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  1. 🏠
  2. Medicare Advantage Plans
  3. Tennessee
  4. Chester County

2027 Medicare Advantage Plans in Chester County, TN

Last update: November 7, 2026.

In Chester County, TN, there are 30 Medicare Advantage plans available for 2027. Of these, 16 offer a $0 monthly premium, and about 47% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$23.29/mo
Plans with $0 Premium
16
Average MOOP Limit
$6,156 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 47% · 3 Stars: 53% · Below 3: 0%
Average Part D Deductible
$595.22
Total MA/MAPD Enrollment
1,148
Plans with the Highest Enrollment
(as of November 10, 2026)
1. BlueAdvantage Garnet (PPO) — 488 enrollees
2. Humana Gold Plus H4461-025 (HMO) — 181 enrollees
3. HealthSpring Preferred (HMO) — 113 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Chester County, TN. Or explore all Medicare Options available in Chester County, TN. To understand how local plans fit into the broader market, visit our Tennessee Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
15
Average Monthly Premium
$37.29/mo
Total PPO Enrollment
581
$0 Premium PPO Plans
6
Average MOOP
$6,243
Top PPO by Enrollment
BlueAdvantage Garnet (PPO) — 488 enrollees
PPO Plans Without Drug Coverage
4

PPO Medicare Advantage plan comparison – Chester County, Tennessee, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC TN-0002
☆☆☆☆☆
$0 $6,700 $685 H2001-094-0
Humana Value Plus H7617-088
☆☆☆☆☆
$14 $5,400 $700 H7617-088-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $9,850 N/A H5521-279-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$29 $9,850 $700 H5521-501-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $3,400 N/A H5216-235-0
Humana Value Plus H5216-180
☆☆☆☆☆
$14 $5,400 $700 H5216-180-0
HumanaChoice H5216-097
☆☆☆☆☆
$85 $9,100 $400 H5216-097-0
BlueAdvantage Diamond
☆☆☆☆☆
$161 $4,450 $700 H7917-009-0
BlueAdvantage Emerald
☆☆☆☆☆
$25 $5,900 $700 H7917-047-0
BlueAdvantage Extra
☆☆☆☆☆
$13 $7,150 $700 H7917-041-0
BlueAdvantage Freedom
☆☆☆☆☆
$0 $4,450 N/A H7917-039-0
BlueAdvantage Garnet
☆☆☆☆☆
$0 $5,900 $700 H7917-033-0
BlueAdvantage Ruby
☆☆☆☆☆
$95 $4,450 $700 H7917-012-0
HumanaChoice R0110-017
☆☆☆☆☆
$0 $4,650 N/A R0110-017-0
HumanaChoice R0110-018
☆☆☆☆☆
$124 $7,000 $700 R0110-018-0
What is the total number of PPO plans offered in Chester?

Chester County has 15 PPO plans for 2027, with 581 enrolled.

How much do PPO plans cost in Chester?

The typical PPO premium in Chester is $37.29, and 6 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
6
Average Monthly Premium
$2.28/mo
Total HMO Enrollment
346
$0 Premium HMO Plans
5
Average MOOP
$5,525
Top HMO by Enrollment
Humana Gold Plus H4461-025 (HMO) — 181 enrollees
HMO Plans Without Drug Coverage
2

HMO Medicare Advantage plan comparison – Chester County, Tennessee, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H4461-025
☆☆☆☆☆
$0 $7,150 $395 H4461-025-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $3,750 N/A H4461-004-0
Aetna Medicare Value Plus
☆☆☆☆☆
$0 $6,750 $400 H3146-012-0
HealthSpring Courage
☆☆☆☆☆
$0 $3,900 N/A H4513-033-0
HealthSpring Preferred
☆☆☆☆☆
$0 $6,200 $500 H4513-049-5
HealthSpring Primary
☆☆☆☆☆
$14 $5,400 $700 H4513-053-0
What is the average monthly premium for HMO plans?
HMO plans in Chester cost $2.28 per month on average.
Which HMO plan is most popular in Chester?
The most popular HMO plan in Chester is Humana Gold Plus H4461-025 (HMO), with 181 enrollees.
How many HMO plans in Chester do not include drug coverage?
There are 2 HMO plans in Chester without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 9
  • Average Monthly Premium $13.97/mo
  • Total HMO-POS Enrollment 221
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $6,431
  • Top HMO-POS by Enrollment AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS) — 87 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Chester County, Tennessee, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Direct Plus from UHC TN-8
☆☆☆☆☆
$0 $6,400 $505 H5253-249-0
AARP Medicare Advantage from UHC TN-0003
☆☆☆☆☆
$0 $6,400 $685 H5253-081-0
AARP Medicare Advantage from UHC TN-0004
☆☆☆☆☆
$22 $4,450 $495 H5253-082-0
AARP Medicare Advantage Giveback from UHC TC-4
☆☆☆☆☆
$0 $7,150 $685 H5253-121-0
AARP Medicare Advantage Patriot No Rx TC-MA01
☆☆☆☆☆
$0 $4,450 N/A H5253-113-0
HealthSpring Premier
☆☆☆☆☆
$50 $6,150 $500 H4513-036-0
Wellpoint Extra Help
☆☆☆☆☆
$14 $9,000 $700 H5828-008-0
Wellpoint Medicare Advantage
☆☆☆☆☆
$40 $6,750 $475 H5828-013-0
Wellpoint Medicare Advantage 2
☆☆☆☆☆
$0 $7,125 $265 H5828-016-0
What is the total number of HMO-POS plans in Chester?

There are 9 HMO-POS plans in 2027, covering 221 enrollees.

How much do HMO-POS plans cost in Chester?

The average HMO-POS premium in Chester is $13.97 per month, with 5 plans offering $0 premiums.

What is the leading HMO-POS plan in Chester?

AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS) is the top HMO-POS in Chester, with 87 enrollees.

What is the number of HMO-POS plans without Part D coverage in Chester?

1 HMO-POS plans in Chester do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Chester County, TN for 2027.

CMS Star Ratings for Medicare Advantage Plans in Chester County, TN (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 14 47%
3 Stars 16 53%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.75

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Chester County, Tennessee, including communities such as Henderson, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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