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  1. 🏠
  2. Medicare Advantage Plans
  3. Tennessee
  4. Tipton County

2027 Medicare Advantage Plans in Tipton County, TN

Last update: October 4, 2026.

In Tipton County, TN, there are 32 Medicare Advantage plans available for 2027. Of these, 18 offer a $0 monthly premium, and about 38% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$21.84/mo
Plans with $0 Premium
18
Average MOOP Limit
$6,277 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 38% · 3 Stars: 63% · Below 3: 0%
Average Part D Deductible
$597.73
Total MA/MAPD Enrollment
3,211
Plans with the Highest Enrollment
(as of October 5, 2026)
1. BlueAdvantage Garnet (PPO) — 1,041 enrollees
2. HealthSpring Preferred (HMO) — 381 enrollees
3. Humana Value Plus H5216-180 (PPO) — 284 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Tipton County, TN. Or explore all Medicare Options available in Tipton County, TN. To understand how local plans fit into the broader market, visit our Tennessee Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
16
Average Monthly Premium
$34.96/mo
Total PPO Enrollment
1,768
$0 Premium PPO Plans
7
Average MOOP
$6,469
Top PPO by Enrollment
BlueAdvantage Garnet (PPO) — 1,041 enrollees
PPO Plans Without Drug Coverage
4

PPO Medicare Advantage plan comparison – Tipton County, Tennessee, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC TN-0002
☆☆☆☆☆
$0 $6,700 $685 H2001-094-0
Humana Value Plus H7617-088
☆☆☆☆☆
$14 $5,400 $700 H7617-088-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $9,850 N/A H5521-279-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$29 $9,850 $700 H5521-501-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $3,400 N/A H5216-235-0
Humana Value Plus H5216-180
☆☆☆☆☆
$14 $5,400 $700 H5216-180-0
HumanaChoice H5216-097
☆☆☆☆☆
$85 $9,100 $400 H5216-097-0
BlueAdvantage Diamond
☆☆☆☆☆
$161 $4,450 $700 H7917-009-0
BlueAdvantage Emerald
☆☆☆☆☆
$25 $5,900 $700 H7917-047-0
BlueAdvantage Extra
☆☆☆☆☆
$13 $7,150 $700 H7917-041-0
BlueAdvantage Freedom
☆☆☆☆☆
$0 $4,450 N/A H7917-039-0
BlueAdvantage Garnet
☆☆☆☆☆
$0 $5,900 $700 H7917-033-0
BlueAdvantage Ruby
☆☆☆☆☆
$95 $4,450 $700 H7917-012-0
HumanaChoice R0110-017
☆☆☆☆☆
$0 $4,650 N/A R0110-017-0
HumanaChoice R0110-018
☆☆☆☆☆
$124 $7,000 $700 R0110-018-0
HealthSpring True Choice
☆☆☆☆☆
$0 $9,850 $700 H7849-153-0
What is the total number of PPO plans offered in Tipton?

Tipton County has 16 PPO plans for 2027, with 1,768 enrolled.

How much do PPO plans cost in Tipton?

The typical PPO premium in Tipton is $34.96, and 7 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
7
Average Monthly Premium
$1.96/mo
Total HMO Enrollment
725
$0 Premium HMO Plans
6
Average MOOP
$5,814
Top HMO by Enrollment
HealthSpring Preferred (HMO) — 381 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Tipton County, Tennessee, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Value Plus
☆☆☆☆☆
$0 $6,750 $400 H3146-012-0
DEVOTED CORE 004 TN
☆☆☆☆☆
$0 $4,900 $650 H7605-004-0
DEVOTED GIVEBACK 005 TN
☆☆☆☆☆
$0 $7,700 $461 H7605-005-0
HealthSpring Courage
☆☆☆☆☆
$0 $3,900 N/A H4513-033-0
HealthSpring Preferred
☆☆☆☆☆
$0 $5,100 $500 H4513-049-4
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,950 $700 H4513-068-2
HealthSpring Primary
☆☆☆☆☆
$14 $5,400 $700 H4513-053-0
What is the average monthly premium for HMO plans?
HMO plans in Tipton cost $1.96 per month on average.
Which HMO plan is most popular in Tipton?
The most popular HMO plan in Tipton is HealthSpring Preferred (HMO), with 381 enrollees.
How many HMO plans in Tipton do not include drug coverage?
There are 1 HMO plans in Tipton without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 9
  • Average Monthly Premium $13.97/mo
  • Total HMO-POS Enrollment 718
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $6,294
  • Top HMO-POS by Enrollment AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS) — 210 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Tipton County, Tennessee, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Direct Plus from UHC TN-8
☆☆☆☆☆
$0 $6,400 $505 H5253-249-0
AARP Medicare Advantage from UHC TN-0003
☆☆☆☆☆
$0 $6,400 $685 H5253-081-0
AARP Medicare Advantage from UHC TN-0004
☆☆☆☆☆
$22 $4,450 $495 H5253-082-0
AARP Medicare Advantage Giveback from UHC TC-4
☆☆☆☆☆
$0 $7,150 $685 H5253-121-0
AARP Medicare Advantage Patriot No Rx TC-MA01
☆☆☆☆☆
$0 $4,450 N/A H5253-113-0
HealthSpring Premier
☆☆☆☆☆
$50 $6,150 $500 H4513-036-0
Wellpoint Extra Help
☆☆☆☆☆
$14 $9,000 $700 H5828-008-0
Wellpoint Medicare Advantage
☆☆☆☆☆
$40 $6,750 $475 H5828-013-0
Wellpoint Medicare Advantage 2
☆☆☆☆☆
$0 $5,900 $0 H5828-014-0
What is the total number of HMO-POS plans in Tipton?

There are 9 HMO-POS plans in 2027, covering 718 enrollees.

How much do HMO-POS plans cost in Tipton?

The average HMO-POS premium in Tipton is $13.97 per month, with 5 plans offering $0 premiums.

What is the leading HMO-POS plan in Tipton?

AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS) is the top HMO-POS in Tipton, with 210 enrollees.

What is the number of HMO-POS plans without Part D coverage in Tipton?

1 HMO-POS plans in Tipton do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Tipton County, TN for 2027.

CMS Star Ratings for Medicare Advantage Plans in Tipton County, TN (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 12 38%
3 Stars 20 63%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.66

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Tipton County, Tennessee, including communities such as Atoka, Brighton, Burlison, Covington, Drummonds, Mason, Munford, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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