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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Cameron County

2027 Medicare Advantage Plans in Cameron County, TX

Last update: October 4, 2026.

In Cameron County, TX, there are 34 Medicare Advantage plans available for 2027. Of these, 25 offer a $0 monthly premium, and about 56% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$13.88/mo
Plans with $0 Premium
25
Average MOOP Limit
$6,331 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 56% · 3 Stars: 44% · Below 3: 0%
Average Part D Deductible
$475.00
Total MA/MAPD Enrollment
24,512
Plans with the Highest Enrollment
(as of October 5, 2026)
1. HealthSpring Preferred (HMO) — 6,789 enrollees
2. AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS) — 4,381 enrollees
3. HealthSpring Preferred Extra Savings (HMO) — 4,053 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Cameron County, TX. Or explore all Medicare Options available in Cameron County, TX. To understand how local plans fit into the broader market, visit our Texas Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
17
Average Monthly Premium
$24.65/mo
Total PPO Enrollment
4,773
$0 Premium PPO Plans
10
Average MOOP
$7,294
Top PPO by Enrollment
Humana Essentials Plus Giveback (PPO) — 1,486 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Cameron County, Texas, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $7,100 $0 H7617-041-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
Humana Value Choice
☆☆☆☆☆
$0 $6,500 $700 H7617-123-0
HumanaChoice H7617-059
☆☆☆☆☆
$23 $7,700 $700 H7617-059-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
HumanaChoice Giveback H5216-350
☆☆☆☆☆
$0 $7,100 $0 H5216-350-0
HumanaChoice H5216-043
☆☆☆☆☆
$20 $7,700 $700 H5216-043-1
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H3288-051-0
Aetna Medicare Enhanced
☆☆☆☆☆
$55 $7,150 $700 H3288-009-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $7,150 $700 H2293-017-0
HumanaChoice R4182-001
☆☆☆☆☆
$0 $6,000 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$100 $8,200 $700 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$46 $8,200 $700 R4182-004-0
AARP Medicare Advantage from UHC TX-0004
☆☆☆☆☆
$37 $6,700 $600 H1278-010-0
AARP Medicare Advantage from UHC TX-61
☆☆☆☆☆
$138 $9,850 $685 R6801-012-0
AARP Medicare Advantage Patriot No Rx TX-MA05
☆☆☆☆☆
$0 $7,150 N/A H1278-027-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $700 H7849-154-0
What is the total number of PPO plans offered in Cameron?

Cameron County has 17 PPO plans for 2027, with 4,773 enrolled.

How much do PPO plans cost in Cameron?

The typical PPO premium in Cameron is $24.65, and 10 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
11
Average Monthly Premium
$2.18/mo
Total HMO Enrollment
14,871
$0 Premium HMO Plans
10
Average MOOP
$4,656
Top HMO by Enrollment
HealthSpring Preferred (HMO) — 6,789 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Cameron County, Texas, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H0028-046
☆☆☆☆☆
$0 $3,995 $700 H0028-046-0
Humana Gold Plus H4461-053
☆☆☆☆☆
$24 $3,400 $700 H4461-053-0
Humana Total Complete
☆☆☆☆☆
$0 $3,995 $700 H4461-052-0
Prominence Extra Help
☆☆☆☆☆
$0 $3,400 $300 H7680-009-0
Prominence Giveback
☆☆☆☆☆
$0 $7,500 $0 H7680-014-0
Prominence Plus
☆☆☆☆☆
$0 $3,000 $0 H7680-002-0
HealthSpring Courage
☆☆☆☆☆
$0 $4,300 N/A H4513-009-0
HealthSpring Preferred
☆☆☆☆☆
$0 $3,250 $500 H4513-061-2
HealthSpring Preferred Extra Savings
☆☆☆☆☆
$0 $7,150 $300 H4513-092-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,775 $300 H4513-083-2
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $4,450 $400 H4523-027-0
What is the average monthly premium for HMO plans?
HMO plans in Cameron cost $2.18 per month on average.
Which HMO plan is most popular in Cameron?
The most popular HMO plan in Cameron is HealthSpring Preferred (HMO), with 6,789 enrollees.
How many HMO plans in Cameron do not include drug coverage?
There are 1 HMO plans in Cameron without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 5
  • Average Monthly Premium $5.80/mo
  • Total HMO-POS Enrollment 4,832
  • $0 Premium HMO-POS Plans 4
  • Average MOOP $6,040
  • Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS) — 4,381 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Cameron County, Texas, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC TX-14
☆☆☆☆☆
$0 $3,900 $595 H4527-013-0
AARP Medicare Advantage Extras from UHC TX-50
☆☆☆☆☆
$0 $5,400 $235 H4527-055-0
AARP Medicare Advantage from UHC TX-51
☆☆☆☆☆
$29 $3,900 $595 H4527-058-0
AARP Medicare Advantage Giveback from UHC TX-38
☆☆☆☆☆
$0 $9,850 $140 H4527-051-0
AARP Medicare Advantage Patriot No Rx TX-MA01
☆☆☆☆☆
$0 $7,150 N/A H4527-024-0
What is the total number of HMO-POS plans in Cameron?

There are 5 HMO-POS plans in 2027, covering 4,832 enrollees.

How much do HMO-POS plans cost in Cameron?

The average HMO-POS premium in Cameron is $5.80 per month, with 4 plans offering $0 premiums.

What is the leading HMO-POS plan in Cameron?

AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS) is the top HMO-POS in Cameron, with 4,381 enrollees.

What is the number of HMO-POS plans without Part D coverage in Cameron?

1 HMO-POS plans in Cameron do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Total PFFS Enrollment
36
$0 Premium PFFS Plans
1
Average MOOP
$9,850
Top PFFS by Enrollment
Humana Gold Choice H8145-126 (PFFS) — 36 enrollees
PFFS Plans Without Drug Coverage
1

PFFS Medicare Advantage plan comparison – Cameron County, Texas, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $9,850 N/A H8145-126-0

What is the average monthly premium for PFFS plans?

PFFS plans in Cameron cost $0.00 per month on average.

Which PFFS plan is most popular in Cameron?

The most popular PFFS plan in Cameron is Humana Gold Choice H8145-126 (PFFS), with 36 enrollees.

How many PFFS plans in Cameron do not include drug coverage?

There are 1 PFFS plans in Cameron without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Cameron County, TX for 2027.

CMS Star Ratings for Medicare Advantage Plans in Cameron County, TX (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 19 56%
3 Stars 15 44%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.81

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Cameron County, Texas, including communities such as Brownsville, Harlingen, La Feria, Los Fresnos, Olmito, Port Isabel, Rio Hondo, San Benito, Santa Rosa, South Padre Island, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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