How We Use CMS Data
  • How We Make Money
  • Editorial Policy
  • Why We Exist

Policies & Standards

    • Privacy Policy
    • Contact Us
    • Terms of Use
    • Medicare Publishing Excellence Standards
    • Medicare AI Visibility Study
    • 2027 Medicare Advantage Market Study

 

Trademark Notice

MedicarePlans.com uses U.S. trademarks, service marks, and registered trademarks solely for purposes of identification, description, and factual reference. All such use constitutes nominative fair use and does not imply affiliation, endorsement, or sponsorship by any trademark holder.

© 2026 MedicarePlans.com. All Rights Reserved
MedicarePlans.com is an independent, non-commercial Medicare data platform.
Editorial stewardship: David W. Bynon