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  1. 🏠
  2. Medicare Advantage Plans
  3. Tennessee
  4. Unicoi County

2026 Medicare Advantage Plans in Unicoi County, TN

Last update: June 11, 2026. Enrollment data updated: June 13, 2026

In Unicoi County, TN, there are 30 Medicare Advantage plans available for 2026. Of these, 18 offer a $0 monthly premium, and about 50% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Unicoi County, TN. Or explore all Medicare Options available in Unicoi County, TN.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$16.69/mo
Plans with $0 Premium
18
Average MOOP Limit
$4,844 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 50% · 3 Stars: 50% · Below 3: 0%
Average Part D Deductible
$473.33
Total MA/MAPD Enrollment
2,415
Plans with the Highest Enrollment
(as of June 13, 2026)
1. AARP Medicare Advantage from UHC TC-0002 (HMO-POS) — 787 enrollees
2. AARP Medicare Advantage from UHC TC-0003 (HMO-POS) — 406 enrollees
3. BlueAdvantage Sapphire (PPO) — 370 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
13
Average Monthly Premium
$23.38/mo
Total PPO Enrollment
504
$0 Premium PPO Plans
7
Average MOOP
$4,812
Top PPO by Enrollment
BlueAdvantage Sapphire (PPO) — 370 enrollees
PPO Plans Without Drug Coverage
3

PPO Medicare Advantage plan comparison – Unicoi County, Tennessee, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Value Plus H7617-088
☆☆☆☆☆
$28 $4,900 $615 H7617-088-0
UHC Medicare Advantage TC-0001
☆☆☆☆☆
$0 $6,700 $440 H2001-104-0
BlueAdvantage Diamond
☆☆☆☆☆
$89 $2,900 $250 H7917-011-0
BlueAdvantage Extra
☆☆☆☆☆
$28 $5,100 $615 H7917-041-0
BlueAdvantage Freedom
☆☆☆☆☆
$0 $3,200 N/A H7917-039-0
BlueAdvantage Ruby
☆☆☆☆☆
$46 $3,250 $250 H7917-015-0
BlueAdvantage Sapphire
☆☆☆☆☆
$0 $3,850 $250 H7917-031-0
DEVOTED CHOICE 010 TN
☆☆☆☆☆
$0 $4,900 $375 H9231-010-0
DEVOTED CHOICE GIVEBACK 006 TN
☆☆☆☆☆
$0 $8,300 $605 H9231-006-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $3,400 N/A H5216-235-0
Humana Value Plus H5216-180
☆☆☆☆☆
$28 $4,900 $615 H5216-180-0
HumanaChoice R0110-017
☆☆☆☆☆
$0 $4,650 N/A R0110-017-0
HumanaChoice R0110-018
☆☆☆☆☆
$86 $6,500 $590 R0110-018-0
What is the total number of PPO plans offered in Unicoi?

Unicoi County has 13 PPO plans for 2026, with 504 enrolled.

How much do PPO plans cost in Unicoi?

The typical PPO premium in Unicoi is $23.38, and 7 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
5
Average Monthly Premium
$16.80/mo
Total HMO Enrollment
494
$0 Premium HMO Plans
3
Average MOOP
$3,270
Top HMO by Enrollment
Humana Gold Plus H4461-041 (HMO) — 183 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Unicoi County, Tennessee, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H4461-035
☆☆☆☆☆
$0 $3,600 $590 H4461-035-0
Humana Gold Plus H4461-040
☆☆☆☆☆
$74 $1,900 $615 H4461-040-0
Humana Gold Plus H4461-041
☆☆☆☆☆
$10 $3,200 $615 H4461-041-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $3,750 N/A H4461-004-0
DEVOTED CORE 010 TN
☆☆☆☆☆
$0 $3,900 $375 H7605-010-0
What is the average monthly premium for HMO plans?
HMO plans in Unicoi cost $16.80 per month on average.
Which HMO plan is most popular in Unicoi?
The most popular HMO plan in Unicoi is Humana Gold Plus H4461-041 (HMO), with 183 enrollees.
How many HMO plans in Unicoi do not include drug coverage?
There are 1 HMO plans in Unicoi without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 12
  • Average Monthly Premium $9.38/mo
  • Total HMO-POS Enrollment 1,417
  • $0 Premium HMO-POS Plans 8
  • Average MOOP $5,534
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC TC-0002 (HMO-POS) — 787 enrollees
  • HMO-POS Plans Without Drug Coverage 2

HMO-POS Medicare Advantage plan comparison – Unicoi County, Tennessee, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC TC-0002
☆☆☆☆☆
$0 $4,200 $355 H5253-047-0
AARP Medicare Advantage from UHC TC-0003
☆☆☆☆☆
$42 $3,500 $355 H5253-048-0
AARP Medicare Advantage Giveback from UHC TC-4
☆☆☆☆☆
$0 $6,700 $600 H5253-121-0
AARP Medicare Advantage Patriot No Rx TC-MA01
☆☆☆☆☆
$0 $3,900 N/A H5253-113-0
Wellcare Assist
☆☆☆☆☆
$28 $4,800 $615 H1416-042-0
Wellcare Assist
☆☆☆☆☆
$24 $4,800 $615 H1416-083-0
Wellcare Giveback
☆☆☆☆☆
$0 $6,700 $615 H1416-079-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $4,800 N/A H1416-061-0
Wellcare Simple
☆☆☆☆☆
$0 $4,800 $615 H1416-077-0
Wellpoint Extra Help
☆☆☆☆☆
$0 $9,000 $390 H5828-008-0
Wellpoint Medicare Advantage
☆☆☆☆☆
$19 $6,750 $200 H5828-013-0
Wellpoint Medicare Advantage 2
☆☆☆☆☆
$0 $6,460 $200 H5828-016-0
What is the total number of HMO-POS plans in Unicoi?

There are 12 HMO-POS plans in 2026, covering 1,417 enrollees.

How much do HMO-POS plans cost in Unicoi?

The average HMO-POS premium in Unicoi is $9.38 per month, with 8 plans offering $0 premiums.

What is the leading HMO-POS plan in Unicoi?

AARP Medicare Advantage from UHC TC-0002 (HMO-POS) is the top HMO-POS in Unicoi, with 787 enrollees.

What is the number of HMO-POS plans without Part D coverage in Unicoi?

2 HMO-POS plans in Unicoi do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Unicoi County, TN for 2026.

CMS Star Ratings for Medicare Advantage Plans in Unicoi County, TN (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 15 50%
3 Stars 15 50%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.65

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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