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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Bowie County

2026 Medicare Advantage Plans in Bowie County, TX

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Bowie County, TX, there are 24 Medicare Advantage plans available for 2026. Of these, 19 offer a $0 monthly premium, and about 25% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Bowie County, TX. Or explore all Medicare Options available in Bowie County, TX.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$15.54/mo
Plans with $0 Premium
19
Average MOOP Limit
$6,475 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 25% · 3 Stars: 63% · Below 3: 13%
Average Part D Deductible
$487.50
Total MA/MAPD Enrollment
5,389
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Humana Gold Plus H0028-043 (HMO) — 1,847 enrollees
2. HumanaChoice H5216-043 (PPO) — 616 enrollees
3. Humana Essentials Plus Giveback H5216-358 (PPO) — 587 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 15
  • Average Monthly Premium $23.53/mo
  • Total PPO Enrollment 2,484
  • $0 Premium PPO Plans 11
  • Average MOOP $7,240
  • Top PPO by Enrollment HumanaChoice H5216-043 (PPO) — 616 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2026 PPO Medicare Advantage Plans available in Bowie County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback H7617-035
☆☆☆☆☆
$0 $8,300 $350 H7617-035-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
Humana Value Choice H7617-057
☆☆☆☆☆
$0 $6,800 $420 H7617-057-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $6,750 $615 H2293-014-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H3288-051-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H3288-008-0
Humana Essentials Plus Giveback H5216-358
☆☆☆☆☆
$0 $8,300 $390 H5216-358-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-128-0
HumanaChoice H5216-043
☆☆☆☆☆
$0 $6,800 $420 H5216-043-6
HumanaChoice R4182-001
☆☆☆☆☆
$0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
$102 $8,200 $600 R6801-012-0
Blue Cross Medicare Advantage Preferred
☆☆☆☆☆
$110 $8,000 $450 H8634-033-0
What is the total number of PPO plans offered in Bowie?

There are 15 PPO plans in 2026, covering 2,484 beneficiaries.

How much do PPO plans cost in Bowie?

The average PPO premium in Bowie is $23.53 per month, with 11 plans offering $0 premiums.

What is the most popular PPO plan in Bowie?

HumanaChoice H5216-043 (PPO) is the top PPO in Bowie, with 616 enrollees.

What is the number of PPO plans without Part D coverage in Bowie?

There are 5 PPO plans in Bowie without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
8
Average Monthly Premium
$2.50/mo
Total HMO Enrollment
2,380
$0 Premium HMO Plans
7
Average MOOP
$5,013
Top HMO by Enrollment
Humana Gold Plus H0028-043 (HMO) — 1,847 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Bowie County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H4461-062
☆☆☆☆☆
$0 $4,225 $615 H4461-062-0
CHRISTUS Health Medicare Complete
☆☆☆☆☆
$0 $4,900 $250 H1189-003-0
CHRISTUS Health Medicare Guardian
☆☆☆☆☆
$0 $4,900 N/A H1189-008-0
CHRISTUS Health Medicare Plus
☆☆☆☆☆
$20 $4,200 $250 H1189-004-0
Humana Gold Plus H0028-043
☆☆☆☆☆
$0 $4,225 $615 H0028-043-2
Blue Cross Medicare Advantage Dental Value
☆☆☆☆☆
$0 $5,200 $615 H9706-007-0
Blue Cross Medicare Advantage Saver
☆☆☆☆☆
$0 $7,500 $450 H9706-008-0
Blue Cross Medicare Advantage Value
☆☆☆☆☆
$0 $4,950 $450 H9706-001-0

What is the average monthly premium for HMO plans?

HMO plans in Bowie cost $2.50 per month on average.

Which HMO plan is most popular in Bowie?

The most popular HMO plan in Bowie is Humana Gold Plus H0028-043 (HMO), with 1,847 enrollees.

How many HMO plans in Bowie do not include drug coverage?

There are 1 HMO plans in Bowie without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
1
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
525
$0 Premium HMO-POS Plans
1
Average MOOP
$6,700
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC TX-0010 (HMO-POS) — 525 enrollees
HMO-POS Plans Without Drug Coverage
0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Bowie County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC TX-0010
☆☆☆☆☆
$0 $6,700 $440 H4514-017-0
What is the leading HMO-POS plan in Bowie?

AARP Medicare Advantage from UHC TX-0010 (HMO-POS) is the top HMO-POS in Bowie, with 525 enrollees.

What is the number of HMO-POS plans without Part D coverage in Bowie?

0 HMO-POS plans in Bowie do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Bowie County, TX for 2026.

CMS Star Ratings for Medicare Advantage Plans in Bowie County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 6 25%
3 Stars 15 63%
Below 3 Stars 3 13%
Not Rated 0 0%
Average Rating 3.54

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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