2026 Medicare Advantage Plans in Obion County, TN
Last update: . Enrollment data updated: May 2, 2026
In Obion County, TN, there are 25 Medicare Advantage plans available for 2026. Of these, 15 offer a $0 monthly premium, and about 52% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Obion County, TN. Or explore all Medicare Options available in Obion County, TN.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 11
- Average Monthly Premium $37.73/mo
- Total PPO Enrollment 878
- $0 Premium PPO Plans 5
- Average MOOP $4,570
- Top PPO by Enrollment BlueAdvantage Garnet (PPO) — 630 enrollees
- PPO Plans Without Drug Coverage 3
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC TN-0002 | $0 | $5,900 | $440 | H2001-094-0 | |
| Humana Value Plus H7617-088 | $28 | $4,900 | $615 | H7617-088-0 | |
| BlueAdvantage Diamond | $157 | $2,975 | $250 | H7917-009-0 | |
| BlueAdvantage Extra | $28 | $5,100 | $615 | H7917-041-0 | |
| BlueAdvantage Freedom | $0 | $3,200 | N/A | H7917-039-0 | |
| BlueAdvantage Garnet | $0 | $4,900 | $250 | H7917-033-0 | |
| BlueAdvantage Ruby | $89 | $3,850 | $250 | H7917-012-0 | |
| Humana USAA Honor Giveback | $0 | $3,400 | N/A | H5216-235-0 | |
| Humana Value Plus H5216-180 | $28 | $4,900 | $615 | H5216-180-0 | |
| HumanaChoice R0110-017 | $0 | $4,650 | N/A | R0110-017-0 | |
| HumanaChoice R0110-018 | $86 | $6,500 | $590 | R0110-018-0 |
What is the total number of PPO plans offered in Obion?
There are 11 PPO plans in 2026, covering 878 beneficiaries.
How much do PPO plans cost in Obion?
The average PPO premium in Obion is $37.73 per month, with 5 plans offering $0 premiums.
What is the most popular PPO plan in Obion?
BlueAdvantage Garnet (PPO) is the top PPO in Obion, with 630 enrollees.
What is the number of PPO plans without Part D coverage in Obion?
There are 3 PPO plans in Obion without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 2
- Average Monthly Premium
- $0.00/mo
- Total HMO Enrollment
- 477
- $0 Premium HMO Plans
- 2
- Average MOOP
- $4,225
- Top HMO by Enrollment
- Humana Gold Plus H4461-025 (HMO) — 454 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Plus H4461-025 | $0 | $4,700 | $615 | H4461-025-0 | |
| Humana USAA Honor Giveback | $0 | $3,750 | N/A | H4461-004-0 |
What is the average monthly premium for HMO plans?
HMO plans in Obion cost $0.00 per month on average.
Which HMO plan is most popular in Obion?
The most popular HMO plan in Obion is Humana Gold Plus H4461-025 (HMO), with 454 enrollees.
How many HMO plans in Obion do not include drug coverage?
There are 1 HMO plans in Obion without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC TN-0003 | $0 | $5,400 | $440 | H5253-081-0 | |
| AARP Medicare Advantage from UHC TN-0004 | $19 | $3,800 | $340 | H5253-082-0 | |
| AARP Medicare Advantage Giveback from UHC TC-4 | $0 | $6,700 | $600 | H5253-121-0 | |
| AARP Medicare Advantage Patriot No Rx TC-MA01 | $0 | $3,900 | N/A | H5253-113-0 | |
| Wellcare Assist | $28 | $4,800 | $615 | H1416-042-0 | |
| Wellcare Assist | $24 | $4,800 | $615 | H1416-083-0 | |
| Wellcare Giveback | $0 | $6,700 | $615 | H1416-079-0 | |
| Wellcare Patriot Giveback | $0 | $4,800 | N/A | H1416-061-0 | |
| Wellcare Simple | $0 | $4,800 | $615 | H1416-077-0 | |
| Wellpoint Extra Help | $0 | $9,000 | $390 | H5828-008-0 | |
| Wellpoint Medicare Advantage | $19 | $6,750 | $200 | H5828-013-0 | |
| Wellpoint Medicare Advantage 2 | $0 | $6,460 | $200 | H5828-016-0 |
What is the leading HMO-POS plan in Obion?
AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS) is the top HMO-POS in Obion, with 85 enrollees.
What is the number of HMO-POS plans without Part D coverage in Obion?
2 HMO-POS plans in Obion do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Obion County, TN for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 13 | 52% |
| 3 Stars | 12 | 48% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.64 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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