2026 Medicare Advantage Plans in Monroe County, TN
Last update: . Enrollment data updated: August 15, 2026
In Monroe County, TN, there are 35 Medicare Advantage plans available for 2026. Of these, 22 offer a $0 monthly premium, and about 49% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Monroe County, TN. Or explore all Medicare Options available in Monroe County, TN.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Value Plus H7617-088 | $28 | $4,900 | $615 | H7617-088-0 | |
| UHC Medicare Advantage TC-0001 | $0 | $6,700 | $440 | H2001-104-0 | |
| BlueAdvantage Diamond | $147 | $2,975 | $250 | H7917-010-0 | |
| BlueAdvantage Extra | $28 | $5,100 | $615 | H7917-041-0 | |
| BlueAdvantage Freedom | $0 | $3,200 | N/A | H7917-039-0 | |
| BlueAdvantage Ruby | $92 | $3,850 | $250 | H7917-014-0 | |
| BlueAdvantage Sapphire | $0 | $4,200 | $250 | H7917-038-0 | |
| DEVOTED CHOICE 007 TN | $0 | $5,500 | $375 | H9231-007-0 | |
| DEVOTED CHOICE GIVEBACK 002 TN | $0 | $8,300 | $605 | H9231-002-0 | |
| Humana USAA Honor Giveback | $0 | $3,400 | N/A | H5216-235-0 | |
| Humana Value Plus H5216-180 | $28 | $4,900 | $615 | H5216-180-0 | |
| HumanaChoice H5216-097 | $55 | $8,850 | $590 | H5216-097-0 | |
| HumanaChoice R0110-017 | $0 | $4,650 | N/A | R0110-017-0 | |
| HumanaChoice R0110-018 | $86 | $6,500 | $590 | R0110-018-0 | |
| HealthSpring True Choice | $0 | $7,500 | $250 | H7849-153-0 |
What is the total number of PPO plans offered in Monroe?
Monroe County has 15 PPO plans for 2026, with 1,317 enrolled.
How much do PPO plans cost in Monroe?
The typical PPO premium in Monroe is $30.87, and 8 plans have no monthly premium.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 8
- Average Monthly Premium
- $10.50/mo
- Total HMO Enrollment
- 2,771
- $0 Premium HMO Plans
- 6
- Average MOOP
- $4,000
- Top HMO by Enrollment
- Humana Gold Plus H4461-041 (HMO) — 1,028 enrollees
- HMO Plans Without Drug Coverage
- 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| HealthSpring Courage | $0 | $3,900 | N/A | H4513-033-0 | |
| HealthSpring Preferred | $0 | $4,650 | $300 | H4513-037-0 | |
| Humana Gold Plus H4461-035 | $0 | $3,600 | $590 | H4461-035-0 | |
| Humana Gold Plus H4461-040 | $74 | $1,900 | $615 | H4461-040-0 | |
| Humana Gold Plus H4461-041 | $10 | $3,200 | $615 | H4461-041-0 | |
| Humana USAA Honor Giveback | $0 | $3,750 | N/A | H4461-004-0 | |
| DEVOTED CORE 001 TN | $0 | $4,300 | $375 | H7605-001-0 | |
| DEVOTED GIVEBACK 002 TN | $0 | $6,700 | $605 | H7605-002-0 |
- What is the average monthly premium for HMO plans?
- HMO plans in Monroe cost $10.50 per month on average.
- Which HMO plan is most popular in Monroe?
- The most popular HMO plan in Monroe is Humana Gold Plus H4461-041 (HMO), with 1,028 enrollees.
- How many HMO plans in Monroe do not include drug coverage?
- There are 2 HMO plans in Monroe without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 12
- Average Monthly Premium $9.38/mo
- Total HMO-POS Enrollment 1,553
- $0 Premium HMO-POS Plans 8
- Average MOOP $5,534
- Top HMO-POS by Enrollment AARP Medicare Advantage from UHC TC-0002 (HMO-POS) — 916 enrollees
- HMO-POS Plans Without Drug Coverage 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC TC-0002 | $0 | $4,200 | $355 | H5253-047-0 | |
| AARP Medicare Advantage from UHC TC-0003 | $42 | $3,500 | $355 | H5253-048-0 | |
| AARP Medicare Advantage Giveback from UHC TC-4 | $0 | $6,700 | $600 | H5253-121-0 | |
| AARP Medicare Advantage Patriot No Rx TC-MA01 | $0 | $3,900 | N/A | H5253-113-0 | |
| Wellcare Assist | $28 | $4,800 | $615 | H1416-042-0 | |
| Wellcare Assist | $24 | $4,800 | $615 | H1416-083-0 | |
| Wellcare Giveback | $0 | $6,700 | $615 | H1416-079-0 | |
| Wellcare Patriot Giveback | $0 | $4,800 | N/A | H1416-061-0 | |
| Wellcare Simple | $0 | $4,800 | $615 | H1416-077-0 | |
| Wellpoint Extra Help | $0 | $9,000 | $390 | H5828-008-0 | |
| Wellpoint Medicare Advantage | $19 | $6,750 | $200 | H5828-013-0 | |
| Wellpoint Medicare Advantage 2 | $0 | $6,460 | $200 | H5828-016-0 |
What is the total number of HMO-POS plans in Monroe?
There are 12 HMO-POS plans in 2026, covering 1,553 enrollees.
How much do HMO-POS plans cost in Monroe?
The average HMO-POS premium in Monroe is $9.38 per month, with 8 plans offering $0 premiums.
What is the leading HMO-POS plan in Monroe?
AARP Medicare Advantage from UHC TC-0002 (HMO-POS) is the top HMO-POS in Monroe, with 916 enrollees.
What is the number of HMO-POS plans without Part D coverage in Monroe?
2 HMO-POS plans in Monroe do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Monroe County, TN for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 17 | 49% |
| 3 Stars | 18 | 51% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.64 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed August 15, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed August 15, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed August 15, 2026
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.