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  1. 🏠
  2. Medicare Advantage Plans
  3. Tennessee
  4. Sumner County

2027 Medicare Advantage Plans in Sumner County, TN

Last update: October 5, 2026.

For 2027, Sumner County, TN includes 37 Medicare Advantage plans. Enrollment across these plans totals approximately 16,842, with 27 $0 premium options and 32% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $18.77/mo
  • $0 Premium Plans: 27
  • Average MOOP: $6,859 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 32% · 3 Stars: 68% · Below 3: 0%
  • Average Part D Deductible: $598.90
  • Total MA/MAPD Enrollment: 16,842
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. HealthSpring Preferred (HMO) — 6,194 enrollees
    2. BlueAdvantage Garnet (PPO) — 4,528 enrollees
    3. HealthSpring Preferred Extra Savings (HMO) — 1,379 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Sumner County, TN are summarized separately. Visit Medicare Options in Sumner County, TN to see more options. For a broader perspective, explore Tennessee Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
17
Average Monthly Premium
$29.35/mo
Total PPO Enrollment
5,393
$0 Premium PPO Plans
12
Average MOOP
$6,876
Top PPO by Enrollment
BlueAdvantage Garnet (PPO) — 4,528 enrollees
PPO Plans Without Drug Coverage
4

2027 PPO Medicare Advantage plans in Sumner County, Tennessee (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
DEVOTED CHOICE 026 TN
☆☆☆☆☆
$0 $5,700 $650 H7028-026-0
DEVOTED CHOICE GIVEBACK 020 TN
☆☆☆☆☆
$0 $9,850 $650 H7028-020-0
DEVOTED CHOICE GIVEBACK EXTRAS 042 TN
☆☆☆☆☆
$0 $7,400 $700 H7028-042-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $9,850 N/A H5521-279-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $3,400 N/A H5216-235-0
HumanaChoice H5216-097
☆☆☆☆☆
$85 $9,100 $400 H5216-097-0
BlueAdvantage Diamond
☆☆☆☆☆
$161 $4,450 $700 H7917-009-0
BlueAdvantage Extra
☆☆☆☆☆
$13 $7,150 $700 H7917-041-0
BlueAdvantage Freedom
☆☆☆☆☆
$0 $4,450 N/A H7917-039-0
BlueAdvantage Garnet
☆☆☆☆☆
$0 $7,145 $700 H7917-032-0
BlueAdvantage Ruby
☆☆☆☆☆
$116 $4,450 $700 H7917-013-0
DEVOTED CHOICE 015 TN
☆☆☆☆☆
$0 $6,400 $650 H9231-015-0
DEVOTED CHOICE GIVEBACK 005 TN
☆☆☆☆☆
$0 $9,350 $461 H9231-005-0
HumanaChoice R0110-017
☆☆☆☆☆
$0 $4,650 N/A R0110-017-0
HumanaChoice R0110-018
☆☆☆☆☆
$124 $7,000 $700 R0110-018-0
Zing Open Choice TN
☆☆☆☆☆
$0 $6,700 $450 H6876-009-0
HealthSpring True Choice
☆☆☆☆☆
$0 $9,850 $700 H7849-153-0
What is the average monthly premium for PPO plans in Sumner?
PPO plans in Sumner cost $29.35 per month on average.
Which PPO plan has the highest enrollment in Sumner?
The most popular PPO plan in Sumner is BlueAdvantage Garnet (PPO), with 4,528 enrollees.
How many PPO plans in Sumner do not include prescription drug coverage?
4 PPO plans in Sumner do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
13
Average Monthly Premium
$1.05/mo
Total HMO Enrollment
9,478
$0 Premium HMO Plans
12
Average MOOP
$6,919
Top HMO by Enrollment
HealthSpring Preferred (HMO) — 6,194 enrollees
HMO Plans Without Drug Coverage
2

2027 HMO Medicare Advantage plans in Sumner County, Tennessee (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $9,850 $500 H4461-039-0
Humana Total Complete
☆☆☆☆☆
$0 $9,150 $700 H4461-043-2
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $3,750 N/A H4461-004-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $400 H3146-060-0
Aetna Medicare Value Plus
☆☆☆☆☆
$0 $6,750 $400 H3146-012-0
DEVOTED CORE 007 TN
☆☆☆☆☆
$0 $6,400 $650 H7605-007-0
DEVOTED GIVEBACK 008 TN
☆☆☆☆☆
$0 $9,500 $461 H7605-008-0
HealthSpring Courage
☆☆☆☆☆
$0 $3,900 N/A H4513-033-0
HealthSpring Preferred
☆☆☆☆☆
$0 $6,000 $500 H4513-049-1
HealthSpring Preferred Extra Savings
☆☆☆☆☆
$0 $8,950 $700 H4513-090-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $7,150 $700 H4513-068-1
HealthSpring Primary
☆☆☆☆☆
$14 $5,400 $700 H4513-053-0
Zing Select Care TN-MS
☆☆☆☆☆
$0 $6,400 $500 H4624-044-0
What is the total number of HMO plans offered in Sumner?

There are 13 HMO plans in 2027, covering 9,478 enrollees.

How much do HMO plans cost in Sumner?

The average HMO premium in Sumner is $1.05 per month, with 12 plans offering $0 premiums.

What is the top HMO by enrollment in Sumner?

HealthSpring Preferred (HMO) is the top HMO in Sumner, with 6,194 enrollees.

What is the number of HMO plans without Part D coverage in Sumner?

2 HMO plans in Sumner do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
7
Average Monthly Premium
$25.96/mo
Total HMO-POS Enrollment
1,971
$0 Premium HMO-POS Plans
3
Average MOOP
$6,706
Top HMO-POS by Enrollment
AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS) — 1,029 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Sumner County, Tennessee (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage from UHC TN-0006
☆☆☆☆☆
$78 $6,300 $685 H5253-084-0
AARP Medicare Advantage Giveback from UHC TC-4
☆☆☆☆☆
$0 $7,150 $685 H5253-121-0
AARP Medicare Advantage Patriot No Rx TC-MA01
☆☆☆☆☆
$0 $4,450 N/A H5253-113-0
HealthSpring Premier
☆☆☆☆☆
$50 $6,150 $500 H4513-036-0
Wellpoint Extra Help
☆☆☆☆☆
$14 $9,000 $700 H5828-008-0
Wellpoint Medicare Advantage
☆☆☆☆☆
$40 $6,750 $475 H5828-013-0
Wellpoint Medicare Advantage 2
☆☆☆☆☆
$0 $7,145 $550 H5828-015-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Sumner cost $25.96 per month on average.

Which HMO-POS plan is most popular in Sumner?

The most popular HMO-POS plan in Sumner is AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS), with 1,029 enrollees.

How many HMO-POS plans in Sumner do not include drug coverage?

There are 1 HMO-POS plans in Sumner without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Sumner County, TN (2027) are summarized below.

Medicare Advantage Plan Ratings in Sumner County, TN (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 12 32%
3 Stars 25 68%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.69

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Sumner County, Tennessee, including communities such as Bethpage, Castalian Springs, Cottontown, Gallatin, Hendersonville, Portland, Westmoreland, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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